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Answered3 months ago

What are the tax implications for DTV holders in Thailand if they stay over 180 days without a Thai bank account?

Anonymous *************
asked Aug 6, 2026
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Anyone expierience with DTV and Taxes? If we stay over 180 days and have no thai bank account…. We have to pay taxes? What is money brought to Thailand? Every ATM? Every Payment with Visa card? How they wanna access to this informations? I am very very confused… anyone here with expierience by them self?

Please all this tax advisors etc stay away… looking for real people who have already DTV since a while
Answer summary
Individuals holding a Digital Nomad Visa (DTV) in Thailand and staying for over 180 days are potentially classified as tax residents. This raises questions about taxable income, especially when lacking a Thai bank account. Posts in the discussion highlight differing perspectives on whether withdrawals and payments made in Thailand, using foreign cards or cash, constitute taxable income. Most participants suggest that only income earned within Thailand and remitted to the country is liable for taxes, while funds from previous savings remain untaxed. The implications of recent changes in tax regulations and how the Thai authorities track income remain contentious topics.
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Stretch #FA45Email was verified
The bank account is a red herring. DTV vs tourist vs exemption does not matter here. Thailand's tax-resident trigger is 180 days in the calendar year, not consecutive, not "days since you got a bank." No Thai account does not pause that clock. Whether foreign income is actually taxable once you trip 180 is a remittance question, not a day-count question. If you are aiming for 179, you need a day log, not an opinion war. I built Stretch to keep visa days and tax days on separate counters: https://doastretch.com/tax-days/
Oliver F. #4111Email was verified
Exactly, having no Thai bank account doesn’t stop you from becoming a tax resident after 180 days. The key issue is whether you remit foreign income into Thailand, not which visa you hold or your banking setup.
Jazi ********
Jazi ********
Money earned in a tax year you were a Thai tax citizen (staying in Thailand 180 days) is taxable.

Any money earned in years your weren't living in Thailand, or prior to 2024, isn't taxable.

Overseas income is only taxable if you remitted it into Thailand.

DTV visa has nothing to do with taxation. Taxation is about whether your stayed in Thailand 180 days. Visa is a license to stay in Thailand. No connection.

No meaningful enforcement currently. There are feeble rumours about future enforcements. Treat as rumours.

Every transfer into Thailand is remittance. Cash in pocket, bank transfer. ATM used inside Thailand. Etc.

Many of those transfers are technically hard to track. Except in our sci-fi future.

Having a Thai bank account isn't relevant to tax law.

Please provide your address, so I'll mail you an invoice
Voss *****
Voss *****
DTAs (Double Taxation Agreements) don’t really matter unless you are filing taxes in your home country. For most people, taxation is based on residency, which you establish in Thailand once you spend 180 days there in a calendar year.

Thai tax is actually quite simple. You just need to ask yourself 3 main questions:

Are you a Thai tax resident? (Meaning you've hit the 180-day mark).

Did you earn the income while being a Thai tax resident? If yes, it is assessable and you should file. Keep in mind, filing doesn’t automatically mean you have to pay tax yet.

Did you remit that income into Thailand? Your pre-existing savings are exempt. For a tax obligation to trigger, the money must be both assessable income and remitted to Thailand.

Officially, "remittance" covers a lot: using a foreign credit card, ATM withdrawals, wiring money to a Thai account, or even sending money to your partner who then pays for your expenses.

However, the on-the-ground reality is that unless you have a Thai bank account (which doesn’t apply to 99% of DTV holders), the Revenue Department won’t track this too closely right now.

In my personal case, I’ve gotten a TIN and intend to file. Even though the practical reality for me is the same as most DTV holders, establishing Thai tax residency is favorable for my situation and my actual liability is low. Secondly, if they ever change their assessment methods or enforcement, I’ll already be on the compliant side.

For those mentioning CRS

CRS is not a live, itemized feed of your daily spending. It doesn't notify the Thai Revenue Department every time you swipe your foreign credit card or hit an ATM. It generally shares broad, end-of-year aggregate data: your name, tax ID, year-end account balance, and total interest or dividends generated.

It’s a snapshot on December 31st not your transactions and then this only counts if you have actually informed your bank of a Thai Tax TIN otherwise it simply won’t work lol. The reality is they’ll likely be happy and slightly confused for those actually filing and there will be no audits + from someone I know who does file taxes they usually just ask if they don’t understand something that in itself is not yet a tax audit and that is rare already which then is cleared up after you answer the question.

Don’t panic. Cheers.
Stephen **********************
Stephen **********************
@Voss ****
Great answer!
Jason ********
Jason ********
Yes having no Thai bank account, that’s what saves you 🙄
Sefton ********
Sefton ********
All money you spend on yourself in Thailand is a remittance.

Even if you send money to a 3rd party for your own benefit (eg school, car lease, house rent) its a remittance.

This is the law, its a self reporting system. Its your legal obligation to track, calculate and report your remittances if it is classified as income (section 40 the revenue code).

There is near zero control and enforcement. Its up to you to decide if travelling to a country to knowingly and purposefully break its laws and not pay the costs involved with being resident is morally ok. How do you feel about immigrants breaking laws in your country ?
Sefton ********
Sefton ********
And to back up my main point. Again
Angelo ***********
Angelo ***********
@Sefton *******
That is exactly what I said. What are you complaining about again? If the income is not taxable, there is not tax on it. And actually, "it is not income".
Sefton ********
Sefton ********
To expand the rental income, all 38 oecd countries tax rental income at source. 38 from 38.

You're really going to need to check your sources or fire any professional advice you have been given 🤣

=======

Yes. I checked this on the broader OECD basis, and the result is strikingly uniform.

For the source-of-income question you are asking, the answer is 38 out of 38 OECD countries. I found no OECD member that treats rent from immovable property situated in that country as foreign-source merely because the landlord is non-resident.

The OECD currently has 38 members. The underlying international-tax principle is also explicit in Article 6 of the OECD Model Convention: income from immovable property situated in the other state “may be taxed in that other State.” The OECD Commentary describes that state specifically as “the State of source”, i.e. the state where the property is situated.

