How long does it take for a certified check to clear when deposited in a Thai bank?

Question

Not visa related but already got good advice in the group. We are returning and arriving May 6th. Had applied and was approved for test and go. Hotel is refunding all but the room rate. My question is about bringing and depositing  a certified check. We just sold property in the US. How long normally, from experience does it take for banks to clear and have monies into your account? I'm thinking this is more cost effective that depositing in the US and transferring monies.

Ask Thailand · Answer

The conversation primarily revolves around the process of depositing certified checks from the US into Thai banks. Users share experiences, noting that check clearance in Thailand can take anywhere from 3 to 6 weeks, with some recommending using money transfer services like WISE for faster transactions. The participants also discuss the requirement to declare cash or checks exceeding $10,000 when entering or leaving the US and Thailand.

Marty ******** · Answer

I guess I am confused.

I sold my house in AZ, deposited the check which cleared almost immediately.

You said your are “returning” which means you have been here before to reside.

If you have a Thai Bank Account then use a money transfer service. I use WISE. Then depending on your THAI BANK LIMITS, you can transfer everyday or all at once even before you arrive back.

I transferred over $50,000 in a few days back in 2020.

My bank does not have a limit IN. Other Thai banks limit transfers IN to 50,000 baht or less.

Hope this helps.

Also, lately, the exchange rate has been over 34 baht to ￼1$

Terary ********** · Answer

I couldn't imagine the headache involved with trying to depositing a US check into a Thailand bank account.

Ask a friend to deposit it for you, in the US.  I think my mail service offers that service. ([url redacted] if you were wondering.

Cliff ********* · Answer

What is maximum amount of money to bring to Thailand without needing to declare it?

Janet ********** · Answer

I have deposited a couple of checks.  About a month to clear.  Wiring money is better.

Shayne ********** · Answer

I banked checks back in the day and it was 3-6 weeks.

Rick ******* · Answer

If you’re bringing in more than the limit, you have to report to the customs officers at your point of arrival, as they must submit a report. You’re required to give additional information and answer questions about what cash you’re carrying, why, and where it came from.

You have to complete a declaration form and answer any questions the Border Police may ask. Failure to do so is a criminal offence.

You have to complete a declaration form and answer any questions the Border Police may ask. Failure to do so is a criminal offence.

Rick ******* · Answer

I have only ever been asked about $10000 cash.

Janne *********** · Answer

Any checks/cash in any currency exceeding $10000 must be reported upon departure from the USA to customs officials at the departing airport.

Brook ******** · Answer

Following. Same situation. Also, do you have to declare cashier’s or certified checks at either border?

Make a copy for sure to document proof of foreign deposit.

How long does it take for a certified check to clear when deposited in a Thai bank?

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