Answered5 months ago
What difficulties might I face obtaining health insurance in Thailand due to my cancer history on a retirement visa?
Hi all, has anyone had difficulties getting Thai health insurance for an over 50 1 year retirement visa, when in remission (20 + years) for cancer and what would you expect to pay🤔
Answer summary
The discussion revolves around the challenges of obtaining health insurance for expats over 50 seeking a retirement visa in Thailand, especially for individuals in remission from cancer. Participants share their experiences, suggesting that the Non-OA retirement visa, which mandates insurance, could pose higher obstacles than the Non-O retirement visa. Recommendations include consulting various insurance brokers, considering insurers like Cigna or Healthcare International, and understanding the likely exclusions for pre-existing conditions. Costs can range from 2000 to 4000 baht per week, and some advise self-insurance options, especially for those with significant funds.
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Ron *****
With preexisting conditions you will be surprised how much of you will not be covered. High cost and partial body coverage!
Brenda *********
I was quoted by pacific prime $400 per month for my husband who is 65 had cancer in a polyp and on blood pressure medicine, both considered pre existing, for a moritorium policy with a high deductible, but his Medicare advantage plan covers emergencies out of the country is what I’m finding out.
Chris ********
Use
@Expat******
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John *********
You're going to pay $4-500/month
Andrew **********
There are a few options potentially: Cigna, XN Global, and Optimum Global. The health insurance company I worked for previously, Healthcare International, would consider coverage for people after 5 years (less for skin cancer). Cost depends on cover required and coverage area. Many people opt for an inpatient only plan with a reasonable excess / annual deductible to keep the costs down.
Ray ******
Give up mate I've had cancer aswell they won't touch you with a barge pole you get a retierment visa and self insure you be better off the 800k you have to keep jn the bank anyway use that as your health insurance if you need to use it there are ways of getting a visa through an agent
Kevin ************
Contact some insurance brokers for quotes. I have a friend 68 years old who is in remission for cancer. He got health insurance about 6 months ago, and pays between 2000 and 2400 baht per week.
Marty *******
I'm 71 and pay vat and income tax to the Thai Govt, yet i cannot afford health insurance due to my age and pre existing medical history. I don't know how much longer I can take the risk. I am not a person to put up a GO FUND ME PAGE, or contact relatives
So medical is a must and don't follow my example
So medical is a must and don't follow my example
Brook ********
MediShare.com
SereneAr*********
Hey I've been using the same person and company for the past few years now and can highly recommend them.
Stewart *********
SereneArugula2567 which company
SereneAr*********
@Stewart ********
AIA, I can recommend Khun Sirina, she's really good and always explained everything to me really well. You can contact her on WhatsApp Line etc on+66962649829 really good plans and coverage 🙏**********
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9 really good plans and coverage 🙏
Paul *******
Go O visa. I know so many people have problems now with insurance cost and OA visa the older they get.
Chris ********
Speak to a broker like
@Expat******
and get them to help you
Marty *********
Remission for 20 years? . . . it’s probably worth talking to them about it. They may not insure you at all but if they do it will probably be excluded.
John ********
That's probably impossible for anyone to answer but they can exclude cancer or any related illnesses to what you had
Brandon ************
Is there a reason you are applying for the non-OA visa? That's the only retirement visa that requires insurance, and it's not the retirement visa that most people want. The non-O retirement visa does not have any insurance requirement.
Janin ******
@Brandon ***********
, not a good advice! You never know what’s in your future when you get older. There will be a time they also ask insurance for O . So he is better prepared, because every year he waits it’s more expensive.Lynnette *******
Janin Ackx he's better to get insurance after he gets his visa done. Not linked to his visa.
Brandon ************
@Janin *****
I never said DON'T get insurance. I said don't get the visa that requires insurance from a specific list of companies.Robert ************
OP@Brandon ***********
Thanks Brandon, it's because I was going to apply online from the UK. Maybe best doing it in Thailand 🙏Lynnette *******
Robert Britchford you apply in UK. 90 day Non-O. For retirement. Then extend in Thailand. You'll need bank account opened and 800k deposited.
John **********
@Robert ***********
you can apply for the 90 day Non-O visa in the UK before you travel to Thailand. It has no insurance requirement. Unless you already have a Thai bank account you won't be able to apply for this visa inside Thailand, get it before you travel then open a Thai bank account and fund it for the 12 month extension of stayRobert ************
OP@John *********
Thanks John 🙏Activity
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