Do funds need to be maintained for 3 months for HCMC visa applications, or can they be shown as saved?

The discussion revolves around whether HCMC requires funds to be deposited for three consecutive months or if it is acceptable to show savings that were accumulated over time. Experiences shared suggest variability in requirements, with some emphasizing the need for at least three to six months, while others note that certain agencies may accept funds held for as little as one month. Additionally, there is mention of different standards between HCMC and Hanoi, with Hanoi reportedly having a more lenient approach.