Do both Non-O and Non-OA retirement visas in Thailand now require health insurance?

Question is why would you want to have no health insurance in Thailand but ride a scooter everyday 🤔 🤦‍♂️

I don’t bet against myself. I’ve been healthy on my life. I’ve had an accident or two but nothing too bad. I’ve saved a lot of money not paying life insurance or health insurance because I’m healthy.

About 83k baht I got at Bangkoklife.com

I have retirement visa but never was asked. I just wanted it. Zero deductible 5 million coverage per incident unlimited times

A visa extention and a new visa are different things. Rules governing health insurance apply to new OA visas but not to new O non imm visas. Health insurance is required for extentions to OA visa's THAT ARE BASED ON RETIREMENT but NOT to extentions based on marriage.

Retired in Thailand last few years never been asked to show proof of, however I do have health insurance but never know if their payout!!

Just renewed my Non O (switching to Retirement) and no mention of Health Insurance

No

Not sure I not have get another year next February , they did say changing a little bit but not say get insurance

Where you been for the last 10 years

there are many variables just like in your home nation. health issues, gender, age, ect.

you can get a minimal that is just the required i think $100,000 3M baht. or a REAL policy.

pacific cross, allianz, CIGNA, AXA and others. CIGNA and others cover you worldwide except for in the US with direct payment. the Thai company's are less expensive as they are only good in thailand and limited outside of thailand with re-embursment.

i-brokers for one is a good agent.

unless a person has severe issues or age to get insured. YOU are foolish to not have REAL policy. not a $30 a month policy with a $15,000 deductible. have a bad broken are lay in bed days in the hospital MRIs, food, doctors coming and going and maybe a surgery and a "hope you feel better" as they hand you a $25,000+ bill.

you say you will go to a government hospital. great. first you do not speak thai and 2nd the bill in now $12,000. then what.

payable in full before you leave. how does that factor you your budget?

Maybe we need to start our own insurance company.

Difference is applying from your country or applying inside Thailand. Come on tourist visa and do the application here its much easier

Google says for the O type visa , health insurance not required . Only applies to the AO visa .

If you have to ask you can’t afford it. You need it in Thailand. So shop pay and STFU.

I got my second year without 800,000 in the bank. I put 65,000 in every month, then spent it every month. 65,000 x12 ?

Only Non im OA, Not Non O Ret/Thai family required that. Nothing change.

Health insurance is not required for the Non-O. It is only required for the Non-OA.

The OA Retirement Visa.

Health insurance is required.

"Was just told..." Ha ha ha

As for the cost depends on age and re-existing medical problems anyone aged above 75 look out. I just did some medical insurance costing and brother were they high

Depends, Non-OA and Non-OX require health insurance. However, a standard Non-O does not.

No

stop posting BS you retard

Be careful, especially if they are trying to sell you insurance.

Ask the one who told or better yet ask the immigration 🙃

Travel Insurance is not expensive

If you need emergency medical care that’s every expensive in Thailand

Especially in a private hospital like Bangkok/ Pattaya hospital

You’ll receive excellent care but a short stay could easily cost

Hundreds of thousands of Thai baht

But if you do happen to need emergency medical care

you’ll thank the guy up there that you did have insurance

Don’t go “ Cheap Charley “ on your self

“ Up2U”

PS

Thailand is still number one in motorcycle fatalities

That was easy

How is it possible to have so many different answers?

I’ll ask Ai

Tricare should cover you.

Lateral thinking... would you, even in current good health, and looking at the expense of major procedures even in government hospitals, not consider some kind of insurance (including self-insurance), even if the visa terms didn't require it?

Some insurance companies will not insure people in their 70s and have lived here years so what will happen to them , and if the do insure you it will cost a arm and a leg and might not be able to pay the amount,

You don't have to have health insurance for a non-o you do have to have a tattoo and a note from your mother though

"both" ^= FourIt seems three of the 4 types require health insurance.

