How can I open a Thai bank account without using an agent or paying for insurance?

Thai bank account Visa requirements DTV visa Expat banking Bank documents Central Festival Chiang Mai Bangkok Bank Opening bank account in Thailand

Oct 29, 2024

23 days ago

Anonymous *************

ORIGINAL POSTER

✨ Successfully Opened a Thai Bank Account without Agent or Insurance ✨

(Your experience may vary.)

I just want to share my experience opening a Thai bank account without needing an agent or insurance, after running around to 10 different branches in Bangkok and Chiang Mai (since I was traveling around anyway). I’ve included a picture as proof, though I’ve hidden personal details for privacy. Hopefully, this helps some of you—though keep in mind, it may not work the same for everyone, depending on when and where you try. Good luck! 🍀

Branch: Bangkok Bank (Central Festival Chiang Mai)

Banker: When I went, there were two bankers—one male, one female. I chose the male banker without glasses. (Sorry I was too happy and forgotten to write down his name). I’m not sure if other bankers are as tourist/customer-friendly as the one who helped me.

Tips:

* Present yourself well—I avoided wearing a t-shirt, shorts, or slippers.

* Be really polite and pleasant

* I also mentioned I wanted to deposit 10,000 THB.

Documents I Brought:

* Passport with DTV Visa

* TM30

* Rental lease (for proof of address)

* Thai SIM card (for OTPs) -I already have this number for some time now.

* I also had a Thai driving license I got years ago on a 30-day visa-exempt, though I’m unsure if it helped my case.

* I brought the bank statements (I showed for DTV application) to proof I have more than enough funds to support myself in Thailand (Again, I do not know if this helps, but since I already have those documents printed as extra copies for DTV, I just show to the banker too)

I hope this helps others navigating the process! All the best.

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TLDR : Answer Summary

The post shares a personal experience of opening a Thai bank account at Bangkok Bank in Central Festival Chiang Mai without the use of an agent or insurance. The author details the document requirements, the importance of a good presentation, and tips for a successful account opening. Responses in the comments discuss variations in the experience, question age requirements, and the relevance of nationality, emphasizing that experiences may vary depending on the bank branch.

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Tore *********

Yeah I also did it easily in Bangkok with DTV and a medical certificate .

Just be aware that if you have to do something other than simple stuff you need to go back to the branch you opened the account with. And outside CM you are subject to the ATM withdrawal fee just like with a foreign card.

22 days ago

Patrick ********

@Tore ********

which branch in bangkok did you open your account ?

22 days ago

Tore *********

@Patrick *******

don’t have the name at hand, but was close to Vimut Hospital (Bangkok Bank)

22 days ago

Reply to

Tore *********

Hugo *****

Hey thanks for sharing, can you deposit money online after open account ? They have online app ?

22 days ago

Glenn **********

What passport do you have?

22 days ago

Jolie ******

The Bank statement for DTV doesn’t need to be from Thai Bank, right?

22 days ago

Anonymous *************

ORIGINAL POSTER

Nope, it was from my home country's bank. (It’s not required in any of the official documents to open a savings account with Bangkok Bank. I just showed it since I had it with me anyway. I’m not even sure if it helped—I just listed everything I presented to the banker.)

22 days ago

Jolie ******

Anonymous participant ahh thank you so much. I am just looking for a way to apply DTV visa. I really hope that you could provide me some information. Thank you!

22 days ago

Reply to

Jolie ******

Brian ****

It might be easier to open an account at the end of the month because of sales goals.

22 days ago

Max ********

Hey may I ask how old you are? I heard the news that tourist visa bank openings are atm only possible for 50+ years of age old people.