@Brandon ***********
I had the "chat" recently. They are not that bad actually at immigration. Have no idea why I was pulled either at that particular time.
There was another guy there and the immigration officers were saying to him “look, just book a hotel now and show us the proof and we will let you in”. The vibe I got was they don’t actually want to turn people away, but just need to highlight maybe it’s time to get a proper visa.
I had the cash on me and the proofs too. Was asked for the cash, and counted out 21k which was sweet. That was written on the form I had to sign.
Not having that 20k is a marvellous reason to not be allowed in. At that stage (when you’ve been pulled for the chat) they are actually only doing their jobs.