Non-O retired = NO

Non-OA retired = yes

"both" ^= Four

It seems three of the 4 types require health insurance.

I just got my 15 month visa, there was no mention of health insurance.

You can definitely find low cost HI, even from bigger firms like Allianz. But it'll be feck-all use if you actually get sick.

You need to decide: saving vs. risk.

ok half a story again, who told you, someone over a beer?

What is the name of the visa agency that tells that nonsense?

Probably as the Thai government changes the rules every day.

No, that is not true. Only the Non-OA retirement visa requires health insurance.

As a Swedish citizen applying for the retirement visa, which I have done for the past three years, I am required to have full health insurance coverage. I have to provide proof that I have purchased the insurance, and every year when I enter Thailand, Immigration stamps my passport with the date corresponding to the period covered by my insurance.What I also find difficult to understand is how anyone can even consider staying in Thailand for an extended period without having health insurance. In fact, I don’t understand how anyone would consider travelling to Thailand without insurance at all.Over the past three years, my health insurance has saved me approximately 400,000 baht in hospital expenses. None of these treatments involved any major medical procedures, but I have seen the actual amounts that the insurance company has had to pay on my behalf.

None the less always have insurance, you never know when that bus will hit u when you fail to look both ways crossing the street. Better safe than a go fund me campaign

No. If you take a non o visa for 90 days first you must have an insurance for that time. For the extension to one year it's not needet and yes its expensive and it gets expensiver every year and former illnesses will be excludet. So in my case I builded reserves and pay cash.

I had an anaphylactic shock one day in a temple in Kanchanaburi. The nun rushed me to the hospital and I was treated like a Queen.i. Immediate attention and great care. I had Nothing with me...no PP, I had no insurance atm. But Noone really asked. I stayed there about 4 hours, I needed an Adrenaline injection and oxygen, than got 5 days medication. All they wanted was 8.00$. the Friendliness and care was amazing. That was about 8 to 10 years ago

As a Swedish citizen applying for the retirement visa, which I have done for the past three years, I am required to have full health insurance coverage. I have to provide proof that I have purchased the insurance, and every year when I enter Thailand, Immigration stamps my passport with the date corresponding to the period covered by my insurance.

What I also find difficult to understand is how anyone can even consider staying in Thailand for an extended period without having health insurance. In fact, I don’t understand how anyone would consider travelling to Thailand without insurance at all.

Over the past three years, my health insurance has saved me approximately 400,000 baht in hospital expenses. None of these treatments involved any major medical procedures, but I have seen the actual amounts that the insurance company has had to pay on my behalf.

No, that is not true. Only the Non-OA retirement visa requires health insurance.

Probably as the Thai government changes the rules every day.

Clickbait!

I’m getting well up into being old. I carry insurance for piece of mind.

only for OA not for O

It is much more expensive to not have the insurance…

I just extended my visa, family visa, and was not asked for insurance. At my age I know of no company that will actually sell me insurance that would cover anything.

I just got my retirement visa in October was never asked for proof of insurance, but I do have it if needed

Do you need health insurance when old? My Dad retired to Petchaburi, had been getting his UK pension about 20mins and then had a heart attack, all the graft he’d put in to amassing the cash he’d been saving was worth it because he had no insurance and when he woke up the Bangkok Hospital took 1.3M off him for his troubles, which was nice. Quite fitting because he just would not shut up about how Thailand was better at everything than the UK, and they got their chance to prove it. The relationship with his idiot wife got worse. It was 2022 and he also and being paranoid he thought that immigration would want him to be jabbed to get a retirement extension. He went and got jabbed, it had been nearly 3 years since Cvd had started and he was still alive so it made sense. 2023 relationship breaks down, leaves the farmland mansion,Toyota Vigo and heads back to UK. Then develops cancer of the tonsils and starts radiotherapy? This burns his voice box but he lives but sounds like he’s been shouting from the touchline for hours and voice is gone. Now back in England. His final last compliment to Thailand was “ Thailand so good that they take £20,000 off you which you just forget about but then when you have to go back home you’ve got £20,000 to start again” Now 75 in Jan.