So the result across the OECD is:

Treatment of a non-resident owning local immovable property OECD countries

Property-country regards the income/property return as within its taxing jurisdiction 38 / 38

Property-country treats the rent as foreign-source because landlord lives abroad 0 / 38

Exceptions found to the immovable-property situs/source principle None

That covers Australia, Austria, Belgium, Canada, Chile, Colombia, Costa Rica, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Japan, South Korea, Latvia, Lithuania, Luxembourg, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, Türkiye, United Kingdom and United States.

There is, however, an important qualification about what “tax rental income” means.

The OECD's own survey found that 34 of the 38 countries levy ordinary personal income tax on rental income. The remaining four do not simply leave the local property return untaxed; they use a different income/tax-base mechanism.

Those four in the OECD's 2022 classification were Denmark, Iceland, Netherlands and Slovenia. The table records them as not imposing ordinary “PIT” on the rental income but instead taxing it through another income category/mechanism.

The most interesting one is the Netherlands. A non-resident with Dutch rented property has to put that Dutch property into Box 3. The Dutch tax authority explicitly says that a person living abroad is generally taxed on Dutch real estate, including “a rented property in the Netherlands.” For 2026, Box 3 continues to calculate a return on the asset rather than simply applying ordinary income tax to gross rental receipts, subject now to the actual-return rules following the Dutch Supreme Court decisions.

Belgium is another useful distinction. It does appear among the 34 PIT countries, but for some residential property the taxable amount historically derives from cadastral/imputed income rather than simply taking the rent received. The OECD specifically contrasts Belgium's cadastral-value method with the Netherlands' deemed-return system.

There are also threshold exemptions which shouldn't be confused with source. The OECD identifies, for example, exemptions for certain rental housing in Chile and rental-income thresholds in Israel and Norway. That means:

“Tax liability = zero” ≠ “foreign-source income.”

The income is still connected to/local-source in the property state; an exemption merely reduces the resulting liability.

And we can see the rule very clearly in individual countries. New Zealand says outright that if a non-resident earns rent from New Zealand property, “you'll have to pay tax on it to New Zealand.” Ireland similarly says a person who is non-resident but rents property in Ireland has taxable rental income and operates a special non-resident landlord withholding regime. The UK states that income from UK property is taxable in the UK even if the owner is non-resident, and HMRC explicitly calls it UK-source income. Germany, as we established, follows exactly the same principle.

The important conclusion

If the issue you're investigating is the international meaning of “source”, rather than merely whether tax happens to be payable:

> Immovable property is probably the clearest and most universally situs-based category of income in international taxation.

Across the OECD, the basic rule is effectively:

property located in Country A → rental/property income sourced/taxable in Country A → landlord's non-residence does not change that source.

There are 0 OECD examples I can find where rent from physically located domestic real estate becomes foreign-source because its owner is non-resident.

That is quite a useful comparison with the Thai DTV/remittance-source issue we've been examining, because it demonstrates something important: tax residence of the recipient and geographical source of the income are separate concepts. Property income makes that distinction exceptionally obvious.
Angelo ***********
Angelo ***********
@Sefton *******
"All money you spend on yourself in Thailand is a remittance."

Nope.

Words have a meanning.

Get a dictionary/thesaurus: and look them up.
Sefton ********
Sefton ********
@Angelo **********
what about that are you disputing?

To be accurate 'all money you spend on yourself from outside Thailand to inside Thailand is a remittance' that includes card spending, ATM withdrawals, even transfers to 3rd parties for things you derive benefit from, cc all these are legally remittances.

Of course not all remittances are income or taxable but they are all remittance. Please provide an example of any spending that is not a remittance ?
Angelo ***********
Angelo ***********
@Sefton *******
"All money you spend on yourself in Thailand is a remittance." - obviously. But as pointed out: not necessarily taxable.

And no, I am not wrong about how rent in Germany is taxed. /FACEPALM.

In general the Tax is zero, there are exceptions. Perhaps find the German sources and translate them instead of searching in English?

Anyway: as I said before, rent was only an example for having income in a different country without residing there.
Sefton ********
Sefton ********
@Angelo **********
all money you send is a remittance. Not all remittances are tax liable, and even tax liable remittances under the threshold still don't generate a filling liability.

The fact remains.

"All money you spend on yourself in Thailand is a remittance."

Words have a meaning.

As to your again incorrect understanding of German rental income.
Angelo ***********
Angelo ***********
@Sefton *******
"Rental income arising from a fixed real estate asset is always (I can't think of a country that doesn't, perhaps one exists ?) domestic source income in the country the real estate sits." In Germany it is not. And I do not know a single country where it is.

It was an example of a simple construction where taxable income is produced in one country - and might be remitted to the other country - and hence taxed in the other one.

" Check anything I am telling you, cross border taxation and payrolling has been my specialism and field for 30 years, almost my entire working life has been involved with multi jurisdiction taxation."

And all that is not happening, when a DTV holder "remits" money to Thailand.

The point is "TAXABLE INCOME" - which gets REMITTED.

So, I am very correct, and you are wrong. Perhaps you should focus on LTR visa holders, where you might/would have a point? As they ARE ON A PAYROLL.
Sefton ********
Sefton ********
@Angelo **********
final one. You mention rental income.

Rental income arising from a fixed real estate asset is always (I can't think of a country that doesn't, perhaps one exists ?) domestic source income in the country the real estate sits.

Thailand doesn't get to tax real estate rental income, that's taxed at source.

You have a lot of ideas that are just not correct. Check anything I am telling you, cross border taxation and payrolling has been my specialism and field for 30 years, almost my entire working life has been involved with multi jurisdiction taxation.
Sefton ********
Sefton ********
@Angelo **********
another error, pensions are not taxable.

Yes pensions are specifically listed as being income and as taxable sources.

