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expat visa solutions
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Either switch to a smart visa (only category remaining is startup) or partner with someone who qualifies. BOI visas like smart and LTR are the only ones that qualify right now and just qualify but have staff that will call up to assist or push an acct opening for you
If funds aren't a problem but the account situation is, this could work. Ideally you have your own biz that may qualify but if not, if partnered with someone, you could just be a minority owner of Thai entity and just get a visa "along the ride". Downside, you'd have to be sure they really plan to do their biz/startup for the long term or at least as long as it takes to...
likely switch back to the retirement visa once you have the acct