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Answered3 days ago

What are the best options for obtaining retirement visas in Thailand for couples over 50?

Chris *******
asked Nov 10, 2026
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Hi everyone

I am looking for best advice please for me and my wife both over 50.

On my last visit in September I was told on arrival in Bangkok I would need a 1 year visa on my next visit to Thailand.

I arrived with a 60 day visa I got from UK before traveling which I’d normally do on my 2 visits per year totaling up to 6 months.

I have no problem depositing 800,000THB for me to apply for a Non-O retirement visa, but would rather not deposit another 800,000THB into my wife’s account that I would have to open, if possible.

Do I have an option to do this or do I need for us to open 2 separate Thai bank accounts and deposit a total of 1,600,000THB.

If there’s also anyone in UK I can speak to or you could recommend to help me, it would be so helpful

Thank you 🙏🏻
Answer summary
The discussion revolves around obtaining retirement visas for a couple over 50 looking to stay in Thailand. One user inquired about the need for separate bank accounts and deposits to meet the requirements for Non-O visas. The consensus is that each person must have their own bank account with an 800,000 THB deposit for a Non-O visa. Some suggested alternatives including consulting Thai visa agents and exploring other visa types such as an OA visa or METV. The community provided insights on necessary documentation for bank accounts and visa applications.
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KindNar********
KindNar********
Look at the OA visa. Google Thai visa agents in or near your city. Or where you are going eg Pattaya. Loads of them.
0
Cory *******
Cory *******
Contact a reputable Thai visa agent. I can’t say the agent as it’s considered advertising on this group. They are located in Bangkok. They just submitted our non-o visas today!

You will need two separate accounts with 800k each.

I was trying to find other options as locking up $48,0000 USD in a Thai bank vs. my brokerage account seemed like a missed opportunity to invest.

After discussing more details with Wat, the non-o is the easiest and least expensive of all the retirement visas.

It makes sense when you run the math.

Don’t do anything dodgy as they are cracking down on people skirting the rules.

Best of luck on your journey!
Bob **********
Bob **********
You each need your own visa and bank account
Ron *****
Ron *****
For the Non-O I had to provide these for Thai bank Acct:

1. Thai Phone number, Certificate from cell phone provider.

2. Passport with Visa (visa has to be long term with 6mo remaining).

3. TM.47 (Recidency Cert). in this doc, specify the bank you will use to create an account. Specfy at least two just in case one fails. example, SCB & Kasikorn ( K Bank)

4. i Minimum deposit funds (Approx. 2000 baht)

5. Home Government Photo ID.

6. Rental Lease Agreement.

7. Home Bank Statements as proof of available funds.
Graham ******
Graham ******
For your two visits per year just get Non-O visas for each entry giving you 90 days, no need for Thai bank accounts, no need for extensions, no proof of onward travel within 30 or 60 days and, based on RTE London prices, the £60 for a Non-O is cheaper than a TR60 (£30) plus an extension (1900B)
Brook ********
Brook ********
You should open a dedicated FIXED DEPOSIT ACCOUNT that pays a token interest rate for your ฿800,000.

Does your embassy offer a dependent visa? If so, that might be a good choice for your wife.
Syco *******
Syco *******
*****
0 Per person for retirement visa
John **********
John **********
You have 2 options.

You both get your own 90 day Non-O visas in the UK before you travel, you both open bank accounts and deposit 800k baht in them for 2 months before applying for a 12 month extension of stay.

Or one of you gets a 12 month Non-OA visa in the UK using funds in your UK bank, which requires medical certificate, police check and insurance and the other gets a 90 day Non-O as a dependant of the first person and once in Thailand for 60 days the dependant applies for an extension which will match the permission to stay of the primary person. A dependant visa/extension shouldn't require any funds
Peter ********
Peter ********
@John *********
or not get the extension at all. He travels twice a year to Thailand 3 months each visit. Just apply for the non-o visa retirement before flying to Thailand.
Alan **********
Alan **********
Peter Slaman John started with "you both get your own 90 day Non-O visas in the UK before you travel, you both open bank accounts and deposit 800k baht in them for 2 months before applying for a 12 month extension of stay."
Alan *****
Alan *****
Go to an agent they can bypass the 800k 😏
Jeff *************
Jeff *************
Alan Bow very poor advice
Collywobble **********
Collywobble **********
$$$ i got friends who do this dodgy way to stay......so far so good but the price has gone up a lot......the agents are worried
Brook ********
Brook ********
Alan Bow illegal. You will pay the price for this eventually, same as nominee property purchases.
Alan *****
Alan *****
Brook Powers no chance, immigration prefer you to go thru an agent. As they get something out of it
Alan *****
Alan *****
Doug Powell there’s too many palms getting greased for it to stop, why do you think immigration make it difficult when applying, different offices have different rules etc
0
Doug ********
Doug ********
Alan Bow..you are probably right..but if ever the rules are enforced dont cry to anyone about it
CapableBlu**********
CapableBlu**********
Long term or any of the Non-o are the allowed to open a bank accounts

Unfortunately if you want to retire here you’re best bet is to open a joined account if the bank allows and deposit 1.6m baht. Other options is 2 separate account.

Once you get the account open you can start the 12 mo 65k baht a month deposits with will allow you to get the second year visa. 1st year you will need to show 800k per account or 1.6m joined.
Chris *******
Chris *******
OP
CapableBlueberry6460 Hi,

I not looking at retiring just 2 holidays per year for 3 months each visit, but as mentioned I always get a 60 day visa whilst in UK then extend at immigration, but was told at airport I needed a one year visa when next go back
0
Jeff *************
Jeff *************
CapableBlueberry6460 the 800,000 baht each has to be in separate accounts with each of their names on them
CapableBlu**********
CapableBlu**********
Jeff Hoffmeister Some banks will allow a joined account holders but the total is doubled.
Paul *******
Paul *******
CapableBlueberry6460 Account must be in a single name not a joint account.
Luc ************
Luc ************
Why dont you just get a METV?
Mitchell *******
Mitchell *******
They are "summering" in Thailand. Thai Immigration is basically telling them they are not tourists, they are part time residents. Especially if they stay at the same place, or have a lease somewhere. It might be different if they bounced around SE Asia, or even bounced around Thailand.
Brook ********
Brook ********
Luc De Clerck tourist visa

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