Some dtas will protect some pensions, often that is some civil service or government pensions, private pensions are more commonly not dta protected, and the protections on state pensions are mixed (eg USA yes, UK no). This comes down entirely to someone's source country DTA (not citizenship dta also).

But 'pensions are not taxable' is 100% incorrect, see section 40 revenue code.
Sefton ********
Sefton ********
@Angelo **********
So you now appear to agree with the statement. Words have meaning get a thesaurus etc ??

ALL transfers are remittances, only some remittances qualify as taxable.

It's not that only qualifying taxable funds are remittances. That's a basic fundamental misunderstanding.

The statement is accurate, all money you spend on yourself, from outside Thailand, to inside Thailand, are remittances. Irrespective of how the money is sent. Not all of those remittances (obviously) create a liability. I never claimed that, but they are all remittances.

I am using the LTR, I can send in infinite amounts of income and have zero domestic liability but the amount I send is still a remittance.
Angelo ***********
Angelo ***********
@Sefton *******
Remittances are first of all: remittances .

If they are based on INCOME, or SAVINGS or any other reason: is a completely different thing.

Remittances aren't taxed - not at all. Neither for Thai nor for on Thai. Never were, and most likely never will be.

INCOME is taxed. And if it is taxed or not, and how it is taxed, depends on many questions.

Simple answer: if you make INCOME now, AND remit the INCOME to Thailand: THEN it is taxed.

If you have a big SAVINGS account with money, you made years ago, you can remit what ever you want form that account: because it is NOT INCOME! Simple concept.

And to make it even more blunt: Thailand considers PENSIONS not as taxable INCOME.

The likelihood that a foreigner has to pay taxes for money he transfers from outside into Thailand: is basically zero.

On the other hand, if you have a flat/house to rent out, somewhere outside Thailand, you technically generate taxable INCOME. So the stupid question is only: do you want to pay the tax in your home country? Or transfer it INSTANTY to Thailand, so your home country has no plausible reason to tax you? If you transfer it to Thailand, you are taxable in Thailand - if you are here more than 180 days, per year.

And guess why this discussion is so tiring? The tax free allowance in Thailand is so freaking high (and the tax rate is so freaking low), that everyone who lives here should make simply sure, he cuts the tax line to his home country.

And for people like you: learn the difference between taxable INCOME and "random money transfers" - it helps a lot, and eases the mind.
Elías ********
Elías ********
@Sefton *******
I refute the "being resident" part. Aren't we legally "tourists" not even allowed to open a bank account nor to make any earnings from within Thailand? I'm also a "real" resident in another country, and there I pay taxes, I get access to the national medical system, etc. etc., I also can legally join any job and run any kind of business, well just like any other "resident".
Sefton ********
Sefton ********
If you are not resident you have no filing obligations. Simple.

If you are here over 180 days in a year you are resident, on any visa or even not on a visa at all, its a time measurement. Its very binary and clear.

There is a vast difference between a resident, and a citizen, as is the case in most countries. Can tax residents vote in your country ?? Dont foreign tax residents need work visas or permits ?
Sefton ********
Sefton ********
@Elías *******
this is tax.

No one short of PR is a resident, even long term visas are NON immigrant.

Simple rules. Up to you if you follow them, or just leave at 179 days. Staying over that is a choice, and with that choice comes a legal obligation.
Elías ********
Elías ********
@Sefton *******
you're mixing terms. Tax resident is one thing, and you don't even need a visa to be one, in theory, in Thailand. I'm talking of residence like in the literal meaning of the word, a person who's got the right to reside in a country almost indefinitely. Yes, in my other country residents DO NOT need any permission from Immigration to work or quit or run business, we're just like any citizen and yes we can vote in local elections (not presidential ones). We can also self exit and self enter the country by just scanning our passport, without any human interaction. A resident has rights and responsibilities, but a DTVer is supposedly a tourist. Do tourists pay taxes anywhere?
Charming*********
Charming*********
If you stay a total of beyond 180 days in a calendar year, you become a tax resident in Thailand. In that case, you have to declare remitted money and potentially pay taxes on it. The requirement by law is as simple as that. Will they catch if you don’t - especially if you don’t have / use a Thai bank account: maybe not. Still, by not filing / declaring you are doing tax evasion. It seems from most of the comments that most people don’t have a problem with that illegal activity.
Angelo ***********
Angelo ***********
CharmingRhino8464 "you have to declare remitted money"

Wrong.

You have to declare remitted INCOME.

Big difference.
Charming*********
Charming*********
@Angelo **********
there are FEW exceptions to what Kondome remitted money you have to declare - true. But it is up to you to demonstrate you you remitted from one of the quite few exempted sources. And in case you are one of those guys claimimg: „I paid taxes on that in some other country already“. double taxation agreements are much more complex to even apply than your shortcut thought.
Angelo ***********
Angelo ***********
CharmingRhino8464 Someone who is taxable in Thailand, is only under a double tax agreement when he is from USA or Ethopia.

All other countries honour the 180 days rule and you only pay taxes, and only file a tax declaration: in the country you are residing.

There are f*cking no exceptions about needing to declare money.

It is the opposite around: in Thailand I have to declare INCOME. If I have no income, I have nothing to declare.

I do not have to proof at all from where the money comes from which I bring to Thailand, how ever I bring it to Thailand.

If it is over ~50k dollar (look that up, I do not know the limit), and I bring it in CASH over the borer: I have to DECLARE it ... and that is all.

