Can I open a bank account in Hua Hin on a tourist visa without mandatory accident insurance?

The discussion focuses on whether individuals can open a bank account in Hua Hin using a tourist visa without the need to buy accident insurance, which some banks require. It highlights experiences with various branches, particularly Bangkok Bank, where some users reported success in opening accounts without purchasing insurance, while others faced difficulties. The conversation also mentions agents who can help with opening accounts, albeit sometimes at a fee. There's a recurring theme of dissatisfaction with mandatory insurance requirements and varying bank policies, especially post-March 2023.