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What are the steps to obtain a retirement visa in Thailand if I don't have the required 800,000 baht?

Retirement VisaNON-O VisaVisa Application ProcessThailand ImmigrationBank Requirements for VisasVisa AgenciesQualifying for Retirement Visa without 800,000
Nov 16, 2025
2 days ago
Moteaze ***************
ORIGINAL POSTER
Hi can anyone recommend. advice regarding retirement visa. I have 3 weeks left. Thank You. { 800000 Not available in Thailand )
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TLDR : Answer Summary
The post discusses challenges faced when applying for a retirement visa in Thailand without the requisite 800,000 baht in a Thai bank account. Community suggestions include obtaining a Non-O retirement visa through an application from a nearby country, utilizing the services of a reputable visa agency in Thailand, and the importance of proper documentation and financial arrangements. Warnings about potential legal complications with joint accounts and estate issues in Thailand are also highlighted.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Ossie *********
Word of warning I was the executer of a thai/English will of a good friend who made his home in Thailand I’m sure that your all aware that the 800k cannot be in a joint account meaning when that person passes to the next world that money should go to his estate . When I presented all the documents to his Thai bank they were not interested in releasing the monies unless a written document was issued by the courts a long and very frustrating journey you have to get a lawyer who then goes to court to request the document required that alone is good enough reason to consider using professional agents and avoid having large sums in your thai bank !
a day ago
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Ossie *********
************************
a day ago
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Nev ********
If you have no money how are you going to live in Thailand?
a day ago
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Matthew *********
@Nev *******
 you ever wonder that some people don't want to put the enormous amount of money in a bank that is likely corrupt or pays no interest when there are other options. You are brilliant to keep money in a bank that does nothing and I hope your acct gets frozen. Dickweed
a day ago
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Greg *********
@Matthew ********
 Thai banks are not corrupt, and 800,000 isn’t that much. WTF dude, have your coffee.
a day ago
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Matthew *********
@Greg ********
 you think thai banks freezing thousands of accts to act like immigration officer isn't corrupt. You live in a bubble. Many people have been finically affected by this corrupt action. Violates international standards to freeze for immigration policy which they don't even align on deposit time frame. That's is corruption. Why did the Bot have to step in?
a day ago
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Greg *********
@Matthew ********
 It’s not the banks doing it. It’s that stupid OECD and WEF influencing Thailand’s polices. The government should tell them to go pound sand. Thailand needs to stay a sovereign nation and not bow to globalism.
a day ago
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Matthew *********
@Greg ********
 the banks need to remember they work for their clients and stop acting like agents for immigration. Yeah it's mainly one bank but others have stated problems growth other. They don't live up to international standards. BOT keep making statements to fix the bank problem with emergency hot lines. My thai wife had her acct frozen as well so it's not just farangs and people should be worried that the Bot said banks were having issue paying interest on bonds due to thai high debt. Bottom line thial banks are substandard.
a day ago
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Nev ********
@Greg ********
 tell me about it, guys an agro peanut.
a day ago
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Nev ********
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Jo **********
@Matthew ********
 800,000 is not an enormous amount. please calm down
a day ago
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Bill *********
@Jo *********
 Precisely, 800k is not enormous. Apparently people who think that have very poor finances.
a day ago
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Matthew *********
@Bill ********
 i put my portfolio up against yours any day of the week. I didn't get my money by being stupid and depositing large sums and receiving nothing. I will take my gurantee 5 percent in american bank any day of the week. Youbdont build wealth on almost zero percent like thai bank. My interest alone pays my agent fee easily.
a day ago
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Bill *********
@Matthew ********
 You don't build wealth at 5%! I do far better than that. And there you go again... 800k is NOT "large sums" and "enormous". So go preach finance to someone who cares what you say because I sure don't.
21 hours ago
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Matthew *********
@Bill ********
 your a fucking idiot with a ladyboy dick up your ass. I compare my wealth against you any day of the week. I am been retired since my 40s and you look like your about 80. You probably on a small retirement pension at best.
20 hours ago
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Matthew *********
@Jo *********
 it's the principle. How much did you make off interest of money sitting there. I can tell I get 5 percent and my acct will never be frozen. Its small money to me but its the principle. But when has thailand ever done anything logical.
*****
0 for married . So it's less for 2 people. I could go on and on.
a day ago
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Jo **********
@Matthew ********
 ok understandable
a day ago
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Jo **********
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Nev ********
@Matthew ********
 why am I a dickweed, I don’t have money in a Thai bank, your a real tough guy online, bet you wouldn’t say shit to my face .
a day ago
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Peter *********
@Nev *******
 his profile locked mate says it all
a day ago
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Matthew *********
@Nev *******
 any time dickweed. I am a war veteran, you think I would ever be scared of a weyboard warrior dickweed
a day ago
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Bill *********
@Matthew ********
 So you're a war veteran... big deal! Get off your high horse.
a day ago
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Bill *********
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Peter *********
No money stay home
a day ago
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Matthew *********
@Peter ********
 another dickweed comment from a drunk with his ladyboy
a day ago
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Bill *********
@Matthew ********
 A very accurate and appropriate comment. I guess you are agreeing to volunteer to pay for his expenses?
a day ago
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Bill *********
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Todd *********
You need an agency. Just pick a reputable one near you
a day ago
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Raimond ***********
Thai visa agency bkk is verry good my friend just got complete retirement package Cost a bit bud you get whatbyou need. And not waiting quest and. I now fixing it also with them! If youbhave you’re papers it’s done so
2 days ago
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Clive ********
Contact Thai Visa Company in Bangkok. It'll be tight but should be able to sort and more. DM me if you need more info or contact them directly
2 days ago
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Damo ***********
You need get Non-O immigration visa and then locate a visa agent in Thai who can help you (based on not having the 800,000)
2 days ago
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Matthew *********
@Damo **********
 just get one that does both. I did all in one day
a day ago
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Matthew *********
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Jan ******************
Probably best to consider going to a nearby country and apply for a Non O retirement visa with your bank back home.
2 days ago
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Jan ******************
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Thai Visa Advice and Everything Else
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Thai Visa Advice and Everything Else
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