What are the financial requirements for a retirement visa in Thailand?

If you can afford to put 800k in a Thai bank account, why use an agent? Easy and cheap (1900) to do it yourself. Just go in to your local Immigration Office (ต.ม.) and ask the requirements like proof of address.

I'm on a spouse visa (non-O) which is a bit more complicated and we DIY the renewal, and re-entry permits) each time, saving about 20k

Go ask immigration what's good for and what u need to do , u can do with no money in bank but pay under table but exspensive I have heard 20 to 30 thousand baht up to u

Does the need to be in one transfer or can it be and another total within each month

Agents will only tell you the half of the story they want you to hear. And so you could go in 10 and never get the same information. They are there to take your money and get you a visa. They are not there to help you do it yourself.

I’ve done Non-OA and Non-O.

Let me save you from the mistakes I made.

Apply for a 90 day Non-O visa from the official Thai evisa website.

Come to Thailand.

Immediately open an interest bearing (~1%) FIXED DEPOSIT ACCOUNT) and deposit ฿801,000 THB and forget about it.

Open a second account (preferably with another bank) for daily banking, rent and other expenses.

With 45 days remaining on your visa, hire an experienced, competent agent to request an annual extension based on retirement.

Watch everything the agent does. Take notes. Make copies of paperwork. Next year, if you value your money less than your time you can file the extension yourself.

Make sure to purchase travel insurance (up to 6 months) the same day you purchase your airline tickets.

Enjoy Thailand 🇹🇭

Go to the Thai Embassy in your home country and do it, cheaper and better and legally,

Staehr blocked for unnecessary expletive :)

I set up two accounts from KBank when I got here.

So one account for the 800'000 Thai baht to season and my other account I do the per month to pay my rent, electricity, internet etc.

Once I get my first extension at the end of October I'll be able to use the per month income method for next year.

I'll still keep the 800'000 just in case.

Yes, option 2. Pay the agent and they will take you to the bank. Put the 800,000 in, get the letter, go with you to immigration, get your passport stamped, then take the 800,000 out, then you just do the 90 day checkins after that, which the agent might also do.

That could be an answer to a very specific question.

400 k is a marriage visa not a retirement visa

The actual Thai retirement visa rules are simple:

You either show 800,000 THB in a Thai bank (seasoned 2 months before, keep 800k for 3 months after, then maintain 400k all year) OR show 65,000 THB monthly income. You do not need both.

Ha, ha, ha. Stop all that bull shit. Go to your Thai embassy website and read. There you get all the information needed.

Please stop feeding greedy agents. You can do everything by yourself.

It is either 800k deposit or proof of monthly income of 65k. Not both.

You can get a Non-OA for retirement by eVisa in your home country. This visa is more flexible about financial evidence, but has more requirements than Non-O to health insurance and more.

Speaking from my experience: the first time I set up my retirement visa, I had to make the B800k deposit. The monthly deposit option didn't apply. After the first year, I could change to the monthly version, but I certainly don't recommend that, because each of those monthly transfers has to happen perfectly without fail. It's far easier to just make one single deposit and forget about it, as opposed to 12 monthly transfers. People will immediately complain that they don't want to have B800k sitting idle in a Thai bank. But that B800k has to sit in a bank somewhere, so why not in a Thai bank meeting the immigration requirements?

If you leave the B800K in your bank permanently then, yes you won't need to make any more deposits.

The agents are talking about 2 different things.

The first agent is setting you up for the income method of extensions, so you no longer have to keep 800,000 in the bank. You have to use the 800,000 for the first year, but during that entire year you can transfer 65,000 from overseas every single month, and then for your next extension you can use proof of the transfers as grounds for your extension. After that you can withdraw the 800,000 baht and continue the monthly transfers (forever) as your basis for ongoing extensions.

The 2nd agent is telling you to just use the 800,000 method forever. Each year you will show that you have maintained your bank balance and your extension will be based on that.