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Can I use an income letter from the Irish Embassy for my retirement visa renewal in Thailand, and is health insurance still required if I meet the financial requirements?

Thai retirement visa NON-O visa income letter Irish Embassy health insurance Thailand immigration 800k baht requirement retirement in Thailand

Oct 13, 2025

14 hours ago

Bobby *****

ORIGINAL POSTER

Working on retiring to Thailand next year. A couple of questions 

1 - Showing income requirements for renewal every year, can I use an income letter from Irish Embassy and therefore escape having to use Thai banking system with all its issues.

2 - do I still have to have Health insurance as I will be showing funds larger than the 800k baht needed.

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TLDR : Answer Summary

The user is preparing to retire to Thailand and has two main questions. First, they inquire whether they can use an income letter from the Irish Embassy to fulfill the income requirement for visa renewal, thus avoiding issues with the Thai banking system. Second, they ask if health insurance is still necessary if their funds exceed the required 800,000 baht. Responses indicate that using an income letter is acceptable and that health insurance is not mandatory for the retirement visa.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Ivan ************

Ireland provides income letters. The process and requirements are laid out here:

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3 hours ago

Steven ******

I cant offer too much advice as I am not on a retirement visa but I do have a Non O and health insurance currently isn't a requirement for it. Also I wouldn't worry too much about using the Thai banks. I opened up my account with KBank using my initial Non O and had no issues whatsoever. Most of the people, not all but most, who are having issues with the banks are people who opened accounts with banks when they weren't entitled to them and Bangkok Bank customers.

3 hours ago

J **************

It depends on whether or not you rang up hospital expenses.

8 hours ago

Fra *****

Everything possible but please , make a Health insurance 😜

11 hours ago

Ralf **********

In Hua Hin, immigration accepts a confirmation from your pension fund, which must be certified by the embassy of your country; your pension must be at least 65,000 THB per month.

It’s a comfortable way and no bank savings necessary

12 hours ago

Peter ********

get the grok app

13 hours ago

Joe **********

What happens to the 800k if you die? Just a thought because this is Thailand after all!

14 hours ago

Chang ******

@Joe *********

, thai government will take it, so hire the attorney who will take over your will .

7 hours ago

Trav **********

@Chang *****

Stop giving bullshit info!!!!!!!!!!!!!!!!!!!!

4 hours ago

Steven ******

@Trav *********

at least Chang is contributing and not just saying who cares!

3 hours ago

Trav **********

@Steven *****

If you are giving bullshit info it's no different than saying who cares. I got news for you buddy, you can't take it with you, so who cares.

3 hours ago

Steven ******

@Trav *********

how is he giving bullshit information. What he said is correct, if you dont have a will the government will take it.

3 hours ago

Ivan ************

@Steven *****

it's a good idea to have a will but in the absence of one the estate goes to your next of kin, as in most countries. The government doesn't take it.

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3 hours ago

Reply to

Ivan ************

Trav **********

@Joe *********

Who cares after you die. It won't worry you in the least when you're gone.

7 hours ago

Bent *************

@Joe *********

Your heirs will get the money.

10 hours ago

Lynnette *******

@Bent ************

if in a will. Otherwise the law decides.

10 hours ago

Bent *************

@Lynnette ******

The law in your home country not Thai law.

10 hours ago

Kevin *********

@Bent ************

no no no. There's a reason to the saying "law of the land". Other countries' laws don't apply to another. You'll have to make a Thai will or else Thai court will decide based on intestate law of Thailand

10 hours ago

Lynnette *******

@Bent ************

no. Not in my country. I asked a Thai lawyer about dying intestate and he said there are specific rules for who gets what if there's no Thai will.

10 hours ago

Reply to

Lynnette *******

@Joe *********

same as most countries, a Thai will decides who inherits your money.

12 hours ago

Lynnette *******

@Joe *********

that's what wills are for.

12 hours ago

Graham ******

@Joe *********

you write a Thai will

13 hours ago

Reply to

Graham ******

Lynnette *******

If your embassy supplies the affidavit on the 65k I think you can.

Otherwise I think you'd have to use the 800k for first year extension whilst also transferring the 65k in monthly. Then switch the second year to the income method. Think I've said that right. 🙄

14 hours ago

Chang ******

@Lynnette ******

in US don't provide anything at all anymore so you needs

*****

0thb transfer for 60 days prior first

7 hours ago

Reply to

Chang ******

Marty *********

There is no health insurance requirement for the O visa.

14 hours ago