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Will my visa extension be accepted with funds transferred between banks?

Non-O VisaVisa ExtensionBank StatementsRetirement VisaThailand ImmigrationFinancial RequirementsExpat Banking
Sep 2, 2025
12 days ago
Joe *******
ORIGINAL POSTER
I'm embarrassed and think I messed up. I've been asked for 12 months of statements on my Non-O for retirement the past few extensions at Division One Bangkok. Bangkok Bank takes me 3 or 4 business days to get them. One time 5 days. I opened an account at SCB. I was more concerned about the 800k posting the same day I moved it from BB to SCB. So there were zero days without 800k in an account. I walked cash over from BB to SCB and it posted in an hour the same day. I dropped to 301k at Bangkok Bank and 802k at SCB.

I didn't realize I may need to have 800k in the new account three months prior to my extension in one month. I did this today Sep 2. My visa extension expires Nov 11, 2025. I made an appointment 45 days early on Sep 29, 2025. Even if I wait until say Nov 10, 2025, that will only be in the new account 71 days.

Again, I know I may have really messed up. Is there any chance they will accept the two accounts on Sept 29? The SCB account having the 801k for only 28 days. I planned to get all the appropriate papers from each bank the morning I go in. Or perhaps going say Nov 2, will be 60 days in the new account.

Thanks for any advice
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TLDR : Answer Summary
The user is concerned about meeting the financial requirements for their Non-O visa extension in Thailand, particularly regarding the necessity of maintaining 800,000 THB in their accounts for a specified duration. They have transferred funds between Bangkok Bank and SCB but are unsure if the Immigration Office will accept statements from both accounts, given the timing constraints. Several commenters provide advice, suggesting that the user should confirm with their Immigration Office regarding account acceptance and emphasize the importance of providing proper documentation to show the funds are consistent and have met minimum balance requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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J **************
And there are those who say an agent is worthless
12 days ago
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Giovanni **********
@J *************
 I don't think I have ever seen anyone say agents are worthless. They have a place. The point normally made is for people to do it themselves ,it's not that difficult. But to get back to your point I'm not sure how an agent could have prevented this.
11 days ago
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J **************
@Giovanni *********
 there are agents who Tate care of the finances
11 days ago
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J **************
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Sebastian *********
One thing for sure, we all have different experience….. it always comes down to the individual you are dealing with, it’s their interpretation of the law
12 days ago
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Joe *******
ORIGINAL POSTER
@Sebastian ********
 This is true. I try to go with the flow. I never really thought about the 60 day rule because I've always had over 800k. I was more concerned it posted in the new account the same day. I didn't think 2 banks mattered. I'm gonna go into immigration and ask at the BB and SCB. I'm sure I'm not the only dummy to mess up the timing. Worst case, I come back Nov 4. That will be 62 days. My stamp expires Nov 11, 2025. I just want to get this over with for another year.
12 days ago
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Sebastian *********
@Joe ******
 the truth of the matter is you haven’t done anything wrong, it’s just a technicality… I don’t think you will have any problems in getting your extension…..
12 days ago
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Joe *******
ORIGINAL POSTER
@Sebastian ********
 Thanks Sebastian, I'll do what I have to do
12 days ago
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Sebastian *********
@Joe ******
 very well, all the best
12 days ago
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Sebastian *********
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Nick ************
My IO accepted bank statements I printed from the banking app. That might help you if yours did. In my opinion, bangkok bank will loose a lot of customers over the problems they are causing. I have simular issues to you.
12 days ago
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Reinhard ********
@Nick ***********
 My wife and I closed our accounts at Bangkok Bank last week,because they freezed so many accounts of foreigners.Now WE opened new ones at Krung Thai Bank.A statement was Made in 10 minutes.
12 days ago
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Nick ************
@Reinhard *******
 Krungthai have been the best bank for me but I can not get Wise transfers to show as international for Visa purposes. That's why I opened a BB account. Anyway, I will not be trusting BB with more than a few baht once I have got things sorted.
11 days ago
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Reinhard ********
@Nick ***********
 My Immi doesn't accept wise transfer to my account.I have to show my pension comes direct from the pension insurance and it has to be stamped by the consulate in Chiang Mai.So next week I have to drive to CM again.
11 days ago
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Nick ************
@Reinhard *******
 good grief. You have to prove its money from a pension? I've never heard of that before. My office just wanted to see money out if my uk account t correlated to money in to my Thai account. It's possible that they will not require the transfers to show as international in my bank book. All questions I will have to ask when I get back.
11 days ago
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Reinhard ********
@Nick ***********
 It's Not the same visa.Ichanged from retyrement to marriage visa and the procedere is not the same.(Very complicated)But I have to show an income only over 40k Thb or 400k in a bank account.Now I can use the 400k to make more money.
11 days ago
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Reinhard ********
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Joe *******
ORIGINAL POSTER
Sorry to hear that. I've been fine with Bangkok Bank other than getting statements. I ran a test last week to see how long it would take. I ordered Thurday and they arrived at the branch on the following. That's cutting it close if they can only be seven days old.
11 days ago
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Reinhard ********
PS.One hour to close the Account for me and 5 minutes for my wife.Horror bank!
12 days ago
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Reinhard ********
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Joe *******
ORIGINAL POSTER
@Nick ***********
 I know every IO is different. But the BB branch at Chaing Wattana said they will only accept the forms from the bank that have the blue logo. I got lucky last year. I brought in 12 months of statements with the blue logo. It took 5 days to get them and I think they can only be 7 days old. I had got my last extension Sept 29. I was there applying Oct 2. They wanted a 13th statement showing the other two days. I printed it out in the basement off the app and took it into the BB branch. They helped me out and stamped it with a bunch of blue stamps. I took it back upstairs and was approved. I'm trying to switch to an easier bank, buit I probably messed up the timing.
12 days ago
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Nick ************
@Joe ******
 good luck.
12 days ago
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Nick ************
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Joe *******
ORIGINAL POSTER
You sure are. I just ran a test to see how long it will take to get 13 month of statements. I ordered them last Thursday Aug 28th. They arrived today 6 days later. I'm sure the weekend hurt me. So I need to plan an appointment only on Monday. Order the statements the Monday before and pray they show up on Friday in 5 days. That's the only way they will only be 7 days old. Last year I messed up and got 12 month of statements. My last extension was Sept 29, 2023 and I was getting a new extension (I think) Oct 1, 2024. They wanted to see the statement that showed Sept 29 and Sept 30. So I needed 13 statements. The bank book never went below 1.6 million. That was in Bangkok
12 days ago
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Sebastian *********
The best you can do is getting 12 months bank statement from BB and a statement from the new bank (from the day the account was opened); you will have to explain to Immigration the reason why you moved your money from one Bank to another, they should understand