No one on any place in the world pays taxes on "remitting money" they pay taxes on "remitted INCOME!" - get a clue.
Paul **********
Paul **********
CharmingRhino8464 what tax are you evading if you have an overseas income and use your overseas bank cards to withdraw money?
Charming*********
Charming*********
@Paul *********
The moment you withdraw money with your foreign credit card, you are remitting money into Thailand. That money is taxable under Thai law. Now if you effectively would be ending up owing taxes depends on certain thresholds and other conditions. But it does not exempt you in general.
BlueElep********
BlueElep********
@Paul *********
visa non-immigrant spécial
Paul **********
Paul **********
CharmingRhino8464 why is the DTV a tourist visa then?
Charming*********
Charming*********
@Paul *********
No. Not what I am saying. Any tax resident in Thailand is. Tax resident you become if you stay more than 180 days in any given calendar year. I would not consider such a long stay a tourist.
Paul **********
Paul **********
CharmingRhino8464 so, you're saying any tourist withdrawing from an ATM is liable for tax?
Max *************
Max *************
Stop reading The Thaiger. Problem solved. You seem a bit clueless. 😎
Lachlan **********
Lachlan **********
¯\_(ツ)_/¯
Mike **********
Mike **********
We had a retard on our local forum going on about registering for paying tax,

I have not heard of anyone unless you own a business or bought your house through the company route paying tax.
Owen *****
Owen *****
Does anyone actually have an answer to this?

All these comments are just “why worry about it?”

My bank in Australia is chasing me for a personal tax id in Thailand since I’m not longer a tax resident in Aus. Nor am I a personal tax resident in the previous country I lived in anymore.

So for me, why worry about it? Because if I don’t my bank limits my funds.

With no bank account in Thailand, what am I actually taxed on?

Every spend? Every ATM withdrawal? Any online purchase with an overseas card?

If anyone has any useful information instead of dumb answers or speculation answers, I’d appreciate it. I’m sure OP would too.
Angelo ***********
Angelo ***********
@Owen ****
Well, why would anyone give an answer to an utterly stupid question?

A) you have no bank account - so how do you "remit" money to the country? Ohm simple answer: you don't. More complex answer: you don't.

B) remitting money is not taxed. INCOME is taxed.

C) How the fark would an ATM withdrawal be taxed? On what base? Do you withdraw from a saving account where you put $100,000 20 years ago? Then it is your own money. It is not INCOME.

D) Do you withdraw from your account where you get your monthly bills paid on? Then technically: that would be INCOME.

Point is: Thailand does not care about DTV visa holders. Otherwise you had a bank account. And would be forced to DECLARE which part of the money you transfer to Thailand is INCOME, and which is SAVINGS.

No one is taxed on transferring savings from one country to the other anywhere on the world.

Hence: the question is utterly stupid. Not only yours, but the top question starting this post in this group.
Stephen **********************
Stephen **********************
@Angelo **********
this guy 🤣
David ********
David ********
Some very bad information on here. The good news is, if you have a Thai wife you can gift her money tax free. So put a ring on your teelak.
Angelo ***********
Angelo ***********
Sefton ********
Sefton ********
@David *******
you can of course. You cannot however derive any benefit from that gift, she can not share that gift with you, she cannot pay rent that you also occupy or a car payment that you also use. Many things like that.

The gift option is a valid path for some things, if done properly according to law, its not the get out of jail free card some would suggest tho.
David ********
David ********
@Sefton *******
not true she can pay the rent shopping car etc. you cannot control the funds or have it used as a loan.
Sefton ********
Sefton ********
@David *******
you say untrue when you have direct link to a lawyer correcting you and giving the exact basis of the law.

A gift is not a gift if it is not "without reservation of benefit." If you derive any benefit from the money you gift, it wasn't fully a gift.
David ********
David ********
@Sefton *******
untrue we’ve had this conversation previously when I established you were a bit ... and don’t really care about the truth. Nothing in Thai law states that. She can't pay the rent. You’re using foreign examples of how gifting is managed.
Sefton ********
Sefton ********
*******************************************


"A gift has to be a gift without reservation of benefits. So if I gift to somebody and then I benefit from that anytime in the future, like a. Gift and then live in the property or gift and then receive the money back in the future. It’s not a gift. It’s a gift with reservation of benefit. So using gifting for income tax planning is not really that beneficial to be quite frank."
Sefton ********
Sefton ********
@David *******
If you derive any benefit from the item, its no longer a gift.

Rent on a home you stay in is a clear cut example.
Bertrand ***************
Bertrand ***************
Get a TaxID

you have to paye taxes on every Baht transaction

It means every ATM withdraw, credit card payment in country etc. Every time your money change for baht to pay something
Voss *****
Voss *****
@Bertrand **************
this is quite wrong. Most people who come here, do so with savings those savings are not assessable income.
Bertrand ***************
Bertrand ***************
@Voss ****
Learn about remittance taxes, if you pay taxes somewhere usually there is no double taxes
Bertrand ***************
Bertrand ***************
Remittance taxes
Adam *******
Adam *******
Go to the tax office and register
BlueElep********
BlueElep********
If the money you transfer to thailand is from income, probably yes ( check dta between the income country and Thailand , there is probably a tax credit available).

If you bring saving, or money from sale ( house / stock ) , the capital gain ( from foreign country ) is taxable as income in thailand
Alexey ***********
Alexey ***********
If I'd like to tax dtv users, I would beg them to open thai bank accounts, instead of forbidding it. Otherwise it's almost impossible.
Max *************
Max *************
@Alexey **********
You do know that the DTV is officially a tourist visa? That's why you can't open a bank account. Get it?
Dany ********
Dany ********
@Alexey **********
the world is digital these days. any of your transactions is traceable. and thai authorities have everything in place to track everything if they want to. same as many other countries. and with the help of AI connecting the dots will be even a mostly automated process and very easy.
Alexey ***********
Alexey ***********
@Dany *******
first - no, they can't. The foreign card name doesn't proove your identity. Second you never can prove is it income, savings or any other source. The 3rd: you have no power over the foreign account - people can leave and don't pay. If you want people to pay you give them something - residence, rights, at least bank accounts. If you treat them as tourists noone will pay - tourists never pay taxes
Alexey ***********
Alexey ***********
BlueElephant4528 I'm saying that not many people are going to pay taxes being just a turist, long term turists always have an option to go to another country. Being tourist in Thailand for several thousand dollars a year / live in Indonesia for free / spend half year in Thailand and half year in Indonesia?
BlueElep********
BlueElep********
@Alexey **********
tax residency is not about "residence right", "bank account", or "tourist". Each country have definition about tax residency, and dta help to fix also some definition. It is mainly about "time spend in the country" and "economics interest" and "direct family attachment"
Dany ********
Dany ********
@Alexey **********
you seem to be very i uninformed what things like CRS and other reporting agreements enable for institutions… thai authorities and your own countries authorities can pull any available financial data of you. they can track any transaction. they can access your foreign data as well… inform yourself. the world is connected these days and soon there wont be more grey areas. AI will connect everything automatically.

second: authorities do not have to proof anything. maybe you are new in this world. but in terms of tax it is YOU who needs to proof something. you cannot proof the source of income? then you would be taxed on the full sum.

