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Answereda year ago

What are the best options for ATM withdrawals in Thailand using a US bank debit card?

ATM withdrawal limitsBangkok BankCapital One 360US bank debit cards in ThailandATM fees in ThailandInternational banking
DTV_Be*******
DTV_Be*******
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asked Oct 12, 2025
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Just FYI

If you have a US capital one 360 acct with the new Discovery debit card you can only use Bangkok bank as far as I can tell

Downside the max is ฿25k per withdrawal

Upside it’s only a ฿150 baht ATM charge is ฿250 for every other Debit card minus the Thai BB acct holders (maybe the US BB bank debit card holders)

I know haters will call me cheap and to spend as much as humanly possible per ATM transaction but hey ฿100 is ฿100

Have a great day
Answer summary
Using a US Capital One 360 account with the new Discovery debit card allows withdrawals only from Bangkok Bank ATMs, limited to ฿25,000 per transaction and incurring a fee of ฿150. In contrast, other debit cards may face higher fees (฿250). Other options like Schwab, Fidelity, and Lending Club cards can be used at any ATM in Thailand without incurring fees, as they offer refunds for ATM charges.
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De *****
De *****
Schwab, Fidelity, and Lending Club cards can be used at any atm in Thailand and you'll get the entire fee refunded
a year ago
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