Do you need health insurance when old?

My Dad retired to Petchaburi, had been getting his UK pension about 20mins and then had a heart attack, all the graft he’d put in to amassing the cash he’d been saving was worth it because he had no insurance and when he woke up the Bangkok Hospital took 1.3M off him for his troubles, which was nice. Quite fitting because he just would not shut up about how Thailand was better at everything than the UK, and they got their chance to prove it. The relationship with his idiot wife got worse. It was 2022 and he also and being paranoid he thought that immigration would want him to be jabbed to get a retirement extension. He went and got jabbed, it had been nearly 3 years since Cvd had started and he was still alive so it made sense.

2023 relationship breaks down, leaves the farmland mansion,Toyota Vigo and heads back to UK. Then develops cancer of the tonsils and starts radiotherapy? This burns his voice box but he lives but sounds like he’s been shouting from the touchline for hours and voice is gone.

Now back in England.

His final last compliment to Thailand was “ Thailand so good that they take £20,000 off you which you just forget about but then when you have to go back home you’ve got £20,000 to start again”

Now 75 in Jan.

I just got my retirement visa in October was never asked for proof of insurance, but I do have it if needed

I just extended my visa, family visa, and was not asked for insurance. At my age I know of no company that will actually sell me insurance that would cover anything.

It is much more expensive to not have the insurance…

I’m getting well up into being old. I carry insurance for piece of mind.

only for OA not for O

Clickbait!

Bullshit.Stop posting click bait ffs ,grow up 🙄

There is still no requirement to have insurance for a Non-O visa based on retirement or an extension thereof

Health Insurance policy usability depends on the verdict of the underwriter investigation of your medical history. The exclusion list of non-coverage for many will shock them, especially when the premium is so high and it’s possible only half of you is covered! The insurance companies don’t want to lose money. Many older expats go the ‘self-insured’ path when they see what their true coverage is, then decide if Company Plans is worth it.

Get Non-O Visa in order to be self insured. Available only in Thailand.

I've seen numerous stories of insurance not paying out on claims. Especially when your insured with pre existing issues. Even when they have taken the policy on knowing the pre existing situation. any one have good advice or knowledge?

Not for the non O

@Pru ****************

can you help?

I've seen numerous stories of insurance not paying out on claims. Especially when your insured with pre existing issues. Even when they have taken the policy on knowing the pre existing situation.

any one have good advice or knowledge?

Only on O-A, but will be wise to get anyway.

The price depends on age and current health.

Health insurance is expensive especially if you are over a certain age my foreign people do self insured

Here is the best advice....ask at embassy or local immigration...save time and stress

Non o retirement extension no insurance reqyired...only change is that they now require 12 months bank statements....Bkk app Will download them...but get then stamped at bank when you do book update and balance certificate.......this was my experience 1 week ago.....cheers.

I have health insurance but during my Non-O on Monday, nothing was mentioned here in Hua Hin. The only difference this time was the bank book and letter had to be from the day of application.

Extended yesterday, Chonburi…insurance not required non O retirement 50+

Uk O retirement visa no insurance AO or OA needed I think

If you get the retirement visa other than in Thailand I believe you need insurance. Best to apply here then you’re ok. Like most insurance policies if your medical conditions are poor then it’s more complicated

23k using a major insurance company I'm 61.

Non O or Non O-A?

I am on a marriage visa so insurance is not required but I have insurance, I am 68 with no pre existing conditions: AIA, I have 5,000,000 medical policy with cancer coverage and my policy covers accident policy and life insurance too. It cost me

111,614 baht per year or about $277 per month

Lucky I get free health care coz my wife worked for the Education department

I hope that’s enough ?!

I renewed 2 days ago in Nonthaburi and didn’t need insurance non O retirement

Not at my Immigration office.

Non O does not. OA does

Who are you talking to?