3rd: thai authorities do not need to have power over your bank account. but you might be banned from the country when you dont comply with local law.
Michael ********
Michael ********
@Dany *******
So how are you filling and paying taxes in Thailand? Which accountant do you use or forms to file?
Michael ********
Michael ********
@Dany *******
fair enough. I’d just think you’d be paying taxes here yourself considering how much effort you’re putting into telling everyone what the rules are. To each their own!
Dany ********
Dany ********
@Michael *******
i only advice on the regulations. if people want to ignore them or not. up to everyone :) the problem is people that put out incorrect information and that will lead people to probably bad decisions. i prefer to stick with official regulations in arguments. what you do with them and what i do with them is a totally different story… the question here is not „do you guys pay tax?“. the question is what are the official regulations. thats all
Michael ********
Michael ********
@Dany *******
I saw in another comment that you said you won’t pay any income tax here. Respectfully I must ask, why are you so insistent on that taxes must be paid but then not pay taxes yourself? You had previously shared a wonderful guide detailing your DTV extension in chiang mai, why not share your experience with the Thai tax department? Genuine questions.
Dany ********
Dany ********
@Michael *******
just go to your local revenue department and figure it out with them.
สมองควาย ******
สมองควาย ******
Don’t think too much
Chris ****
Chris ****
Calm down... Another anonymous post freaking out about taxes for no reason. There's really nothing to worry about. Just enjoy your DTV. Jesus Christ... smh
WhiteGra********
WhiteGra********
@Chris ***
pay your taxes. Follow the law!
Paul **********
Paul **********
WhiteGrapefruit0 stfu
DelightfulHu*************
DelightfulHu*************
@Dany *******
we all appreciate you think you are doing the right thing. And maybe it is. But right now you are probably only the 1% of the entire foreign community doing it and the Thai tax office must be laughing seeing you so eager to pay supposedly owning taxes. As for the other 99%, we are very happy to ride the bandwagons to an hospitable country . The day Thailand becomes serious about taxing foreigners is the day we will leave and the Thai government knows this very well, hence their reluctance to move ahead with any type of law. Maybe except for Thai residents living overseas who are repatriating funds to Thailand.
Luit *****************
Luit *****************
DelightfulHummingbird3635 Why should Thailand be worried about people who want to live in their country and not want to pay taxes?

How can you explain to Thai that they have to pay taxes and the foreigners do not contribute to that whilst living whole year in the country?
DelightfulHu*************
DelightfulHu*************
We are paying taxes in our own country and that is enough. I am all for to pay taxes if any foreigner generates income in Thailand. But as resident here, why paying additional taxes when spending money to benefit Thailand and its population ?
Greg ******
Greg ******
DelightfulHummingbird3635 There are tax treaties with plenty of countries that may allow you to reduce your tax burden or even avoid double taxation if everything is structured correctly in your country of residence. In such cases, you remain fully compliant with the law. Tax evasion is illegal; tax optimization is not.
Marianne ********
Marianne ********
DelightfulHummingbird3635 I save around 150 000 baht a year by paying my tax in Thailand.

Worth looking into how your countries DTA with Thailand works.
Anonymous *************
Anonymous *************
OP
DelightfulHummingbird3635 thats my impression as well i have! 100%! I guess i know what to doo 💪
Greg ******
Greg ******
DelightfulHummingbird3635 There is a law that holds you responsible for unpaid taxes for up to 10 years. Many people still think Thailand is a jungle, just like no one expected the DTV to become a reality. We’re entering the AI era. You may know what you’re doing, which is fine but others need to be properly informed. There are obvious money movements (to Thai accounts, for the ones who still have one for example) people should avoid. And obviously, it all depends on remitted money and other agreements with your country.
Dany ********
Dany ********
DelightfulHummingbird3635 i never said what i am doing. so you are clearly mixing things up and misinterpreting things. OP answered a question and it was answered in a most correct way…. that is all. and in my case i wouldnt pay a single baht income tax here.
Brian *******
Brian *******
179 days or fewer: generally treated as a Thai nonresident.

180 days or more: treated as a Thai tax resident for that calendar year. Thailand counts all days in Thailand during the year, even if the stay is broken into separate trips
David ********
David ********
@Brian ******
I’ve been driving 90mph today so the speed limit can’t be 70🤣
Michael ********
Michael ********
@David *******
haha, correct
Michael ********
Michael ********
@Brian ******
I don't think so
Angelo ***********
Angelo ***********
@Michael *******
No one cares what you think.

Reading seems to be a lost skill.

You could read up the most simplest sentences of Thai tax law. But I guess that is to complicated ... as you think faster than you can read and comprehend.
Angelo ***********
Angelo ***********
@Michael *******
You are still not really thinking :P
Michael ********
Michael ********
@Angelo **********
only idiot here is you, sry
Angelo ***********
Angelo ***********
@Michael *******
Yes idiot. Did you grasp meanwhile that "what you think" is wrong?

Stop "wrong thinking", start "right thinking" or if it is more your taste, start "left thinking".

