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Can I open a bank account in Thailand with a retirement 90 visa while staying in a hotel?

Bank Account Thailand Immigration Retirement Visa NON-O Visa Residence Certificate Expats in Thailand Visa Requirements Thai Phone Number

Oct 31, 2025

2 days ago

ORIGINAL POSTER

Hi

I am arriving next week with retirement 90 visa,my question is can I get a bank account and how do I do it if I am staying in hotel till I find a rental thanks.

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TLDR : Answer Summary

To open a bank account in Thailand while holding a retirement 90-day visa, it is recommended to obtain a residence certificate from immigration. You will also need a Thai phone number that is not prepaid, as banks have strict requirements regarding identification. Various banks might have different policies, so it's advisable to visit several banks to find one that suits your needs. Once you secure a long-term rental, you can change your address for the residency certificate, which is required for the bank account application.

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Dennis *********

I checked into an Airbnb my 3rd day here and went to get my Thai Cell Number in my name shown on passport. Then I went to immigration to get the certificate of residence, which took 8 days. I opened two bank accounts the next day. Fairly easy just have to be patient waiting on immigration to send the certificate.

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Pertti *************

You go immigration and get letter to open bank account and recidency certificate. Go sim provider and ask receipt to bank.

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John *********

I have this dilemma so decided to use an agent. I only need a hotel booking.

Once we move into a rented accommodation i will chane my address with the certificate of residence

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Tom ****************

@Pavichaya ******************

can answer that and help you

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Pavichaya *******************

@Tom ***************

Thank you Tom 😊🙏

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Pavichaya *******************

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Andreas *********

Regarding the addressed Thai phone number. It must not be a prepaid card but an official phone number in your name, your place of residence is. The telephone company checks completely Exactly your data before you issue the confirmation for the bank. This was also a reason for many account closures, prepaid tariff, or SIM card in the partner's name or similar. The rules are very strict here. And without this confirmation from the cell phone provider, no bank account.

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Andreas *********

@Andreas ********

it can be a prepaid SIM card . . . . . .I use an AIS prepaid 1-2-call SIM card which is registered connected to my SCB bank account. I even top up money to my SIM card using my SCB bank account . . . The SIM card actually isn't even registered in my name but in my partner's name. I have the SCB account since 18 years, no problem, early this year I gave them my new passport number plus confirmed to them I still use the same prepaid phone number 😃

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Jesper *******

@Andreas ********

it can be a prepaid Sim as long as its registered under the OPs name

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Jesper *******

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Ossie *********

You will be lucky to get a bank account on a 90 day visa as it’s classed as a tourist visa you need to convert it to an O Visa !

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Pete *******

@Ossie ********

nonsense

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Andreas *********

@Ossie ********

you could not be more wrong. The "retirement 90 visa" he wrote about, is the 90-days Non-Imm-O Retirement Visa, and it is not a tourist visa but a long term visa, and enough to get a bank account opened. He doesn't need to already be on the 1-year Extension of the Stay Permit to get a bank account opened

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Ossie *********

@Andreas ********

yes sorry I misread having said that and having held a retirement visa for 19 years the Kasikorn froze my account last month it took two weeks to have it re instated had to go to AIS to get them to certify my phone number which I’ve had for 19 years the problem seemed to be my current passport which is about to be renewed again I had not registered with the bank they still had my old passport details ! Lesson learned when I get my new passport in December I will be giving the Kasikorn a copy ! Having said that my SCB bank which I opened more than 20 years ago still has a copy of my original passport every bank seems to have different rules by the way I do have a yellow house book and Thai issued pink ID card which I use most of the time !!!!

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Ossie *********

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Tony **********

You'll have about 30 days to secure a long term rental (most likely it will take you less than a week). Then go to immigration and get a residence certificate. Bring copy of your lease, passport pages and a passport photo. Then go to the bank bringing copies of the above . Would no longer recommend Bangkok bank give the recent account freeze issues over the past several months. Easy, but sometimes feels tedious. Thais love paperwork, rubber stamps and endless signatures...

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Sasikarn *********

If you hold long term visa you can open bank account

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Stuart ***********

As Jay said it should be possible with a residence certificate from immigration and a Thai phone number. If one bank refuses, try a different one until you find one that will open an account for you. I am with that bank you are referring to, but if I was starting now I would choose Kasikorn.Good luck.

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Jay *******

You may have to get a residence certificate from immigration. Every bank and branch has different requirements. You may have to visit several to find one that makes it less difficult. Or you could hire a person to do it for you. But that is getting more expensive every day. Best bet is visit a few banks and see what they require. Just avoid that one bank that is having issues

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Matthew *********

just say it BANGKOK BANK

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John *********

@Matthew ********

like it's defendable 😁

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Jay *******

@Matthew ********

im tired of even saying the name. Still having trouble with them

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Matthew *********

I understand you and its weird the ones come on here and say I don't have a problem. Wish you luck

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Matthew *********

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John ********

ORIGINAL POSTER

thanks I know the bank your talking about lol

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Tom ********

Krungsri (yellow bank) or Kasikorn are better banks and you will need a residence certificate form from immigration to be able to open one. good idea to have several passport sized pics to hand, you will need them.

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Tom ********

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