What are the recent changes in opening a bank account in Pattaya and can anyone recommend a visa agent?

Nov 2, 2024
3 days ago
Pattaya agents got harder to open a bank account. They say rules got stricter recently. Anybody can reccomend an visa agent in Pattaya to open a bank account?
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TLDR : Answer Summary
Recently, it has become more challenging to open a bank account in Pattaya due to stricter regulations. Community members have suggested various visa agents such as Mots Visa Services and Success Visa. Some users mentioned they successfully opened accounts using services found on TikTok or suggested methods of opening accounts independently. There's also discussion on whether having a Thai bank account is essential for expats living in Thailand.
Henrik *****
Reconsider if a Thai bankaccount is need-to-have or nice-to-have.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so even depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?
Lance ******
I literally just did mine 3 days ago using Tik Tok
Andy **********
Mots visa services Pattaya
Michael *********
It’s easy to open on your own with a dtv.. Bangkok bank.. buy an insurance product and have account open in an hour.. if you don’t qualify for the insurance product the fee gets refunded to your bank account
Anonymous *************
ORIGINAL POSTER
@Michael ********
what type of insurance.
Michael *********
Anonymous participant health insurance.. mine was 20k baht
Andrew *********
Tik tok did Mine same day
Urasaya *************
Success Visa-Pattaya: Retirement Visa-วีซ่าไทยให้ต่างชาติ this agent can help u
Jef ********
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Jef ********
Check this out ⬆️
Subham ***
@https://www.facebo*******************
Thai visa pattaya

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Nan services

Maneraat visa soi
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Deepak *******
There is no need for a bank account. For all cash transactions where CCs are not accepted, I now use an ATM to withdraw cash. However, I prefer CC for all my transactions including
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, Big C, Lotus, restaurants, etc. My ATM fees are reimbursed. A better option is to get a couple of ATM cards that reimburse all ATM fees and a few CCs with no international charges.
Michael *********
@Deepak ******
much easier to have a Thai bank account if living here.
Deepak *******
@Michael ********
For twenty years, I used to think like that and get three bank accounts; however, during COVID-19, I had an epiphany and started using ATMs for cash withdrawals. I was a CC user for most transactions as far back as I could remember. Once I started using ATM cards, I never regretted it. Now I exclusively use ATM and CCs.
Tore *********
@Deepak ******
so you don’t think its easier to pay your rent, MEA electricity bill, water bill, internet bill, phone bill, top up rabbit/truemoney and much more with a bank account?

Not to mention QR payments and no foreign card atm fee?

Seems like a bizarre comment….
Jim ***********
Tiktok ?