"Wrong thinking" is simply stupid, and idiotic.
Michael ********
Michael ********
@Angelo **********
go be idiot somewhere else.
David ********
David ********
@Michael *******
he’s right
Michael ********
Michael ********
@David *******
it's just bs from donkeys
Michael ********
Michael ********
@Dany *******
yeah, you're from the team IO sitting on Facebook and stalking people? Do you believe flat earth also?
Dany ********
Dany ********
@Michael *******
good idea to post publicly online that you are deliberately breaking the law 🤣🤣
David ********
David ********
@Michael *******
how is you breaking the law relevant to what the law is ?
Michael ********
Michael ********
@David *******
I'm whole year here and never paid taxes. Like hundreds of my westerns pals.
Scooter *****
Scooter *****
Keep ya head down
Christopher ***********
Christopher ***********
Anonymous participant posts usually open with; 'I've heard', 'Just curious', 'genuinely interested' etc. They relate to recent contentious subjects guaranteed to provoke arguments. This post being no exception.
Angelo ***********
Angelo ***********
@Christopher **********
If I was group admin, I simply would delete posts like this.
Christopher ***********
Christopher ***********
@Angelo **********
Absolutely! Clearly yet another troll attack on DTV holders. Pointing out the risk involved in staying over 180 days per annum. Lack of a Thai bank account won't avoid the possibility of being stung for Thai income tax. Everyone needs cash and debit/credit cards.
Angelo ***********
Angelo ***********
@Christopher **********
The point is: overseas income is only taxable to the amount that is remitted to Thailand.

So, if you earn 200k a year - however you earn it - overseas and transfer 2k each month to Thailand, you are taxable for the 24k you transferred.

Roughly 12k are tax free, and the other 12k are taxed for something like 10% - 16%.

Only a complete moron is concerned about paying taxes in Thailand.

The straight forward thing is: PAY YOUR TAXES IN THAILAND - and proof to the other country: that you are paying your taxes in Thailand. Does not work for the US or Ethiopia, though, as they both demand you pay the tax difference in the home country - they both tax worldwide income, regardless of your residency.

I did not pay any taxes since 15 or 20 years in Europe: because I pay my taxes in Thailand. Simple.
Anonymous *************
Anonymous *************
OP
@Christopher **********
we are just a young family traveling since more then 10 years… having since then no country where we belong to. In our home country in europe wa are not taxable and we never stayed more then 6 months somewhere the last ten years…

So it confuses me how thailand handle it with the dtv…

Because you are good enough to let your money here, pay taxes but cant access neither to social security etc?

So if the goal for that visa is to stay 6 months… then you can easily just be here with tourists visa with multiple entry what is also for 6 months…

So actually its a totaly uninteresting visa for digital nomads….

We have a dtv approved… but now i got super confused about this situation…

Because for me it was clear, money brought to thailand means salary payed on a thai bank account……..
Christopher ***********
Christopher ***********
Anonymous participant I must apologise and thank you for your explanation. As I understand, you have been on the move for over a decade and avoided the need to pay income tax and national insurance contributions etc. anywhere. I too would wish for this to continue. I can't agree that DTV is not good for digital nomads. 10,000 THB for 5 years validity is most definitely a bargain. It's entirely up to the holder how they get their value from it.
Dany ********
Dany ********
any cross border transaction is a traceable remittance of money and a taxable even.

they can access those infos… CRS and other reporting regulations.
Angelo ***********
Angelo ***********
@Dany *******
"cross border transaction is a traceable remittance of money and a taxable even"

WRONG.

Only INCOME is taxable.
Dany ********
Dany ********
@Angelo **********
and YOU will be liable to proof what is income and what is not… it is a self reporting system.
Dany ********
Dany ********
@Angelo **********
AI will have access to everything. inform yourself about the development in that sector. its super naive to think that your data wont be accessed from authorities around the globe and also automatically linked up and audited with an AI system. everything will be AI in the not so far future.

And you think they cannot do it in a legal way? google what CRS is. a first system to collect your foreign financial data. its an automated exchange of financial account information. cross country. And many more developments to come… just inform yourself about what is already in place and what AI will enable.
Angelo ***********
Angelo ***********
@Dany *******
There is no AI on the planet that has access to my bank accounts. And: I do not care if I get audited. I pay the taxes when they are due, and pay none when I don't have too.
Dany ********
Dany ********
@Angelo **********
you guys must be living behind a rock when you dont see the crazy advancements in AI. lol… everyone will be automatically audited. and that is not scifi or in the far future.
Angelo ***********
Angelo ***********
@Dany *******
Unlikely to happen to a private person. Especially a foreigner, who has no business activity.
Dany ********
Dany ********
@Angelo **********
until you get a full audit. then YOU will need to proof it of course.
Angelo ***********
Angelo ***********
@Dany *******
No, you are not. As Thailand only expects you to file a tax report, when you expect that you actually have to pay taxes.

In other words: when I perfectly well know that I do not have to pay taxes: I am not required to file a tax declaration, and I am not required to proof anything.

So: if they demand a tax report, then I simply file a one liner: "no income".
Bob *********
Bob *********
you aren’t breaking the law until you get caught
David *********
David *********
.
Dany ********
Dany ********
@David ********
incorrect. you can stay more than 180 days in a calendar year. so you can become a tax resident.

you dont need to have a bank account to remit money into thailand. any cross border transaction is a remittance. cc payment, atm withdrawal, etc… and all of that can be tracked
Kool *******
Kool *******
As long as you've legally paid the income taxes on the money you bring into Thailand, then Thailand isn't concerned.
Dany ********
Dany ********
@Kool ******
depends on the country and the DTA
Kool *******
Kool *******
@Dany *******
Thailand doesn't care about any dta difference. That is all rumors spread by idealists. Thailand knows you aren't working inside Thailand, and are going to spend any money you bring into the country.
Dany ********
Dany ********
@Kool ******
you work with the government and yet break the tax laws? 🤣 or giving wrong financial advice… i would be careful with both ;)
Sefton ********
Sefton ********
@Kool ******
what is new is that earning from prior years was exempt, now it isn't.

