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What is the best visa option for a 63-year-old planning to spend two 90-day periods in Thailand each year?
Thailand Non-O VisaVisa for RetirementExpat Health InsuranceTravel Insurance in ThailandVisa Regulations for Expats
Nov 9, 2025
6 months ago
Kevin ********
ORIGINAL POSTERStill working in the UK, aged 63, want to spend 2x90 days in Thailand per year, not married.
What’s the best visa?
Would also appreciate any recommendations on health insurance ( not travel ) for while I am there that would pay the hospital direct, no underlining medical conditions.
Thanks for your time fella’s
What’s the best visa?
Would also appreciate any recommendations on health insurance ( not travel ) for while I am there that would pay the hospital direct, no underlining medical conditions.
Thanks for your time fella’s
TLDR : Answer Summary
A 63-year-old individual currently working in the UK is seeking advice on the best visa options for spending two 90-day periods in Thailand each year. Community suggestions include applying for two 90-day Non-O visas based on retirement, as this is considered a safe option without the need for an outbound ticket or extensions. There are also mentions of using a visa exemption for 60 days with a possible 30-day extension, given the current regulations allow for this. Additionally, recommendations for health insurance suggest obtaining comprehensive insurance from home, as it tends to be more cost-effective than insurance purchased in Thailand.
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Gordon *******
Travel Insurance companies in UK,very few offer length of stay longer than 45 days.
Fortunately one does 90 days Maximum each trip.
LV insurance company
Premium package.
Your welcome.
Thank me later
Fortunately one does 90 days Maximum each trip.
LV insurance company
Premium package.
Your welcome.
Thank me later
Kevin ********
ORIGINAL POSTER@Gordon ******
thanks Gordon I went with LV.Gordon *******
@Kevin *******
I've been with them for 3 years now.Researched alternative companies but none can give the duration and price of LV.
Pleased I've managed to help you Kevin
Reply to
Gordon *******
Reply
Len *****
@Gordon ******
I have one that gives me 92 days.Len *****
Leisureguard
Gordon *******
Just checked it out Len it's a single trip policy you've mentioned.
My insurance is for multiple trips in the 12 months
But a good policy I'm Sure for most people
My insurance is for multiple trips in the 12 months
But a good policy I'm Sure for most people
Gordon *******
@Len ****
Interesting I'll check it out,I know they're very hard to get past 45 days etcLen *****
@Gordon ******
no it’s an annual cover but you can only stay away for up to 92 days at a time.Gordon *******
@Len ****
Thanks for the clarification, appreciatedReply to
Gordon *******
Reply
Scott *******
Not sure about visa, but think you should get holiday insurance which covers you for up to 90 days per trip, as it would be much cheaper.
Colin *******
Get a comprehensive Insurance from home it will be vastly cheaper than in Thailand
Datsun ******
Either 2 x 90day Non O based on retirement, bank statement showing 3 monthly incomes from work of over £1510 if still working. You could open a bank account here which would make it easier for local payments.
Or 2 visa exempt of 60 days each and extend by 30 days each time, this only works providing the 60 days on entry continues.
Or 2 visa exempt of 60 days each and extend by 30 days each time, this only works providing the 60 days on entry continues.
Len *****
It is easy for you. Don’t need a visa. 60 day visa free plus 30 day upgrade at immigration.
John ********
If only 2x 90 days ..take a insurance company from home
Philip *******
@John *******
yes travel insurance might be best optionReply to
Philip *******
Reply
Peter ******
Forget Thailand , Cambodia Easy
Tom ********
@Peter *****
@Rick ********
Considering age at 63 , please be well awared about Health and Medical Standard for good living in oversea country. The main support reason to type this content is even Hunsen eager to to have medical treatment in either Singapore or Thailand. For your information.Peter ******
I got a house and a wife in Thailand ,
But I prefer Cambodia
But I prefer Cambodia
Rick *********
@Peter *****
I also have a Thai wife I live about 70 miles from the Cambodian border 👍Reply to
Rick *********
Reply
Rick *********
@Peter *****
it’s also shit compared to Thailand 👍Gerard **************
@Rick ********
I agree with you but he's asking for Thailand.Rick *********
@Gerard *************
I’m replying to Peter Curr not the original poster 🙏Reply to
Rick *********
Reply
Peter ******
Rick *********
@Peter *****
don’t get me wrong I enjoyed Cambodia I just don’t think it’s as good as ThailandRick *********
@Peter *****
yes I’ve been, also been to Vietnam and the Philippines both of which I preferred to Cambodia 👍Reply to
Rick *********
Reply
Tom ****************
VARAPA PINKAEW
Will ************
Non -o based on over 50 yr 18k in UK bank account very easy
Les ***********
@Will ***********
Yes I agree with you about the Non O based on retirement.That way you can choose your own medical insurance.
The OA Retirement you have choose a medical coverage set out by immigration.
Good luck.
Reply to
Les ***********
Reply
Jan ******************
The easiest solution is to apply for two 90-day Non-O visas based on retirement per year. That way you’re completely safe and don’t have to worry about an outbound ticket or spending time and money on an extension in Thailand.
John *********
I guess you can also do this with marriage visa 90 day Non-O too if you aew married to a thai?
Immigration don’t object to 2 x 90d ? Ie they expectvyou to apply for 12 months?
That way i wouldnt have to deposit 400k
Immigration don’t object to 2 x 90d ? Ie they expectvyou to apply for 12 months?
That way i wouldnt have to deposit 400k
Jan ******************
@John ********
That should normally work just fine, and I know there are members here who travel that way twice a year from the UK.Reply to
Jan ******************
Reply
Steve ******
@Jan *****************
so do you have to send in the original documents? Or simply send in PDFs of them?Robin *******
@Steve *****
PDFsJan ******************
@Steve *****
You combine three months of pay slips or three months of pension payments into a single PDF file and upload it electronically in the e-visa portal as documentation.***********************
Reply to
Jan ******************
Reply
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