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Answered5 months ago

What is the best visa option for a 64-year-old expat who plans to stay in Thailand for no more than 3 months at a time?

Chris *********
asked May 28, 2026
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I usually just come into Thailand on a 60 day visa at the airport then extend it another month if i stay longer, but the last two times they have questioned me ( why i have not got a visa) So now i will go for a visa, question is which one.

So i wont live in thailand for than 3 months at a time, i own a house (land in my gf name) i have a yellow book and i have proof of more than 65k going in my account in Thailand, i also have a uk company so could work on line in Thailand if i needed to be a digital nomad. I do not want to live full time in Thailand.

I am 64.

So knowing all that which is the easiest or best visa for me. Thank you ♥️
Answer summary
The user is seeking a suitable visa for staying in Thailand for up to 3 months without living there permanently. They usually enter on a 60-day visa and extend it by 30 days but are now considering a more formal visa option due to increased scrutiny from immigration. Suggestions from community comments highlight the Non-O (Retirement) visa as a potentially easy option due to the user being over 50 and having sufficient income. Other suggestions include a Tourist Visa with extension or the Digital Nomad Visa, depending on the user's work status in Thailand.
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Wolf ******
Wolf ******
If you stay 90 days, the Tourist Visa (60 days) is the easiest and cheapest way. You can extend the 60 days by 30 for 1'900 baht at immigration.

Only concern might be the airline carrier how want to see an exit ticket from Thailand not longer than 60 days after flying.
Gee **********
Gee **********
All you need is a tourist visa 60 days and extend by 30 at local immigration in Thailand. No need to do anything else since you never stay longer than 3 months
Warren ******
Warren ******
5 year DTV
John *********
John *********
"I usually just come into Thailand on a 60 day visa at the airport"

No you don'. That's not a visa
Shane *********
Shane *********
John Nielson agree its visa exempt
John *********
John *********
John Nielson I think he means the current 60 visa exemption stamp, which is probably going to revert back to 30 days, but I don’t think it’s official yet until it’s in The Royal Gazette
Steven ***************
Steven ***************
If you come often and stay a few months each time a Non--O retirement visa for 1st 90 days, file for 12 month extension of stay and purchase multiple reentry permit. Then you can come and go as you please and renew every year for as long as you want. Gives you yotal freedom to come and go as you want when you want.
Atilla ********
Atilla ********
Get a retirement visa.
Mick *****
Mick *****
So everyone seems to be recommending DTV or Retirement Visa they are certainly cheap options. You say you want simplicity so if you can afford it I'd go with an LTR visa. I dont have one so I am not 100% but I believe you apply once for 10 years, no 90 day reports to immigration just an annual report, you can get a work permit, you can come and go as you want and there are some other small benefits including tax benefits. The downside - they have some financial requirements and they are not cheap. If you have the money and can meet the requirements this is an good option if you want easy long term access.
John *********
John *********
Mick Lor no such thing as cheap options here or in any other comparable country. If you can’t afford, then it’s not for that person
Mick *****
Mick *****
OMG, everyone and I mean everyone said he needs the retirement visa or the DTV. All I am saying is if you meet the criteria and you can afford it LTR is an option.
Understandin*************
Understandin*************
Mick Lor 90 day report, takes 5 minutes online if that. Non-o retirement is a once a year visit to immigration, ฿1900 per year.

10 year LTR is ฿50,000, so 31k to avoid 5 minute 90 day reports. 🤷‍♂️
Mick *****
Mick *****
So what, like I said if you have the money it's an option. Just because you can't afford it it is still a viable choice.
Kemi *****
Kemi *****
Retirement visa
Greg ***********
Greg ***********
Chris Hayward You will need to apply for the 90-days Non-Imm-O Retirement Visa through the E-Visa online system of the Thai embassy in your home country, before you fly to Thailand.

After you entered Thailand, you need to get registered in your accommodation per TM30 within 24 hours of arrival in the premises. If you rent or live in a friend’s accommodation, the landlord or the friend has to register you.

Immigration will only service you if you are properly registered in your accommodation by the TM30.

You need this TM30 so you can ask Immigration for a “certificate of residence”, a document you need if you want to get a Thai bank account opened.

On arrival, you will get stamped in for an admitted stay of 90 days. The “retirement visa” will become invalid for further use.

