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What are some essential tips for relocating to Thailand as retirees in 2026?

Jun 19, 2025
a day ago
Tamie *********
ORIGINAL POSTER
Hello and thank you for accepting my request. My husband and I are planning to relocate to Thailand by January 2026. We are in our 50s and retiring. All solid advice would be appreciated. Thank you 🪷
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TLDR : Answer Summary
A couple planning to retire in Thailand in January 2026 seeks advice on the relocation process. Key suggestions from the community include obtaining two NON-O visas before arriving, having a sufficient bank balance for visa requirements, renting properties instead of buying, and getting an international driver's license for easy conversion. Additionally, some recommend setting up a Charles Schwab bank account to avoid ATM fees, as well as being cautious and diligent when searching for rental properties to avoid overpaying.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Walrus *******
This is the scam capital. If it seems too good, then it is too good.

Many honest here but twice as many dishonest.

Get everything in black white. At least the tourist police will initially help then off to police proper.

I love it here by the way
Bill *********
YouTube has many thousands of hours from all sorts of people that have gone through the process from the start.
Brad *******
Get a Charles Schwab bank account and debit card so you don’t have to pay any ATM fees in Thailand. On the Thai side and US side.
Tamie *********
ORIGINAL POSTER
@Brad ******
that is what we were planning on doing. Rent an airbnb for a couple of months and take our time exploring to see where we truly feel comfortable.
Tamie *********
ORIGINAL POSTER
@Brad ******
thank you for that information.
Brad *******
@Tamie ********
get an international drivers license in the states so you can convert it to a Thai drivers license without having to take the test. You’ll just have to take the eye test and reaction test.
Tamie *********
ORIGINAL POSTER
@Brad ******
okay, yes my husband had to get one for Vietnam.
Brad *******
@Tamie ********
the last bit of advice I would give you is don’t go looking for a place to rent or buy on Facebook. And don’t post what your budget is. Try and get a Thai person to check for you so you get the best deal. I see a lot of foreigners, getting raped and paying double what they should for a rental. Your best bet is to drive around and look at for rent or for sale signs. Put in the work and save thousands of dollars. 
James *******
@Brad ******
are there many Charles Schwab ATMs around Thailand to avoid ATM fees ? Can you withdraw USD ? If Thai baht how is the exchange rate ? Thanks
Bill *********
@James ******
Charles Schwab does not have any branded ATM machines.
Brad *******
@James ******
any Thai bank ATM, no fees either way.
Don *********
@Brad ******
do you know whether non US residents can get this as an add-on to a Schwab trading account please ?
Bill *********
@Don ********
I recall hearing people say there are problems with trying to set that up as a non-us resident
Brad *******
@Don ********
not sure, but I have both types of accounts.
Don *********
@Brad ******
are you a US citizen if you don’t mind me asking ?
Brad *******
Don *********
@Brad ******
I will ask Schwab, thank you very much for the information
John *********
Don’t buy, only rent, this is the only advice
Tamie *********
ORIGINAL POSTER
@John ********
we are looking at renting.
John *********
@Tamie ********
carry out plenty of due diligence ie. Check the place out on a Fri or sat night, to see what the neighbours are like, loud music, drinking , kids running around after midnight, lots of dogs barking etc

Check the Soi/immediate area is not a usual flooding area during the rainy season.

Definitely need to check these things if you want a peaceful place, especially if it’s a Soi with many locals living, otherwise. Alternative look at upmarket gated small estates, with security guard.

Don’t rush, foreigners are often shown properties that they can’t rent for various reasons, ensure the owner is the owner of the property ID card matches name on house registration document, if using a letting agent ensure you see proof. Also the letting agent is registered and accredited to rent/sell property.

Always buyer/renter beware, in all Countries, so many scams around, foreigners are easy targets. Keep your wealth abroad absolutely private, to avoid being targeted.

There is no rush, plenty of foreigners find nice places to live GL
Bob **********
Get your non-o before you come open separate bank accounts and transfer I. 800k baht to both accounts it needs to be seasoned two months before the one year extension
Reinhard ********
@Bob *********
Don't need to send the 800k to both accounts.One can get a dependent Visa so it's done with 800k.
Stuart ***********
Get 2 non-O visas before flying to Thailand.
Cris ******
@Stuart **********
yup. Honestly the only "must do" at this point.
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