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Answered2 months ago

What challenges have expats faced with Thai bank apps and cards when using DTV visas?

Marcin *******
asked Aug 13, 2026
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If you have:

- opened a bank account on DTV

- had a phone number in your name and linked to the bank account

Have you faced any difficulties:

- activating bank app after changing phone ?

- ordering a new bank card ?

Which bank ?

Thanks
Answer summary
The discussion revolves around the experiences of expats who opened bank accounts in Thailand, particularly those with a Digital Tourist Visa (DTV). Participants share insights on challenges faced when activating banking apps after changing phones and ordering new bank cards. There's a consensus that banks may impose difficulties for those on DTV compared to other longer-term visas like the non-o. Concerns are raised about account stability under DTV, and specific banking procedures are mentioned, like needing a different customer number for app activation.
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Simon *********
Simon *********
If you previously had a bank account on an Education Visa, (which is allowed), if you subsquently swap over to a DTV, can you keep your previous bank account?
Darren *********
Darren *********
Simon Edhouse until the next time the bank asks to see you long-term visa. But on a DTV it is just a matter of time before it is frozen and closed.
Bruce ***********
Bruce ***********
I opened a account at kbank in june. Everything went fine. Needed a non-o and tm30
Steve******
Steve******
Bruce Macdonald that's cool but what does that have to do with the topic here?
Bruce ***********
Bruce ***********
oh because kbank has a app that has worked fine. But I guess I am not addressing the phone number change. Best.
Sam *************
Sam *************
Bruce Macdonald you also arent on the DTV, which was the entire question
John **********
John **********
Certainly for a new card they'll want to look at your passport so what happens then will be up to the bank clerk doing the looking. I've always activated the app on a new phone myself so can't answer that if your bank requires you to visit the branch
Marcin *******
Marcin *******
OP
@John *********
what bank do you use? I'm just wondering what is the process because I heard some people are unable to sign into their account on a new phone.
John **********
John **********
@Marcin ******
I use Bangkok Bank, but to enable the app on a new phone you have to provide your customer number, which is different from your account number. No idea how it works with other banks.
Colin **********
Colin **********
The DTV is seen as a tourist visa, the non o visa and other long term visas tend to be the minimum requirement for opening a bank accounts.
Yo***
Yo***
Even you opened a bank account on DTV ( normally on DTV, thai banks wont open an account), freezing and closing your account is always waiting for you. The only question is when.
Dante **
Dante **
Young I find it interesting that they absolutely do not care about getting your business whatsoever if you have the “wrong” visa.

You could show up with a dump truck full of gold looking for a place to keep it and they would tell you to ‘eff off.

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