That was the point at which the counter started.
Kool *******
Kool *******
@David *******
what they do concerning Wise has solely to do with international anti money laundering regulations, that do constantly get stricter. You are aware that Thailand trades commercially with almost every country on earth, and as such has to meet international banking, and anti money laundering regulations. You are aware the biggest part of Thailand's GDP is export, right? Tourism is just a small part of the mix.
David ********
David ********
@Luit ****************
exactly right. We’re not saying they can or will enforce it yet they’re clearly gong to try hence the restrictions they placed on wise there. We’re simply saying by law over 180 days and you’re a tax resident
David ********
David ********
@Kool ******
how is that relevant to you saying tourists are not liable for tax? You’re confusing yourself and giving me a migraine with this low iq nonsense
Luit *****************
Luit *****************
@Kool ******
Thailand might be concerned with international tourism, but staying over 180 days on a tourist visa is not really tourism.

So they might not tax tourists but people living in their country on a tourist visa.

I not say they will start enforcing soon, but law just allows them.

When they think visa exempt is used creative to stay they also change enforcing the rules.

The same can be done when they think a group living in Thailand tries to evade taxes, a lot depends on sentiment, and that can change very fast sometimes.
Kool *******
Kool *******
@David *******
you are living in the dark ages, the Thai banking system has been tracking every remittance in, and out of Thailand for the last 15 years that I am directly familiar with...lolol. That is nothing new.
Kool *******
Kool *******
@Luit ****************
the official rule does not say you absolutely must file if you are in Thailand more than 180 days, only that technically you become a tax resident, no matter what visa you hold. Do not overlook that little detail. Thailand doesn't care about tourists paying taxes, no matter how long they've been here. Thailand is very concerned with international tourism image, and always have been, and always will be. Taxing tourists goes heavily against that international image, no matter what your idealism thinks is right. This is Thailand.
Luit *****************
Luit *****************
@Kool ******
Depending on what is enforced and about what they do not care of is always risky,

When a foreigner unfriendly government suddenly thinks it is time to enforece, that can be done immediately and also over previous years, because as you say the law is already in place for a long time.

So it just is calculation of risks when you ignore the official rules.

And with DTV you are tourist, but nowhere in Thai tax law a tourist gets a special status which excludes them from having to pay taxes.
David ********
David ********
@Kool ******
well I don't have a visa as yet, I am deciding between DTV or a non-O. I'm moving there next month and as somebody who is concerned by how much I am taxed. Everything you're saying is wrong and should stop repeating it to people who may believe you. You're correct that people on a DTV are Tourists. You are 100% incorrect that they're not tax residents and Thailand doesn't care, if they reside in Thailand more than 180 days they're thai tax residents. That is a matter of fact. All miney remitted into Thailand should in theory be reported. Much of it may already be taxed in your home country and not subject to double-tax. Again this is not a matter of opinon. It is fact. Thailand are also investigating taxing all foreign sourced income for tax residents. Note. The word resident isn't status. It purely applies to your tax. The only money outside of this, is gifts to your spouse or savings you had prior to 2024. The practical question of how will they know is a fair one. But the law and how people report are two entirely different matters.
Kool *******
Kool *******
@David *******
no matter what you think it is the truth. The DTV holder is treated like any other tourist, as they are not the only tourists staying more than 180 days total for the year. You are a tourist here as far as Thailand is concerned. Just because you have a dtv doesn't mean you are a "special" tourist. It just means Thailand treats you like any other tourist.
David ********
David ********
@Kool ******
please anybody reeading this. Ignore him. It's utter drivel.I suggest you go and educate yourself Kool before giving bad advice.
Kool *******
Kool *******
@David *******
you are confused. You do become a tax resident after being in Thailand for 180 days total in any year, but that does not at all mean you must file an income tax return. On the contrary, there are very few instances as a tourist that require you to file. Remember the Destination Thailand Visa is tourist visa. Tourists do not work inside Thailand, not even volunteering, and as such Thailand doesn't require tourists to file income taxes. In fact very view revenue offices will even give you a TIN, required for tax filing. You are a tourist. Thailand does not care that you happened to stay long enough to "technically" become a tax resident. If Thailand cared about that trivial detail that dtv holders technically fall under regularly, they would allow you to get a Thai bank account, that is used by the revenue department, if any payment, or refund is due, but they don't, because tourists aren't required to file income tax returns. Believe me, you have no clue.
David ********
David ********
@Kool ******
why would I believe you when what you're saying is utter nonsense? Who has spoken of agendas? These rules are not a matter of opinion. If you're in Thailand for 180 days you're a tax resident and should self-report. Some of it has already been taxed and covered by the double-taxation agreemet. Realistically most people are not self-reporting on dtv's but they're changing the entire banking infrastuctre to make it easier for them to track your remmitance.
Kool *******
Kool *******
@David *******
you have no clue. There is no anti foreigner agenda. It is just Thailand does not like poor people, or those trying to scam the system. I am actually licensed, and work with the government. Believe me, you have no clue.
Dany ********
Dany ********
@Kool ******
so you will tell them when they come asking in the future: „but you didnt want it in the last 23 years“…. wake up. the world is changing massively. especially with AI. maybe you also missed all the anti foreigner agendas in recent years…
David ********
David ********
@Kool ******
this is complete nonsense, whether they can actually track you without you self reporting is another thing but believe me they’re going to try.
Kool *******
Kool *******
@Dany *******
This is not new. This 180 days has been in existence for over 23 years that I've been dealing with it. Thailand doesn't care, unless you make money working inside Thailand. Thailand is a very profitable country. They don't need the piddly few baht a dta might idealistically be owed
Dany ********
Dany ********
@Kool ******
that is not true at all… depending on the DTA you have a credit system or you might even need to pay tax twice if there is no DTA at all. highly individual… and we are talking about the regulation in place and not about the not really existing enforcement of them… legally you need to file tax no matter what. and then these individual agreements decide if you pay or not. and DTA and tax calculations are not a rumor. they are reality for many expats. just the dtv bubble thinks these rules dont exist…
Rick *******
Rick *******
So if you pay mostly with a credit card. For example if you stay in air bnb and pay with credit card. And only convert some pocket cash. Would only the cash be taxable in this scenario?
Sefton ********
Sefton ********
@Rick ******
It would be a remittance.