Within this 90-days STAY PERMIT period, you have only two, maximum three weeks of time to arrange for the application to the “1-year Extension of Temporary Stay Permit Based on Retirement”.

Many people wrongly refer to the extension as a “retirement visa”, this is totally wrong. Actually, the one-year extension of the stay permit is not a visa, it is what the stamp in your passport says: an extended stay permit.

You will need to get a Thai bank account openend as soon as possible after you entered. On a Non-Imm visa class, it is possible to get a Thai bank account opened, if you fulfill the minimal requirements.

In order to apply for the “90-days single entry Non-Imm-O retirement visa” through the online E-visa system at the Royal Thai Embassy of your home country, you can use the proof of income of a monthly minimum of equivalent of 65,000 THB, by using your original pension statements or other income documentation.

Or you use a deposit of a minimum of 800,000 THB or the equivalent in your home country currency, or on your home bank account, or on a Thai bank, or just anywhere in the World – as long as the account is in your sole name.

However, for the application inside Thailand for the “1-year extension of the stay permit” out of the 90-days Non-Imm-O Retirement Visa, if you are a citizen of a country, whose embassy in Thailand does not issue the “income affidavit” any more (which are the embassies of the USA, UK and Australia, Norway and Canada - AFAIK),

you would need proof by a “12 months bank statement”, showing that for the past 12 months, you have been transferring from abroad to your Thai bank account, month for month, not missing one single month, a minimum of 65,000 THB. The transfers must be coded in your bankbook as foreign transfers coming in from abroad

If your embassy still issues a legalized affidavit of income, you can use this method for the financial proof, as long as you can show a monthly income or pension of a minimum of 65,000 THB.

Some Immigration offices have started to require that even when you use your embassy’s income affidavit, you at least have a Thai bank account and SOME money gets transferred into it from abroad – and they might also ask you for the source of the income.

For above mentioned citizens, in the first year there is no other way around than depositing a minimum of 800,000 THB in your Thai bank account and use this deposit for the financial proof.

For the application to the “one year extension of stay permit based on being over 50/retired”, you can also use the DEPOSIT method. This means that you can show a minimum of 800,000 THB in your Thai bank account, and on the day when you apply, the funds must have been sitting in your account for a minimum of 2 months, and you got the “bank letter of guarantee” that confirms this.

NOTE: It is income method OR deposit method.

And there is a third method, called the “combination method”:

A combination, a mix of income and deposit.

Some immigrations don’t allow the combination method in the first year. And some Immigration want the deposit part to exceed 400,000 THB. The combination method means that the sum of the deposit AND the monthly income exceeds 800,000 THB in one year.

But let’s continue with the “normal method” (visa issued in your home country, followed by the application to the Extension inside Thailand):

On the day of application to the 1-year extension, the 800,000 THB must have “seasoned” in your account for two months, and this has to be proven with the “bank letter of guarantee” (rab roong thanakan).

What else do you need on Immigration?

*** Immigration might ask you to present your updated bankbook, and a receipt of a small sum withdrawal at an ATM of the same day.

*** a copy (and original) of your passport detail page signed in blue ink

*** a copy (and original) of the .pdf visa document signed in blue ink

*** a copy (and original) of the printed TDAC (if applicable) signed in blue ink

*** 1900 THB in cash

*** the TM7 form you can fill out at the Immigration

*** Immigration will ask you to sing several “exclusion of responsibility” forms (STM)

*** some Immigrations have started to ask applicants for a rental contract (Hua Hin is known to ask)

*** some also ask for a screenshot or printout of your TM30

You should visit Immigration ASAP after you have entered and ask them for the handout list of requirements. This is important, because some Immigrations use their own approach to the official rules.

After been issued the “1-year Extension of Stay”, the 800,000 THB need to remain in the account for 3 more months. After these 3 months, the deposit shall never go under 400,000 THB. Before your annual application for the next “1-year Extension of Stay”, a minimum of 800,000 THB must have seasoned in the account for two months, again

When you get issued the “1-year extension of stay”, you should always buy a re-entry permit for it.

A re-entry permit will keep your 1-year stay permit alive in case you exit Thailand before the expiry of the 1-year stay permit.

A single re-entry permit is 1000 THB on Immigration. A multi re-entry is 3800 THB.

