How can I stay permanently in Thailand at 69 with insufficient funds for a Non-O visa?

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There is no way for you to achieve permanent residence, your option is a Non-O visa based on your age which you will need to extend annually but you don't meet the financial requirements of that. Your only option would be to use an agent to procure the Non-O and extension of stay

You can comfortably do it using an Agent to furnish the funds for you. No worries.

You're going to need another plan.

You could pay an agent for the retirement visa, since you don’t meet the requirements

You do not currently meet the financial requirements for a long term stay based on retirement. Your only realistic option would be to provide additional funds (150,000 baht) so that, together with your pension, the total reaches the required 800,000 baht per year, provided that both the Thai Embassy in Copenhagen and your local immigration office in Thailand accept a combination of income and funds in the bank.

You should check with the Thai Embassy in Copenhagen whether they accept a combination of income and savings for the visa application, as some embassies do. You should also confirm whether your local immigration office in Thailand accepts the same method.

If that is the case, you should apply for a Non O visa before travelling from Denmark, and you can obtain an affidavit letter from the Danish Embassy in Bangkok to confirm your income.

Unless you have a Thai wife or child for your Non-O visa you cannot meet the financial requirements for a Non-O (over 50) retirement visa

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