If generates a filing obligation, and if that filing obligation is taxable is a whole other series of questions and possibilities downstream of that act.

*****************
Greg ********
Greg ********
@Rick ******
If you were a tax resident, in theory those payments to Airbnb would also be assessible. However, in practise, they are not tracked. How are they going to be tracked?
Rick *******
Rick *******
@Greg *******
doesn’t the Airbnb report to some agency with your passport info? Maybe the agencies are connected with the tax authority? Just a thought 🤷‍♂️
Greg ********
Greg ********
@Rick ******
no, I'm tax resident. I paid tax here for a number of years, but now I don't have any assessible income. I've been living off savings already in Thailand, so there's no need at all for me to complete a tax return. This was confirmed both by the tax office and Vialto tax advisers who did all of the corporate tax returns.
Rick *******
Rick *******
@Greg *******
so would you need to file a return no matter what if you’re a tax resident? If you followed the plan above without ever sending funds to a Thai bank?
Greg ********
Greg ********
@Rick ******
exactly. When the rules changed in late November 2023 for the tax year 2024, there were all of these newly minted tax advisers. (Who the week before had been trying to sell it would have been financial advisors selling dodgy products that nobody ever got a return on investment from) they were all posting and marketing their services on fear, uncertainty, and doubt. Telling everyone you'll never get your visa if you have not completed a tax return. They're going to link immigration and the tax advisors. None of that has come to pass. In Thailand, I think the current numbers are about 12 million people who submit a tax return each year, and just around about five million actually pay tax.
Rick *******
Rick *******
@Greg *******
ah I see. Yeah then if u keep ur major expenses on the cc, use wise or revolut for other purchases and withdraw from the atm from time to time how would they know? Not saying this is ok, just wondering what the mechanism for an “audit” would be if you never transfer to a Thai bank account.
Greg ********
Greg ********
@Rick ******
They are meant to report to Immigration your TM30. There is no link between the Thai Tax Authorities and Immigration.
Elías ********
Elías ********
Dany ********
Dany ********
@Elías *******
laughing about facts only makes you yourself look like a clown. it is what it is 🤷‍♀️
Dany ********
Dany ********
@Elías *******
of course… and you had been corrected many times before about what remittance is….
Dany ********
Dany ********
@Rick ******
no. all cross border transactions are remittances. every cc payment, every atm withdrawal, etc…
Anonymous *************
Anonymous *************
OP
But dany no where in Revenue Department Order No. Por.
********
(ป.
********
) is written what a remittance is….

And for me money brought in to the country is clearly money you send in to a thai bank account…

As long there is no where clearly written what a remittances is i guess we will not know…

And in my point of view what whould be the whole point of a digital nomads visa when you wanna tax them…

The whole digital nomad lifestyle is to avoid taxes 😂😂

Even my 15 diffrent AI‘s can’t tell me what thailand mean with remittances 😂😂
Luit *****************
Luit *****************
Anonieme deelnemer Why should Thailand care about loosing people like you that do want to live in the country, but don't want to pay taxes.

I can perfectly understand they just want to get rid of those types.
Sefton ********
Sefton ********
Anonymous participant oh no, another anon poster threatens to leave.
Dany ********
Dany ********
Anonymer Teilnehmer thailand doesnt care about a few thausand taxable digital nomads. they will do what they want… same as they do with visa, foreign business, house ownership, crackdown on foreigners, banking, etc… to me its pretty clear that once software is more enhanced they will surely implement different tax enforcement. people must be living behind a rock of they dont see the change (in the digital world and in thailand)
Anonymous *************
Anonymous *************
OP
@Dany *******
in my opinion its very clear… if they try to enforce this law.. and first cases of people come in social media etc… they gona loose a ton of people like us… not sure if thailand really want that
Luit *****************
Luit *****************
Anonieme deelnemer Normally digital nomads leave a country before they become taxable, so the DTV is not made to let people pay taxes.

Tax is completely independant from visa type, in fact when you stay over 180 days on visa exempt, which will be difficult now, you are also tax resident.
Dany ********
Dany ********
Anonymer Teilnehmer of course laws will not explain every single word that is already defined in a general way. this is not the US where you have to tell people in written form not to put a cat into a microwave… what do you think is a credit card payment??? it puts money from your credit card (bank account with possible credit) into a thai bank of the vendor….. to refuse to know and understand what a remittance is is not thailands fault, its yours… money you pull from an atm is money transfered to that thai bank that lets you use their atm. same same same. a remittance
Michael ********
Michael ********
@Dany *******
you're insane 😂
Dany ********
Dany ********
@Michael *******
what exactly is insane when you list facts?! inform yourself what a remittance is. spoiler alert: it is not just transfering money into one of your foreign accounts…
Anonymous ******************
Anonymous ******************
Any money transferred to Thailand in the year is taxable. I think if it's saving from a awhile back its not taxable, I forget the cut off, might be before 2024.

I have a separate bank account. Which I transfer money into before converting to Thai bhat. Very easy to track what's taxable. Use the exchange rate on the Thai national bank website for the day the money is moved into the account.

You can do the tax return online but last year I visited the local tax office, and they were very helpful. I told them the total amount of income that was taxable, they asked how the money was earned. Then they created a Thai tax id number and submitted it for me. Gave me a QR scan to make payment 24 hours.

Any income that isn't transferred into Thailand is taxable in the UK for me. My rental income remains in the UK, and my remote employment income is transferred into Thailand.
Angelo ***********
Angelo ***********
Anonymous participant 411 "Any money transferred to Thailand in the year is taxable."

Wrong.

Only INCOME is.
Michael ********
Michael ********
Anonymous participant 411 you're simp
Luke *******
Luke *******
Michael ********
Michael ********
Fairy tales
Paul **********
Paul **********
Nobody I know with the DTV has ever mentioned paying taxes in Thailand. Your income is from overseas, that's the whole point.

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