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What alternatives do expats in Thailand have after facing issues with local bank accounts?

Thai banking expat finance visa issues payment methods bill payment financial technology crypto

Oct 4, 2025

3 days ago

Brett ******

ORIGINAL POSTER

So my Bangkok bank account was finally closed as well. 

What have you all been doing about it once it is closed? What other apps have been used for scanning or paying bills? Or what have you all been doing to keep access to baht other than keeping piles of cash on you?

I own a condo and have bills and expenses and a life here to maintain so if anyone has found a good work around this banking debacle I would love to hear it

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TLDR : Answer Summary

An expat in Thailand is seeking advice on how to manage finances after their Bangkok bank account was closed. Community members suggest various alternatives, including opening an account with Kasikorn bank for condo owners, changing visas for easier banking, using cryptocurrency, and recommending financial apps like Wise and Truemoney for payments and online transactions. Some experienced expats highlight the importance of having backup options for day-to-day expenses.

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Anonymous ******************

If you own a condo, kasikorn bank opens account for you, just need to confirm you own a condo, easy peasy.

2 days ago

Benjamin *********

Im changing visa for nonb. Too complicated with dtv.

People who say only pay cash just dont have real money😅

2 days ago

Andrew ********

I moved to Vietnam - much easier and they want tourists … unlike Thailand

2 days ago

Weedman ******

I don’t get why it’s such a big problem for u guys bank or no bank there are other options ,

Fraud was being committed so they took bank accounts away for pple who shouldn’t have them quite straight forward just buy some crypto and stay ahead

2 days ago

Benidorm *******

Get the cash out!!! spend it @ soi 6 😆 🤣 😂

2 days ago

Anonymous ******************

I was closed / frozen with BKK-bank as well. Very logical as they are enforcing the Bank of Thailand policies and regulations. Nothing to complain about. Please see other posts and comments for the “best” remote cards, all connected to your country’s banking system, and Wise app being the most popular one

2 days ago

Jeff *************

Get a new bank, as long as you have a valid visa and its not a free visa not a problem to open a bank account

3 days ago

Amir *********

Truemoney is your friend. they also have virtual cards to buy online, i created one yesterday with one click.

3 days ago

Harry *********

MORETA Pay

3 days ago

Aaron *****

I have been visiting and living in Thailand for a while now, never have I needed a local bank account. Pay my rent through wise, bills at