@Adr***
There is a HUGE difference between the various things that foreigners routinely call a 'retirement visa' which could be a ME Non-O visa, a ME Non-O-A visa, or a SE Non-O and a yearly extension.
Just as there is a HUGE difference between the things foreigners routinely call a "marriage visa" which could be a ME Non-O visa, or a SE Non-O visa and a yearly extension.
That you do not see the need to differentiate them does not mean the people trying to give advice to people don't also.
To give accurate advice we NEED to know what it is you're actually here on.
I am not ranting, I'm TELLING you it's super important, and you can either believe me or not.