ask
Search
Ask
Answereda year ago

What alternatives do expats in Thailand have after facing issues with local bank accounts?

Brett ******
asked Oct 4, 2025
4.5k
views
35
replies
10
likes
So my Bangkok bank account was finally closed as well.

What have you all been doing about it once it is closed? What other apps have been used for scanning or paying bills? Or what have you all been doing to keep access to baht other than keeping piles of cash on you?

I own a condo and have bills and expenses and a life here to maintain so if anyone has found a good work around this banking debacle I would love to hear it
Answer summary
An expat in Thailand is seeking advice on how to manage finances after their Bangkok bank account was closed. Community members suggest various alternatives, including opening an account with Kasikorn bank for condo owners, changing visas for easier banking, using cryptocurrency, and recommending financial apps like Wise and Truemoney for payments and online transactions. Some experienced expats highlight the importance of having backup options for day-to-day expenses.
35 repliesnewest first
11

Click comment and we will ask for your email, then OTP, then name.

Anonymous ******************
Anonymous ******************
If you own a condo, kasikorn bank opens account for you, just need to confirm you own a condo, easy peasy.
Benjamin *********
Benjamin *********
Im changing visa for nonb. Too complicated with dtv.

People who say only pay cash just dont have real money😅
Andrew ********
Andrew ********
I moved to Vietnam - much easier and they want tourists … unlike Thailand
Weedman ******
Weedman ******
I don’t get why it’s such a big problem for u guys bank or no bank there are other options ,

Fraud was being committed so they took bank accounts away for pple who shouldn’t have them quite straight forward just buy some crypto and stay ahead
Benidorm *******
Benidorm *******
Get the cash out!!! spend it @ soi 6 😆 🤣 😂
Anonymous ******************
Anonymous ******************
I was closed / frozen with BKK-bank as well. Very logical as they are enforcing the Bank of Thailand policies and regulations. Nothing to complain about. Please see other posts and comments for the “best” remote cards, all connected to your country’s banking system, and Wise app being the most popular one
Jeff *************
Jeff *************
Get a new bank, as long as you have a valid visa and its not a free visa not a problem to open a bank account
Amir *********
Amir *********
Truemoney is your friend. they also have virtual cards to buy online, i created one yesterday with one click.
Harry *********
Harry *********
MORETA Pay
Aaron *****
Aaron *****
I have been visiting and living in Thailand for a while now, never have I needed a local bank account. Pay my rent through wise, bills at
****
.

Activity

11 joined
Brett ******
Brett ******
Brett ******
Brett ******
Brett ******
Brett ******
11
people
Destination Thailand Visa (DTV)
...members
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
Why was I denied a bank account in Thailand with a 5-year DTV visa?
13.3k752505mo
Is keeping 500K in my account for 5 years a requirement for Thai visas?
747215mo
What are some popular cashless payment apps for expats in Thailand without a local bank account?
29.9k2263709mo
Which bank is the easiest for expats to open an account in Nonthaburi, Thailand with a Non-O visa?
7.8k635910mo
What are the best methods for transferring funds to Thailand if you cannot open a bank account under DTV?
4.5k432810mo
Can a person with a DTV visa successfully open a bank account in Thailand?
4.4k442410mo
How can expats manage payments in Thailand without a local bank account?
2.9k241410mo
Can you open a bank account in Thailand with a DTV visa?
7.8k68761y
Should I send money to my Thai bank account or continue using my American debit card for spending?
1.5k11121y
What are the best methods for transferring money to Thailand for a Non-O visa requirement?
3.2k27271y
How are DTV holders currently paying their rent in Thailand without Thai bank account access?
4.6k41391y
Which banks in Thailand still allow foreigners with DTV visas to open bank accounts?
6.6k53471y
Can DTV holders in Thailand use the Tag Thai app effectively for cashless payments?
1.6k9111y
Can I send money from my US bank for monthly deposits to a Thai bank to prove income for my visa?
1.9k12182y
What are the best options for transferring large sums of money from the UK to Thailand while minimizing fees?
17.1k1631202y
What is the best way to handle a £200,000 savings when moving to Thailand, considering interest rates and banking options?
28.8k2343192y
What are the options for opening a bank account in Thailand on a DTV visa?
879332y
Will changing euros to baht at a Thai bank and crediting it to my account be considered an international transfer?
1.4k6182y
How can I sign up for a TrueMoney account with an LTR visa?
3.2k22142y
How can I pay my first electric bill from PEA using Bangkok Bank's mobile app if I receive an error message?
6k22212y
Has anyone else experienced the disappearance of the Thai baht from Wise after the app update?
6.4k59323y
What are the best and cheapest options to transfer money from the UK to Thailand?
15.6k156964y
Can I change my home branch with Bangkok Bank if I no longer live in the city where I opened my account?
3.9k25264y
Can a foreigner with a Thai bank account get a loan to buy a vehicle in Thailand?
14.8k821614y
Why was my PayPal account blocked while living in Thailand?
7k56535y

Resources

Need help with your Thai visa?