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Can I use an income letter from the Irish Embassy for my retirement visa renewal in Thailand, and is health insurance still required if I meet the financial requirements?
Oct 13, 2025
7 months ago
Bobby *****
ORIGINAL POSTERWorking on retiring to Thailand next year. A couple of questions
1 - Showing income requirements for renewal every year, can I use an income letter from Irish Embassy and therefore escape having to use Thai banking system with all its issues.
2 - do I still have to have Health insurance as I will be showing funds larger than the 800k baht needed.
1 - Showing income requirements for renewal every year, can I use an income letter from Irish Embassy and therefore escape having to use Thai banking system with all its issues.
2 - do I still have to have Health insurance as I will be showing funds larger than the 800k baht needed.
TLDR : Answer Summary
A user inquires about their upcoming retirement in Thailand, specifically regarding the use of an income letter from the Irish Embassy to meet annual renewal income requirements, and whether health insurance is still necessary when showing sufficient funds. Various comments address the validity of using the embassy's income statements, the potential lack of health insurance requirements for a retirement visa, and personal experiences with pension confirmations accepted by local immigration offices.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Simon *******
The UK embassy stopped doing this don't know if the Irish embassy does.
Ivan ************
Ireland provides income letters. The process and requirements are laid out here:
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Steven ******
I cant offer too much advice as I am not on a retirement visa but I do have a Non O and health insurance currently isn't a requirement for it. Also I wouldn't worry too much about using the Thai banks. I opened up my account with KBank using my initial Non O and had no issues whatsoever. Most of the people, not all but most, who are having issues with the banks are people who opened accounts with banks when they weren't entitled to them and Bangkok Bank customers.
J **************
It depends on whether or not you rang up hospital expenses.
Fra *****
Everything possible but please , make a Health insurance 😜
Ralf **********
In Hua Hin, immigration accepts a confirmation from your pension fund, which must be certified by the embassy of your country; your pension must be at least 65,000 THB per month.
It’s a comfortable way and no bank savings necessary
It’s a comfortable way and no bank savings necessary
Peter ********
get the grok app
Joe **********
What happens to the 800k if you die? Just a thought because this is Thailand after all!
Kevin *********
@Joe *********
I wrote several responses yesterday to Joe and Bent Sennenwaldt explaining in detail the importance of getting a Thai will as Denmark's laws wouldn't affect or dictate what happens to assets in Thailand. There was no crass language or tone in our replies. Yet some ahole moderator found it fit to remove our posts just because he didn't like them. The information contained in those posts were helpful to remove doubt - I would say more helpful than the remaining posts here. Can the moderator who removed those posts man up and comment on why you removed them or were you just upset that you couldn't jerk off?Chang ******
@Joe *********
, thai government will take it, so hire the attorney who will take over your will .Bent *************
@Chang *****
Thai government don’t know I have died! Who should notify them?Trav **********
@Chang *****
Stop giving bullshit info!!!!!!!!!!!!!!!!!!!!Steven ******
@Trav *********
at least Chang is contributing and not just saying who cares!Trav **********
@Steven *****
If you are giving bullshit info it's no different than saying who cares. I got news for you buddy, you can't take it with you, so who cares.Steven ******
@Trav *********
how is he giving bullshit information. What he said is correct, if you dont have a will the government will take it.Ivan ************
@Steven *****
it's a good idea to have a will but in the absence of one the estate goes to your next of kin, as in most countries. The government doesn't take it. *****************************************************************
Reply to
Ivan ************
Reply
Trav **********
@Joe *********
Who cares after you die. It won't worry you in the least when you're gone.Bent *************
@Joe *********
Your heirs will get the money.Bent *************
When my children have the ATM card and pin they can take out money from my account in Bangkok Bank! Correct?
Kevin *********
@Bent ************
I have replied previously. No point repeating. Your children can try when that day happens 👍🙏Bent *************
@Kevin ********
Of course they will get the money!Reply to
Bent *************
Reply
Lynnette *******
@Bent ************
if in a will. Otherwise the law decides.Bent *************
@Lynnette ******
The law in your home country not Thai law.Kevin *********
@Bent ************
no no no. There's a reason to the saying "law of the land". Other countries' laws don't apply to another. You'll have to make a Thai will or else Thai court will decide based on intestate law of ThailandBent *************
@Kevin ********
But the Thai authorities don’t know he has died! Anyone with the passbook and ATM card can withdraw the money!Kevin *********
@Bent ************
actually the reverse is true. Once you die, legally even your spouse can't withdraw the money in your bank account unless it's a joint account. And once the death certificate is produced, the banks would freeze the account. So even if you have the atm card or bank book, it wouldn't help.Bent *************
@Kevin ********
I’m sure 99% of Danes who - like me - has a bank account in Thailand don’t tell it to authorities in Denmark!When I die, my children know where I keep my Thai ATM card and passbook. They can travel to Thailand and take out the money without any problem! Agree?
Kevin *********
@Bent ************
sorry mate, we're on the wrong frequency. I was referring to your Thai bank account under Thai jurisdiction. Thought that was your question in the first place 😉Bent *************
@Kevin ********
Yes, and I explained to you how my children can get the money after I’m dead!Kevin *********
@Bent ************
I think you just don't get it. You explained but your explanation is wrong. Your foreign laws don't dictate what will happen to your 800k thb in a Thai bank, even if you have a foreign will. You will need to have a Thai will, failing which it will be distributed by Thai intestate laws. If you can understand this, please indicate by replying with a light bulb.Lynnette *******
@Bent ************
no. Not in my country. I asked a Thai lawyer about dying intestate and he said there are specific rules for who gets what if there's no Thai will.Reply to
Lynnette *******
Reply
Lynnette *******
@Joe *********
same as most countries, a Thai will decides who inherits your money.Bent *************
@Lynnette ******
No! Thai authorities dont get any messages about my death. I live in Denmark!Lynnette *******
@Bent ************
you asked about the Thai bank not Denmark. Countries don't get notified of deaths. That's what next of kin do. If noone goes to the bank to show you've died they won't know. The money is distributed according to the will or if intestate, whatever the law is in that country.Bent *************
@Lynnette ******
My children can go to any ATM in Thailand and take out the money! I already told them the pin!Lynnette *******
@Bent ************
the person asked who inherited the money. Not if they can give their pin to someone. You can do as you please.Reply to
Lynnette *******
Reply
Lynnette *******
@Joe *********
that's what wills are for.Graham ******
@Joe *********
you write a Thai willReply to
Graham ******
Reply
Lynnette *******
If your embassy supplies the affidavit on the 65k I think you can.
Otherwise I think you'd have to use the 800k for first year extension whilst also transferring the 65k in monthly. Then switch the second year to the income method. Think I've said that right. 🙄
Otherwise I think you'd have to use the 800k for first year extension whilst also transferring the 65k in monthly. Then switch the second year to the income method. Think I've said that right. 🙄
Chang ******
@Lynnette ******
in US don't provide anything at all anymore so you needs *****
0thb transfer for 60 days prior firstReply to
Chang ******
Reply
Marty *********
There is no health insurance requirement for the O visa.
Reply to
Marty *********
Reply
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