What are the options and costs for a retirement visa in Thailand, and why is the agent asking for 60,000 Baht?

The inquiry revolves around the availability and costs associated with obtaining a retirement visa in Thailand. The poster visited a visa agent who suggested that the only option available was a retirement visa, and they quoted a fee of 60,000 Baht despite the poster mentioning they have 800,000 Baht in the bank. The community responses suggest that this fee is exorbitant and unnecessary if the funds are established in a Thai bank account. Many commenters advise doing the application independently, emphasizing that the actual government fee for the retirement visa is around 1,900 Baht if the necessary funds are in the correct bank account. Discussions also touch on difficulties of applying for certain visas like the DTV (Digital Nomad Visa) and ED (Education) Visa, which seem to be misrepresented by the agent.