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Answered6 months ago

What should I prepare to open a bank account in Thailand with a new US passport?

Sturgess ********
asked Apr 29, 2026
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I thought I’d share this banking experience, just in case it could help someone. Background: I have a newer US Passport, the one with the weird patterned photos that make you look like a criminal. Anyway, I’m at the K-Bank at Central, on Beach Road in Pattaya. I have all my docs in order and we’re flying along in the process when it comes time to A) take my picture, and B)take a picture of my passport photo. The K-Bank system rejected multiple attempts by their rep, each time saying the photos do not look like the same person. By the way, at K-Bank they use their iPads to take the photos - I wonder if they should upgrade that process. The rep tried and tried with no success, finally telling to go home and make my beard shorter. That night, I followed this advice and the next day went to the K-Bank located in the Big C Super Center on Central Road. Same sh!t. Just when the rep and I were wondering what to do next, another rep who had been following along at a distance ran over, saw that I have a new US passport and started shouting, “no, no, no! US Passport! US Passport!”. He grabbed it and with a big smile told me he was going to make this work. He went to a remote corner of the small branch and took photos of the passport at a weird angle. He came back laughing and gave everything to my rep saying, “go ahead, it will work now”. And just like that, when the rep took my like 20th photo….voila! it matched with the passport photo, and we sailed through the rest of the process. So if anyone has this problem at a bank, I recommend you ask the rep to call their home office and check on the best practices for taking a photo of the new USPassport.
Answer summary
A user shares their frustrating experience opening a bank account in Pattaya, Thailand, with a new US passport which caused issues due to the bank's photo recognition system. After multiple failed attempts, a bank employee successfully took the photo at an angle that was accepted. Other commenters also shared similar experiences with different passports and offered insights on the required documents and tips for opening an account in Thailand.
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Mats *********
Mats *********
Maybe natural not indoor light?
V.A. **********
V.A. **********
Happened to me at Bangkok Bank. Told me to shave my beard told him to go die somewhere
Gregory *********
Gregory *********
AI needs oversight
Patricia **************
Patricia **************
Whoooh, I had my teeth clenched while reading this 😬😅. Whooh, I'm so glad it worked out, and thank you for sharing!
Bill **********
Bill **********
Happened to me at an upcountry K+; not a big deal. Max transfer of 50K was a bigger deal for me.
Raphael ******
Raphael ******
Happened to me too, German passport, took whay felt like 30-45min, taking my picture over n over again until it finally worked. It’s their software which can be no problem or absolut shit at other times. Took me 3 fkcng hours, maybe I’m exaggerating but felt like freaking 3 hours just to open a bank account. My branch was in a lotus.

And just for general info: had all the according documents in order and with me as requested
Rene ********************
Rene ********************
Thank you for this, my passport keeps getting rejected as well when I'm trying to get my tick tock store open, keeps telling me it's been " altered", I am beyond frustrated
Rae ******
Rae ******
Just wait until you need facial recognition. That will wipe the smile off you face
Garrett ***********
Garrett ***********
Yeah the new passports cause issues with the scanners. Same with the BTS, if you have a new passport only 1 station can do the KYC for it.
Potpon******
Potpon******
It’s actually not lines

It’s your full name birthdate and passport number that make the lines

If you have a magnifying glass you can see it clearly
Martyn ***********
Martyn ***********
Interesting... Can you tell me the documents you needed to produce in the bank , I was thinking of opening an account there in next week or so....
Jim *********
Jim *********
Martyn Rollinson it depends on the branch manager pretty much. But usual requirements are your passport with a non immigrant visa, and a Thai mobile number. Most now require a resident certificate from immigration. Some a copy of your lease and a TM30 are also good to have. Go to the bank branch you want to open an account at and ask what they require.
Reiner ************
Reiner ************
U are totally wrong a TM 30 is not enough to open a Account, and NOT from

My experience here on Phuket … NO branch manager can help . It’s now a Bank Regulation…. Otherwise … if you pay under the table…. All possible
Martyn ***********
Martyn ***********
Jim McGowan I'm going to that branch.. It's 20km away for me, so need to go prepared.
Reiner ************
Reiner ************
The most important is a one year visa ! No Tourist get one … and YES the COR is a must as well … why he described is a kind of strange as the us passport should be ok … but we’ll … he got it

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