Not true.

You should contact the Thai Visa Center. They’re great, and will sort this all out for you.

No official confirmation ask immigration for a list of requirements for retirement visa

Insurance is on an individual basis based on age and existing health conditions.

I renewed my non o last month with no mention of health insurance It’s just a Non O A but I’m sure it will change like everything else changes

Apply from overseas you need insurance.Renew or applying in country no insurance requirements YET!

The non-O does not require health insurance. The whole point of having to deposit 800,000 baht in a Thai bank account is to show that you have the necessary funds available to pay for an emergency situation.

Follow

It's only required for a non O-A but it's wise to have something in place I use WR Life which is approximately 1981 THB per month I'm 68

It's only required for a non O-A but it's wise to have something in place I use WR Life which is approximately 1981 THB per month I'm 68

I’m 53. I paid $2000 with Pacific.

Having a health insurance when you are traveling or residing abroad is very much recommended

@Khan *******

Health insurance requirements can vary depending on the type of retirement visa.

If you are planning to stay in Thailand long-term, I can help you explore health insurance options through Macquarie Insurance Broker and check which plans may suit your needs.

Feel free to send me a private message. 😊

The non-O does not require health insurance.

The whole point of having to deposit 800,000 baht in a Thai bank account is to show that you have the necessary funds available to pay for an emergency situation.

Hi I receive a pension and social security for about 6,000 dollars a month will I qualify for a non O retirement visa with out having 800,000 tb in a bank account

I think if you apply from your own country you need proof of insurance but if your entering on a 90 day non o there is no requirement. I did that last year and very recently and no mention of insurance, however I would advise it. Even if you only get a policy for major illness or accident.

If that’s the case, they should reduce the mandatory amount of money that’s required to be held in a Thai bank account because I have always heard that the Thai government says that Money is to be used for medical emergencies if you don’t have insurance.

Depends on visa.

Who told you that?

Still only Non-OA and subsequent extensions that need the health insurance.

At which immigration office was this ?

No

Yes True: for Non-OA and Non-OX.

I saw for over 70s is very expensive a d immigration tightening up on that age and above more so.

Not true only if you apply for an OA visa

BS. Living here on non o and has never been a requirement, only for non oa. Just renewed my extention and still not a requirement nor has there been anything in that post or anywhere else I've seen.

Just got our retirement visas in krabi no insurance needed

the "buzz" on insurance is political. the law says NOT needed... results may vary.

I will try to ask again do i need a healthy note from a Doctor when i have health insurance and i will apply for a N-Onon immigration visa please reply back to me

Not true

Apply from overseas you need insurance.

Renew or applying in country no insurance requirements YET!

"I was just told" by who?

no, who told you? Non-O doesn’t require health insurance only non-OA

I renewed my non o last month with no mention of health insurance

It’s just a Non O A but I’m sure it will change like everything else changes 🤔

I'm 67 years old recent cover cost thb a year so it's about 4-5000 thb a month , in US 😮

Medicare b is about same amount right $220 a month?

In my case, if that is another rule. I'll just past on going there and spend my money in other countries.

I just had my visa extended for a year all they ask is bank statement till the day you apply past 6 years never asked for a insurance but insurance is a must cause no health benefits here must pay private hospitals and also government

Including 25% extra for a foreigners I know I been to 6 different hospitals as I was thrown 15 meters by a truck waiting on red light and cracked my collar dsic s

What about N-O non immigration 1 year Visa

A flat rate 1000 baht per arrival I've suggested several times before.

Regardless of stay length.

30 million people a year.

Many would not use it.

30 billion isn't to be sneezed at.

555

A real one is really expensive. If you are over 80, it's quite impossible... thb a month for me with preexisting heavy health issued but 100%.

I think it’s a BS

Post

Poster looking for likes and followers

You only need health insurance for an O.A visa . No change .

Interesting

There is no official change but maybe the immigration office you’re going through has decided to enforce it for all retirement visas