The Wise card is not the greatest for routing cash access through ATMs. It only allows two withdraws a month of $350 CAD each. Then it is $1.50 fee per withdraw and then 1.75% over that if a subsequent withdraw exceeds $350 CAD. It also has "default" transaction limits that I guess are a security feature. However, at least some of these limits can be increased.
You have more flexibilty when using it to pay for stuff as a debit card. I was thinking about using it to buy domestic airfare, for example.
One good thing about it is that you can load with baht. So the currency is converted when transfered into the Wise account. You can keep an eye on the exchange rates and load it when things look a bit more favorable on the rate side.
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69/how-much-does-it-cost-to-withdraw-cash