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Am I bound to a specific Kasikorn Bank branch after opening an account, and can I use other branches without restrictions?
Feb 17, 2026
2 months ago
Ba ****
ORIGINAL POSTERIf I open an account at a Kasikorn Bank branch, am I bound to it somehow? can I use any other branch later on? Are there any restrictions in this regard?
TLDR : Answer Summary
When opening an account at Kasikorn Bank, you are not strictly bound to the original branch. Customers can generally use any Kasikorn branch in Thailand for most banking services. However, there are some restrictions: for specific transactions like closing an account, re-verifying identity, or resolving issues, you may need to return to the branch where you initially opened the account. Additionally, while using ATMs outside of your home province may incur fees, using cardless ATM features typically allows for fee-free access at any KBank ATM.
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Joakim ***********
Use Thai Farmers Bank instead. It’s a serious bank without SCAM
Hari ****
No restrictions , but if it’s out of yo our town you have to pay more fees
Ian ********
I just went to the Kasikorn bank in yasothon and they said that I can get my statements and bank letter through then even though my account is elsewhere
Anthony ******************
No. I use krungshri bank. Kasikorn would be my second choice.
Mickey ********
No i have a couple of different bank accounts. Not Tied to either past tomorrow
Deniz *********
You have to go to the branch where you opened your account in cases of -re-verifying your identity,
- any problems with your account
- closing your account
- getting letter from bank to visit the branch
- Blockade/ freezing of your account
Last year I had to spend 1 full day to travel to the city where I had opened my account just because the bank wanted to see my passport for verification.
- any problems with your account
- closing your account
- getting letter from bank to visit the branch
- Blockade/ freezing of your account
Last year I had to spend 1 full day to travel to the city where I had opened my account just because the bank wanted to see my passport for verification.
Rob *********
Deniz Saritel that is not correct for SCB.
Tomas *********
Deniz Saritel not with Kasikorn, you can use any branch.
Deniz *********
Tomas Hansson Ok thank you for your good information.
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Deniz *********
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Larry ******
Deniz Saritel Not totally correct. I did my ID verification in Sattahip but my account is Bang Kapi Bangkok. Might have something to do with the fact that I've been a customer for 36 years.
Deniz *********
Larry Ryan Yes, 36 years.
Then my statement was and is absolutely correct. Last year tens of thousands of accounts got frozen and everyone had to go to their branch without any mercy where they opened the accounts.
I witnessed it in three branches where I first tried to get things done without going to my old city. Nothing helped I and many others had to go. Only one case I know that the bank in Bangkok accepted to care for his case because he was badly ill.
Then my statement was and is absolutely correct. Last year tens of thousands of accounts got frozen and everyone had to go to their branch without any mercy where they opened the accounts.
I witnessed it in three branches where I first tried to get things done without going to my old city. Nothing helped I and many others had to go. Only one case I know that the bank in Bangkok accepted to care for his case because he was badly ill.
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Deniz *********
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Ossie *********
I have two separate accounts in the same province but on two separate islands I had no problems obtaining them
Cool****
Only Bangkok bank is bound to cities.
You have to pay fee to withdraw and deposit if you open from difference province.
You have to pay fee to withdraw and deposit if you open from difference province.
Charles *************
Kasikorn bank and Bangkok Bank are the only two banks that will let you open up an account right away if you want to open up the account at any other bank you have to be here for over a year that's my understanding
David *********
I have two accounts with two different banks
One has my visa requirement money plus a little extra
The other I use as a normal account
One has my visa requirement money plus a little extra
The other I use as a normal account
Ning ******
There is a fees if you open in bkk and use atm or transfer or withdraw in phuket etc.
Brian *******
I have 4 don’t use 3 of them lol you can
Ronnie ********
what do you need to open a checking account in thailand? besides money, obviously...
Barry ********
I have a TTB savings account and the ATM card can be used in any Thai bank ATM any where in Thailand free of any withdrawal charge.
