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Answered10 months ago

What happens to my retirement visa extension if I leave Thailand before the three-month period after the fund verification?

newbier********
asked Dec 30, 2025
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Hi, a further question about seasoning of funds for a retirement visa: What happens if you leave Thailand before the three month period after the extension has elapsed? Immigration would be unable to verify that you kept 800k in your account for the required 3 months. Does your extension get cancelled?
Answer summary
The discussion revolves around the requirements for maintaining funds in a bank account to qualify for a retirement visa extension in Thailand. It clarifies that if you leave Thailand after the extension but before the three-month verification period, as long as you maintain the required balance in your bank account and can provide proof (like a bank statement), your extension should not be canceled. The need to present bank documents typically arises only when renewing the visa or based on the specific requirements of the local immigration office.
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Tod *********
Tod *********
There are just a few offices that require you to come back after 90 days and show you still have the 800k bank money in your account.

You will find out if your office is one of those offices when you get your yearly extension inked in because they will give you a paper stating when you need to come back with an updated Bank book.

If you get your extension and you do not get that paper from them then you do not have to go back after 90 days to show your balance.

Don't really know any other way to parse out whether you will have to do it or not..
newbier********
newbier********
OP
@Tod ********
thanks Todd, i wasnt sure what the procedure was, i was concerned that they would try and contact me after 90 days, which would be difficult as I will have left the country. If they hand me a paper, I will advise them the date I leave and offer to come in the day before I depart.
Jon ******
Jon ******
There are lot of mixed reports here. Illustrates the need to verify with your local immigration office. Last year, upon returning to immigration to pick up my passport with new Extension of Stay, the officer handed me another form, and told me to return on the date stamped on the form (90 days out) with copies of my updated bank book (updated that day). This year, they didn't give me the form. I asked the officer about it, and he said that since I kept the funds in the account for the whole of last year, they didn't need me to come back to verify again in 90 days. He said he would see me again next year. Friendly guy.😉👍
Graham ******
Graham ******
@Jon *****
There have been a few similar reports of an updated bank book required at the first 90 day report of the first extension
Jon ******
Jon ******
...and mine wasn't my first extension either. I just assumed it was an attempt to crack down on people not properly funding their accounts.
Jon ******
Jon ******
newbieretiree65 Yes, when they give you your passport with new extension stamp back (and don't forget your re-entry permit) you might ask them directly if you need to come back to report with the updated bank book after 90 days. If they say yes, you might tell them your travel plans, what dates you plan to leave and return, and ask them how they want you to handle it. Keeping in mind, you would still need to keep the funds in the account during that time, whether you are in the country or not.
newbier********
newbier********
OP
@Jon *****
interesting Jon, so I may not have been missinformed. If this happens to me, I presumably have to tell them that I intend to leave Thailand before the 90 days and see what alternative they come up with.
Greg ***********
Greg ***********
I do this every year, and when I apply for my next annual extension, my Immigration accepts my monthly updated bankbook as proof I did not violate the upkeep requirements for the deposit. It depends, some Immigrations offices make up their own rules
newbier********
newbier********
OP
Ok, so unless requested to (which seems unlikely), I will only have to show bank book and statement once a year when renewing the visa. Is that correct?
John **********
John **********
Yes that is normal. But if you can't show you met the requirements of your current extension of stay you won't get the next one and will have to start over with a 90 day visa again
Graham ******
Graham ******
You will not get a new extension by meeting the requirements for the first and,as you are technically on overstay from the day you dropped below the financial commitment, you will probably get a 7 day stamp to leave Thailand
newbier********
newbier********
OP
@Graham *****
i don't understand your comment Graham, my bank balance is never below 800k
Graham ******
Graham ******
newbieretiree65 it seemed like you were planning to withdraw some money because the likelihood was that the balance was only checked once a year
Pete *******
Pete *******
You are a little confused, the 3 month check will happen when you go to do your next yearly extension. Once you are 3 months into your yearly extension there is no requirement to go to an immigration office to prove funds.
newbier********
newbier********
OP
@Pete ******
please read Jon's comment.
Pete *******
Pete *******
newbieretiree65 there are 80+ offices across Thailand all with differing rules. The only rules that matter are those of your local immigration office. My office doesn’t require this nor is it a national regulation.
Colin **********
Colin **********
Where you are is immaterial to having the funds in the bank, as long as you dont take the money out.

Don't forget after the 3 months you must maintain it at 400kthb until bringing it back up to 800kthb for your next extension
newbier********
newbier********
OP
@Colin *********
my understanding is that you have to report to immigration after 3 months and confirm the balance, you obviously cannot do that if you have left the country?
Tod *********
Tod *********
Only some offices have that requirement where you have to go in on the 90th day and show you still have the 800k in the bank.

For instance Jomtien gives you a paper when you get your yearly extension that has a report back date saying you need to update your bank book and come in on that date which is 3 months out to show you still have the 800k in the bank
Ellie *******
Ellie *******
newbieretiree65, you got information incorrectly. If immigration asks, you have to provide proof you have kept 800k baht in your account for three months anytime after three months. it’s not like that you must report on the day of three months’ mark.
newbier********
newbier********
OP
@Ellie ******
please read Jon's comment.
Colin **********
Colin **********
newbieretiree65 not sure who told you that. Over the years I've only seen one or two people have to do it. Best to confirm with immigration that you need to do it and tell them your plans. They can be quite understanding.
Wayne ********
Wayne ********
@Colin *********
I've been here over a decade, and once the income letters were stopped, every time there is a seperate paper stating a date 90 days from visa extension date requiring funds verification. They want bank update that day. Same with all others in my area, and it's in the law
newbier********
newbier********
OP
@Colin *********
ok thanks Colin, that's good news for me.
Ellie *******
Ellie *******
nothing special happens. you can provide the documents about your bank account as long as your bank account is “alive”, regardless you are in Thailand or out of the kingdom. and as you should be able to provide documents or passbook to prove your bank account balance for three months including time you are traveling out of Thailand, you just provide it if you are asked.

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