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What are some affordable medical insurance options for expats in Thailand?

Dec 27, 2025

6 days ago

Hi All,

Question on Medical Insurance 

I am arriving with my family on a DTV. Two kids both under 8. Both my wife and I are in our 40s. 

We’re not looking for premium option but maybe somewhere in the low cost option. Wondering if anyone is on the same boat or gone through it with your family. Any recommendations?. We’re all on Aussie passports

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TLDR : Answer Summary

A user seeks recommendations for low-cost medical insurance for their family moving to Thailand on a DTV visa. They are looking for options that are not premium but still provide adequate coverage. Comments include suggestions for deductible plans, purchasing travel insurance from Australia prior to departure, and recommendations for local insurance brokers.

DTV VISA RESOURCES / SERVICES

Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
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6 days ago

Shane ********

Highly recommend talking to Tenzing Pacific Services a very helpful and well known expat health insurance broker in Thailand

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6 days ago

Elías ********

Get a travel insurance from your country before leaving.

6 days ago

Luit *****************

@Elías *******

Be aware that some travel insurances only insure trips up to 90 days.

6 days ago

Ric ******

@Luit ****************

true, but generally good advice of Elias to check Australian companies. They might offer better terms and cover repatriation cost to Australia.

6 days ago

Luit *****************

@Ric *****

Thai companies certainly don't have best coverage always, some only pay to Thai bank accounts, just another thing to check beforehand.

6 days ago

Reply to

Luit *****************

Elías ********

I always use my country's top one: Samsung Fire

6 days ago

Reply to

Elías ********

Patrapong *****

You can take a plan with deductible option so the premium will be globally lower.

Do let me know if you need a quote for deductible option . I’m an agent with Allianz Thailand.

6 days ago

Reply to

Patrapong *****

What insurance companies and plans do expats recommend for DTV applications in Thailand?

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What are the best local and international health insurance options for DTV visa holders in Thailand?

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What health insurance options are available for expats on DTV in Thailand?

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