With a multi re-entry permit, you can exit and re-enter as many times as you wish during the whole 1-year stay permit period.

Good Luck and a great time in Thailand
Brent *********
Brent *********
I know ever key board warrior will jump down my throat , but going to see a good agent for your first visa , will make life so much easier for you . As you see , everyone has a different answer .
Eileen ***********
Eileen ***********
Claus **********
Claus **********
Brent Rothsay Kindly give us the contact details of a good one please. I am planning to get a Non-O visa
Todd *********
Todd *********
Brent Rothsay agents solve problems, save time and save money. Never hurts to find out the real answers
Peter *********
Peter *********
Non o
Meki *******
Meki *******
Retirement Visa

This is the easiest type.
John **********
John **********
It depends. If you are over 50 and won't work from Thailand the Non-OA visa may suit but requires insurance, police check etc but it's a 12 month visa that allows you to come and go as you please.

If you will work remotely from Thailand then the DTV based on Workation is the only one that allows you to legally do so
SunnyChe*********
SunnyChe*********
@John *********
still pumping the same 💩 Still not posted the proof you can’t “work online” with DTV soft power etc ???
Chris *********
Chris *********
OP
I won’t do any work, but use my computer to pay bills and check my business at home.
Anthony *********
Anthony *********
Chris Hayward As I understand it, working from home is not an issue if it’s a foreign income. In fact, that’s required for the DTV. The only bar on working would be if you’re working in Thailand for a Thai income.
Yo***
Yo***
Anthony Francis no it is not correct. Working means all activities that are done for making money in Thailand regardless of where the income comes from. So, scam gangs do not make money in Thailand. They make money from outside of Thailand. foreign income. But whatever it is, it is all up to him and his responsibility. Just good luck
John **********
John **********
@Anthony ********
totally false, unless you have a visa that specifically allows it such as a DTV based on Workation
Chris *********
Chris *********
OP
Anthony Francis thanks Anthony, i am just looking for the longest, multi entry visa, so no hassle, i think i tick most of the boxes to get most of the visas, but not sure which one to go for, thank you for you help.
John **********
John **********
@Chris ********
then I'd stick with a retirement visa, the DTV has a number of drawbacks including no banking
BC ********
BC ********
Young The non-OA or non-O "retirement" visas have nothing to do with being retired.

People call it "retirement" because they don't understand it, or because it is easy to call it that way and fits those who are retired anyway.

It is a visa for being at least 50 years old. And you can not work in Thailand with that visa.
Yo***
Yo***
@John *********
i also have a uk company so could work on line in Thailand if i needed to be a digital nomad--- this is what he wrote. Thai government can consider he is working. Where did you read that he is not working while in Thailand??
John **********
John **********
@Yo***
read what he said, he's not working while in Thailand
Yo***
Yo***
@John *********
literally he is not retired yet until he is working and making money from it. Illegal working risks him in Thailand. Yes, the probability of cracking down is low enough. Who can know he is working at home on computer? And, I do not think he needs Thai bank? if no thai bank needed, DTV is the legal and safe option for him. Thai government really hit foreigner's illegal working hard. once he is caught, he will have big problem for furture too. But, all is up to him.
CoolBun*******
CoolBun*******
Chris Hayward checking your business at home is working 🙄
Stephen ********
Stephen ********
What age are you?
Chris *********
Chris *********
OP
64 I will add that thanks
Stephen ********
Stephen ********
Chris Hayward Get a 90-day non-O (over 50 years of age) visa. You'll breeze through immigration and no need to visit an immigration office during your 90-day stay
Greg ***********
Greg ***********
Young you do not have to be retired in order to apply for the retirement visa. You only need to be over 50 years old. Only a handful of Thai embassies require you to be a "real" pensioner when applying for the Non-Imm-O Retirement Visa. For example the Royal Thai Embassy Vienna requires this. If you are not yet retired, in this case they will require you to apply for the Non-Imm-O/A Longstay Visa, instead
Paul ********
Paul ********
Young you don’t have to be actually retired for the visa just need to be over 50
Chris *********
Chris *********
OP
I don’t have to work.
Chris *********
Chris *********
OP
How long does the visa last for, I would want a multiple entry visa for as long as possible
Yo***
Yo***
Stephen Howell but he is still working. That is retirement visa.

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