Answered6 months ago
Can I deposit 400,000 THB in a fixed term deposit at a Thai bank for visa purposes?
Has anybody deposited their 400000 in a fixed term deposit at a Thailand bank , or isn’t that allowed?
Answer summary
The discussion revolves around whether depositing 400,000 THB in a fixed term deposit at a Thai bank is acceptable for visa requirements. Most commenters agree that it's allowed, but the funds must be instantly accessible for visa applications, even if that incurs a penalty for early withdrawal. Different experiences with various immigration offices in Thailand are shared, noting that rules can vary by location and that ensuring instant access to funds is critical.
36 repliesnewest first
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Leslie *****************
Chiang mai immigration advised me to open a fixed account told me easier for me and easier for them
Steve *******
I’ve had 400k in a 3 month fixed deposit account for 15 years with no problems. The 3 month A/c gives a 1.25% benefit which is crap but better than nothing. Money can only be withdrawn with 3 month notice so not sure where this instant availability comes from?
Allan *******
No need to, find a agent
Martin *******
When I tried 13 years ago, Jontien Immigration wouldn't allow it. So I had to do a border run until regular account had the funds for the required time.
Robert *************
You can do this 2 ways, have 800,000 sitting in a Thai bank account or have a monthly income of 65,000 or more.
Proficient***********
Robert Dawson Jr. Exactly who in the world is going to have 800k Sitting without interest you lose about 60k+ Yearly in any kind of bulletproof safe interests anywhere, getting robbed and laughed at if you choose to have 800k sitting without a good amount of yearly interest lol
Robert *************
ProficientChipmunk698 exactly why I do not keep 800,000 THB sitting in a Thai bank. I keep mine in an investment account and enjoy a nice return.
Tawan *********
My husband uses fixed account for his retirement visa . We never have any issues with immigration.
Des ****
I asked Chonburi immigration in Jomtien, they said it's ok. But if you're transferring the funds from your existing account it must be out and in the new account on same day.
Hans-Georg ******
It‘s allowed!
Geoff **********
thai banks pay very little interest if any
Franky **********
Fixed allowed in Hua Hin
Rich ******
I'm sure they would be more than pleased
อามานด้า ******
I would ask you immigration. They are the ones that will accept your visa application. I don't know how it works. Never had to do it. But something my husband told me when we just moved here was to always ask at the branch. Because every branch will have their own rules. It can even depend on which staff you ask sometimes
John **********
Yes it's allowed but for visa purposes it must be instantly accessible, even if that means you pay a penalty
Russell *********
OP@John *********
what would it need to be instantly accessible for? 
Bob **********
Russell Hardman medical bills ect. But if it’s for a non-o based on marriage it’s only a 2 month requirement at .9% your not going to see much profit
John **********
@Russell ********
it's an immigration requirementChris **********
@John *********
in your dreams.....Chris **********
I've been rolling my 800k over in a fixed term deposit with the SCB for about 7 years now.
John *******
Chris Coxsedge Any requirements for Passbook updating on application day or is a Bank letter sufficient? Regards
Chris **********
John Smith on application day I deposit 100 baht into it then get a statement and letter.
John *******
Chris Coxsedge Thanks Chris, the Kasikorn 12 month Fixed deposit doesn't allow addition of funds in the fixed term period. Maybe possible in the following years. I will visit Hua Hin immigration in advance to find out the exact requirements "on that day!"
Jon *******
According the Chiang Mai IO it is perfectly acceptable. I just extended at the end of March with my 800k in my FDA
Stephen ********
Provided the money is "at call" it's ok. However, the interest rate is crap
SereneBu*********
Cannot
Dean *******
SereneBuffalo2568 no have!
Brook ********
SereneBuffalo2568
I’ve used a fixed deposit account with Chiang Mai Immigration for the last 5 years.
The money is always available. There is only a substantial INTEREST penalty for early withdrawal.
I’ve used a fixed deposit account with Chiang Mai Immigration for the last 5 years.
The money is always available. There is only a substantial INTEREST penalty for early withdrawal.
BC ********
SereneBuffalo2568 why give wrong info ? Can do it. Just has to be accessable.
Hǝınz ***********
BC Farang fixed term deposit is not possible.
Chris **********
Hǝınz Mɐzǝnɐnǝɹ well I have for over 7 years now, a 12 month fixed term deposit, full of shit.
Andreas *********
The money must be available daily.
Chris **********
Andreas Trummer bullshit
Andreas *********
Chris Coxsedge Even if it's wrong, you're quite a proletarian. shitty character. Probably minimum formation and thatch stupid. Such proletuses can actually be found politically on the right.If nobody told you that, it's high time for that.
Joiner *****
Andreas Trummer really ?
Yet a,single person's 400,000. Should not be available at any time ?
Yet a,single person's 400,000. Should not be available at any time ?
Jeff *************
Joiner Man yes, you have to have instant usage or they will make you start over
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