James ******
I open my account at Bangkok Bank walking street but I use the one in Jomtien. If I need any special paperwork I have to go back to the one on walking street. Same bank but not same bank
Dragan **********
I keep saying it and say it again .
Be very careful in sending large amounts of your money into foreign bank accounts .
Even though you need it .
Just send over enough to cover Visa , immigration side of things .
Because as they have done before is blocked many foreign bank accounts .
Be very careful in sending large amounts of your money into foreign bank accounts .
Even though you need it .
Just send over enough to cover Visa , immigration side of things .
Because as they have done before is blocked many foreign bank accounts .
David *******
Have as many acc. as you like
Michael ********
Yes, I have SCB and Kbank
Basim *******
Yes you can use any branch
Hǝınz ***********
Tmk for certain things such as confirming personal data/face recognition etc. you have to go to the branch you opened the account.
Wannikea *********
If you use the cardless ATM feature you will not be charged for cross province withdrawals through an ATM
Larry ******
Wannikea Wanblee Than you for the information, I was not aware of that.
Alan ******
Wannikea Wanblee Nice to know. Cheers 🙏
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Alan ******
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Neil ********
I opened my Kasikorn in Bangkok but live in Hua Hin. It’s the same as any national bank. You send to that account, draw out from ATMs wherever.
If you want to do something special then go to your local branch where you opened the account
If you want to do something special then go to your local branch where you opened the account
Ba ****
ORIGINAL POSTERNeil Fowell but for this something special do you need to go to the branch in Bangkok, where you opened account or to Hua hin?
Neil ********
Ba Ma probable BKK but what is special? I opened a second account linked to my first account so for that BKK as it makes it easier. We have family there so we go when required.
Any amount of money in or out up to 4mn per transaction is normal so in real terms if you can get to your branch when required then leave it where it is.
I will move mine to Hua Hin after I get my yellow book and can prove residency
Any amount of money in or out up to 4mn per transaction is normal so in real terms if you can get to your branch when required then leave it where it is.
I will move mine to Hua Hin after I get my yellow book and can prove residency
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Neil ********
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Larry ******
I opened a KBANK account in 1990 when I first came to Thailand and still have it. I use the Sattahip branch for updates, ATM card and guarantee letter for visa extension, so the answer is yes, you can use any branch. However the ATM card must be used at a KBANK machine. Out of province use of the card will entail a fee..... 15-20 Baht I think.
Stuart *********
Larry Ryan plus you are allowed 6 non KBank ATM withdrawals per month WITHIN PROVINCE. Think it’s 10 baht charge - All the banks will be the same. Therefore it’s best to use your own banks ATM within the province you opened the bank account.
Wayne ********
Larry Ryan correct me if I’m wrong but I find this is the case with my bank. If I have any issues with my account whatsoever, they will only address those issues at the branch where I opened my account
Larry ******
@Wayne *******
I have lived in Sattahip for more than 10 years and have never been told to go to Bangkok where I opened the account.Wayne ********
Larry Ryan lucky you
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Wayne ********
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Simon *******
Larry Ryan I you use cardless and scan the qr code on the atm there isn't a charge as long as its a Kbank ATM,if its any other atm you will get charged 10 bht by using cardless withdraw
Jesper *******
Simon Adams it still deduct a fee (15-20) baht when u use the scan function to withdraw cash in atms not in your own province
Simon *******
Jesper Ngiam I have used cardless all over Thailand ,I only get charged if the atm isn't k bank ,if its kbank no charge ,just used scb on koh chang, again no charge
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Simon *******
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Peter *******
Larry Ryan My KBank ATM card can be used at any ATM, anywhere.
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Peter *******
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Gregory *********
Yes. You are a bit. I have one in the regional town i live in. If i transfer large amounts over 50k over the counter to a bangkok account then i have to pay a small fee. Not sure if there are any other disadvantages yet.
Reply to
Gregory *********
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