as long as you can demonstrate it’s the same money and you haven’t gone under the minimum amount of 400K at any time in the last 12 months …..
12 days ago
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Joe *******
ORIGINAL POSTER
@Sebastian ********
 Thanks. I always kept over a million at Bangkok Bank and moved it to SCB 15 minutes later, right next door. I opened the new account so I could get 12 month of statements in a faster time than 5 or 6 days. I'll go to SCB and ask for that letter. Do you think the money being in the new account for only 28 days will be a deal breaker? I think I'll try. I have an appointment. Worst case is I come back Nov 4. That's 62 days in the new account. My extension expires Nov 11, 2025
12 days ago
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Joe *******
ORIGINAL POSTER
Yes, me too. I had to order 13 months of statements. Because my last extension in 2023 was Sep 30, and I was getting a new extension Oct 1, 2024. They wanted a statement to see the one day in Sep of 2023. Even though the bank book showed 1.8 million all year. It is what it is.
11 days ago
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Sebastian *********
@Joe ******
 …. speaking of which…. the BB branch I go to (Loei Province) can only issue 6 months statement on the day ( for 12 months the require a few days notice) and that hasn’t been a problem with immigration, so last time I just submitted the 6 months statement and the actual bank book to show the other 6 months …. I guess I am lucky with the Immigration office I deal with.
12 days ago
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Malcolm *****
@Sebastian ********
 that was refused for me
12 days ago
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Malcolm *****
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Joe *******
ORIGINAL POSTER
The money was wired from the US about three years ago. Did I mess up touching the original money that I started the visa with 3 years ago? I really wanted to get away from getting statements at Bangkok Bank for the future years.
12 days ago
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Joe *******
ORIGINAL POSTER
Which paperwork from Bangkok Bank? I was going to do a BahtNet transfer and the teller suggested just taking 800k cash next door to SCB.
12 days ago
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Sebastian *********
@Joe ******
 the statements from both banks will show the withdrawal and the deposit
12 days ago
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Joe *******
ORIGINAL POSTER
@Sebastian ********
 I'll get everything I can paperwork wise. I think I may try Sep 29th. All they can say is no and come back when the money is at SCB for 60 days. That leaves me 7 days before my extesnion expires.
12 days ago
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Joe *******
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Joe *******
ORIGINAL POSTER
I'll make a trip over to both branches tomorrow and ask if I can get the balance letter and update the bank book at 8:30 the day I go in.
12 days ago
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Bob **********
@Joe ******
 you’ll need the balance letter no more than a day old plus an updated bankbook the day of
12 days ago
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Bob **********
@Joe ******
 you’ll need bank letters from both banks stating balances for the whole year
12 days ago
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Joe *******
ORIGINAL POSTER
Also do you think the new account only being open 29 days is a deal breaker?
12 days ago
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Joe *******
ORIGINAL POSTER
@Bob *********
 I was going to take 12 months of statements from Bangkok Bank and I'll ask about the letter stating the balance for the year. Should I request that at immigration? Or can it be a few days old and I get it at my local branch?
12 days ago
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Joe *******
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Sebastian *********
I believe you only need the 800K 60 days prior, not 90

