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Do I need to keep my credit union account for my Non-O visa application and extension in Thailand?

90-day Non-O Visa Thai Visa Extensions Banking in Thailand Expat Financial Advice Foreign Bank Accounts in Thailand

Jan 21, 2026

3 months ago

David ********

ORIGINAL POSTER

I'm using a credit union account I've had for years when I apply for a 90-day Non-O. I was planning to ditch the CU for Schwab after I get approved and have all my money there when I arrive in BKK.. Is there any reason I might need access to the CU account when applying for the first one year extension? EDIT: this thread seems to have turned into banking advice

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TLDR : Answer Summary

When applying for a 90-day Non-O visa extension in Thailand, maintaining access to your credit union account is not required, as the authorities primarily want to see proof of 800,000 baht in a Thai bank account. However, some advice suggests keeping multiple accounts for financial flexibility and in case of emergencies.

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William ***********

I would open more accounts not less. My belief is 3 or more different banks. And 3 or more ways to get money when you are here. Examples ATM, money transfer services(sign up for 2 different companies) and Apple Pay.

3 months ago

Jay *******

No, they just want to see your 800k baht in a thai bank

3 months ago

Tony **********

No, but why ditch the CU account? You might need a loan in the future or other emergency.

I have both CU and Schwab. My monthly expenses and savings is in CU and my investments are at Schwab. I keep my liquid needs in CU along with a credit card with high limit that gets paid off every month. I still have some usa subscriptions like YouTube tv. Audible, Google Fi, etc. These are all run through the CU

3 months ago

Chris *******

No.

3 months ago

Reply to

Chris *******

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