Please could another Brit who claims state pension, explain how the system works, when long in Thailand.
TLDR : Answer Summary
Brits residing in Thailand face specific challenges with their UK state pension. Key points raised by community members include the lack of annual increases for pensions paid outside certain countries, the importance of using the correct overseas claiming methods, and the risks of having pensions frozen if residency issues arise. Using a VPN may help access UK pension websites, but transparency with residency is essential to avoid prosecution. Some commenters mentioned successfully receiving pensions after navigating these rules, emphasizing the potential for topping up National Insurance contributions to secure full benefits.