Can anyone confirm?
12 days ago
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John **********
@Sebastian ********
 it's neither 60 days nor 90 days. It's full calendar months. Most immigration offices are 2 calendar months but some want 3 calendar months for the 2nd and subsequent extensions.
12 days ago
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Joe *******
ORIGINAL POSTER
I've always kept over 800k in Bangkok Bank and I moved 802k over to SCB. I was worried I may need the new account to have 800k in it for three months. Am I wrong about that rule?
12 days ago
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Joe *******
ORIGINAL POSTER
I know you've said 60 days a few times. So that is in fact a rule? It can't be in two banks 60 days before extension. 2 years 11 months at Bangkok Bank and One month at SCB. To get this over with on Sept 29.
12 days ago
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Joe *******
ORIGINAL POSTER
Yes, I will. So you think the 60 day rule will apply with my new SCB account. I've had over a million at Bangkok Bank for three years and 800k at SCB starting today. I've always had over 800k in both banks. It's just in 2 accounts. I'll only be in the SCB account 28 days if I go in early. I was going to get statements and bank letters from both banks.
12 days ago
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Joe *******
ORIGINAL POSTER
I'm glad I messed that up too. So worst case, I can't re-new early on Sept 29. I moved the money to SCB from BB today Sept 2. So Nov 3 will be 61 days at SCB. My stamp expires Nov, 11. But going in Sep 29th with the new account being open only 29 days might not work?
12 days ago
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Graham ******
@Joe ******
 61 days is two months so that is fine
12 days ago
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Sebastian *********
@Joe ******
 always count the actual days, don’t just go by the months …
12 days ago
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John **********
@Sebastian ********
 its the months that are important in this case
12 days ago
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John **********
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Nongnuch ********
@Joe ******
 the seasoning period for 800,000 THB in your bank account prior to applying for a 12-months extension is only 2 months, not three
12 days ago
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Nongnuch ********
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Tony **********
@Sebastian ********
 yes, but it can't go under 400k
12 days ago
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Tony **********
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Lynnette *******
Oh dear.
12 days ago
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Joe *******
ORIGINAL POSTER
@Lynnette ******
 Yes, I was more concerned about the 800k being in the account without a break in the year. I've never dropped below 800k in three years. Do you think not being in the new account three months will kill my extension? I'll go in and ask at both branches SCB and BB at immigration. Plus, I'll run my error by upstairs. See what they say.
12 days ago
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Joe *******
ORIGINAL POSTER
I know I may have messed up. I was more concerned to not have to use Bangkok Bank in 2026. It took 6 days to get statements last year. And I believe they can only be 7 days old. Plus, a few folks are saying it's 60 days not 3 months. I'll be at 60 days on Nov 2. My extension expires Nov 11. So maybe I got lucky?
12 days ago
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Charles ********
@Joe ******
 pinned to my passport by immigration, July 2025.
12 days ago
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Joe *******
ORIGINAL POSTER
@Charles *******
 Thanks Charles. I've always had over 800k at Bangkok Bank. I'm just concerned I moved it to the new account at the wrong time. I have an appt in 28 days. If they accept having over 800k at any bank I'm fine. If they want 800k for 60 days at the new bank, I'll have to go in Nov 4. Luckily my extension expires Nov 11. I just like to get it over with.
12 days ago
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Charles ********
@Joe ******
 A friend of mine was in hospital last year.

He dipped into his funds to pay the bill.

Long story short…4000baht cleared up the problem.
12 days ago
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Joe *******
ORIGINAL POSTER
@Charles *******
 I'm ok fund wise. I didn't consider it may have to be in the new account 60 days. I thought any account as long as I showed proof would do. We'll see. I'm gonna go to immigration and ask. Both upstairs and the both branches. I'll see what they say. But I have a feeling come back when it's been at SCB 60 days may be the answer
12 days ago
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Joe *******
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Lynnette *******
@Joe ******
 I wish you luck. In theory you've had your money "in a bank" for the 3 months but immigration might not agree that meets the criteria. 😬
12 days ago
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Lynnette *******
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Graham ******
They may accept two accounts (ask your Immigration Office) but your biggest worry might be would BB do the paperwork for you having withdrawn the bulk of your funds?
12 days ago
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Joe *******
ORIGINAL POSTER
@Graham *****
 Oh sorry, I answered in a new post
12 days ago
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Joe *******
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