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What are the application challenges and options for a Digital Nomad Visa (DTV) given an unconventional income situation?

Dec 28, 2025
21 hours ago
Andy **********
ORIGINAL POSTER
I am considering a DTV but my situation is a little more complicated and I have questions which have not been answered yet, I don't think.

The money in the bank is not an issue. However, as I own businesses in the UK, I don't get a formal salary and I simply draw from a director loan account with over £1m in my favour. I am not trying to explain that to someone at immigration as they will never understand it. I could magic up a contract or whatever but it clearly isn't £xxxxx per month etc. matching deposits into my accounts.

During the application process, it asks when you are arriving and when you are leaving and if you have accommodation for the duration. If I put 180 days and can't show accommodation for 180 days, then what ? Ideally, I don't want to have to arrange any accommodation and I can't arrange it without the surety of obtaining the visa. Same with flight tickets, I can't lose £5k on flights.

Extensions and 90 day reporting. Are they asking for financials everytime or ever ? Has anyone done an extension at 180 days ? My understanding this is available every entry, not just once but that it is available once per entry.

Banking. I have bank accounts at SCB but would prefer to diversify and open others. I read the DTV is not a non immigrant visa so blah blah but is this categorically proven or just half reality, half internet twaddle. It doesn't officially affect me but I could use a non O visa otherwise.
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TLDR : Answer Summary
The user is considering applying for a Digital Nomad Visa (DTV) but faces challenges due to unconventional income from business ownership in the UK. They ask about the implications of showing accommodation and flight tickets during the application, as well as financial document requirements for extensions and 90-day reporting. Comments suggest providing a self-made employment contract, demonstrating funds of at least 500k THB, and using flexible travel arrangements. Users advise against relying on extensions and recommend border exits for visa renewals.
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Ossie *********
With that type of money why bother going down that road for DTV you have plenty of options plus it’s likely that SCB will close your account as the DTV is a tourist visa
Anonymous ******************
Just join Muay Thai
Thai ************
Its totally fine. You may show you own the company. And as long as you’ve 500K in an account under your name - It’s not a problem.
BrightSun**********
@Andy *********
Talking about my own experience and the tips I got in this page.

I did applied online. They only want to see the flight number that you are attending to get, doesn't mean that you need to have the flight booked. Luckily for me after they approved my visa I was able to book the exact same flight. They never asked me for anything else beside that flight number that you can find at any airline when looking to book something.

For the accommodation I booked for 21 days in booking a free cancellation hotel in case they rejected my visa I could cancel it without any extra fees I used the address, phone number and everything else that they needed from the accommodation.

I hope it helps! I was also very stressed out!
ArticulateS***********
You can employ yourself - just show the 500k. Buy a flexible ticket (as you’re talking about £5k that’s a biz return). You don’t need a return or departure flight. Don’t put 180 days a put like 179 etc. London is one of the “best” to apply from. I got a DTV soft power in 3 days.
Iliana *******
ArticulateSquirrel3605 do you need to show tax returns or salary slips are sufficient?
Adam ********
@Iliana ******
if its london then wage slips were fine, i would assume (based on my experience) if your showing as employed then they can see NI and tax on the wage slips. If your self employed or a business owner then it may get more complicated and they will want to see SA302's.

i think a lot of people (not aimed at the OP) are making this whole process a lot more complected that it needs to be.
DTV_Be*******
@Iliana ******
depends on the embassy
ArticulateS***********
@Iliana ******
I don’t know because I applied under soft power and they don’t ask for it.
Terence *******
You’re not special, just read the visa requirements man. It’s super simple.
John **********
The 1 extension per entry on a DTV is quite difficult to get, you need all your original documents updated to the time of the extension and 500k baht in a bank for a month. Most people just choose to border bounce to avoid the hassle. They don't check anything at the time of your 90 day report other than your address being registered on the TM30 system. If you were to get a Non-O visa you wouldn't be legally able to work remotely from Thailand
Benjamin *********
@John *********
and its useless. You basically buying a new visa and take more days then going 2 days in vietnam or Philippines. For same price.
Luit *****************
@Benjamin ********
With non-o it is accepted you live in Thailand, will make things like bank account and 5 years drivers license easier, only downside of non-o in my opinion is you have to extend each year again and have to be in the country at that moment. Also your visa is not dependant on your employment contract and you don't have an obligation to leave with non-o.

So when you want to stay year around, non-o just is the better visa, if you only stay parts of the year DTV is.
Benjamin *********
@Luit ****************
i was answering here for dtv. And i know non b non ib but less familiar with non o
Adam ********
Very simple do yourself a contract as a senior manager, you should have wage slips for 13k a year for your tax fee allowance. Apply on this basis and say you get additional income from other sources

Show your bank account with the 500k thb or more

Highlight incoming payments on three months bank statement including dividends and other income

Submit pay slips bank statements company registration personal statement a cv a letter from your company saying you can work remotely and situation won’t change over next 5 years

I didn’t need to submit flight or accommodation confirmation

90 day is just passport tm30 and maybe one other document it’s a 10 min job (when you get passed the que)

Fly out and in if your there more than 179 days to negate the financials again.

Your banks have a high chance of being closed and very hard to open new ones on DTV I wouldn’t keep much cash in them maybe 100k bht max and top up monthly as you need
Wannikea *********
Yes you can draw up in an employment contract between your business and yourself and you don't have to state salary. Depending on what consulate you apply at they may ask to see payslips or similar. Many successful applicants include a very brief cover letter to explain their business model and renumeration. You'll need to show the 500k in a personal account not a business account. Also include that you are eligible to work remotely and specifically in Thailand that you will have no business dealings with Thai persons or entities.

Do not even consider an extension within Thailand just simply border bounce to get another 180 day stamp. Extensions within Thailand are at the whim of immigration and you will have to provide all your initial application paperwork updated, plus plus plus plus plus.
Anonymous ******************
If you have that much money why don’t you just buy a elite visa
Luit *****************
Anonieme deelnemer 974 And why afraid of loosing some money on flight ticket cancellation or accomodation cancellation in case of visa rejection.