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Answered10 days ago

Can I apply for a retirement visa in Thailand with 800k in my bank account if I enter on a visa exempt?

Ken *******
asked Oct 17, 2026
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If I already have 800k in a Thai bank account for 6 months already can I fly in on visa exempt and apply for a retirement visa? Reason being I've been waiting over 2 months for my Non o visa and I only have 1 week left i just don't know if it will arrive in time. I'm just trying to figure out my options.
Answer summary
The discussion addresses whether an individual can apply for a retirement visa (Non-O type) in Thailand with 800,000 THB already deposited in a Thai bank account upon entry using a visa-exempt status. Multiple commenters confirm that it is possible to apply for the retirement visa as long as the financial criteria are met, including having the necessary funds in a Thai bank account and fulfilling additional requirements like proof of accommodation and proper TM30 registration. A fee of 2,000 THB is typically charged for this application, which would then be processed by the immigration office. It's highlighted that, while each immigration office may have varying requirements, proof of fund origin could also be requested.
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Stephen *******
Stephen *******
They do the visa applications in departure date order not application date order. Next time tell them you're going soon because the visa is valid for 3 months.
Gene ******
Gene ******
This visa thing with Thailand, it is very frustrating. I read a lot of you know experiences people are having and you apply for it, some people get approved right away some people have to wait three or four weeks. How do you make plans around all that. You get an airline ticket and maybe you're not approved in time. It's really turning me off to Thailand. I think I might check Vietnam and see if I like that better
Jackie ******************
Jackie ******************
Applied for O visa based on marriage ( my husband of32 years is Thai ) husband already in Thailand . The embassy didn’t recognise the marriage because my surname is different! Even though I used it before! Embassy asked me to agree to change to retirement visa, which I did ( I don’t have time to argue) on 5 October says pending approval!! I fly in 2 weeks! What to do , so stressed…..
Alexander *******
Alexander *******
I had to start the whole process over again and the money was in my bank and not transferred from overseas. That was satisfactory enough.
MagentaGo**********
MagentaGo**********
No problem for you if all requirements fulfills

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Gerar ********
Gerar ********
As long you have the 800K in your Thai account in your own name it should not be a problem to get a local Non-O visa for retirement.

As long you meet the other requirements.

I heard that some immigration offices ask for proof where the money is coming from but this it not an official requirement.

We have these situations on a daily basis in Phuket and normally it isn’t any issue.

Good luck 😊
Brandon ************
Brandon ************
@Gerar *******
It is an official requirement. Proof the funds came from overseas when converting from tourist to non-O visa. That's not a requirement for extensions, but is for non-O visa conversion when it's based on retirement.
Jesper *******
Jesper *******
Yes u can apply for a 90days nonO retirement inside thailand (800k in thai bank)....filled up a TM87 with passport copies , bank letter/statements/bank book, Tm30 , lease agreement.....u need to have more than 15days on your current stamp (visa exempt) to apply ....pay 2000baht and receive a receipt with a date for u to go back to immigration and ink your 90days stamp
Gerar ********
Gerar ********
Jesper Ngiam correct and how it should be.
THAI ******************************
THAI ******************************
Yes we can assist with both the non-o, and 1 year extension in-country.

But the process will be cheaper if you can wait until your non-o is approved before arriving.
Anthony ******************
Country of passport? contact your local Thai Embassy.
GreenAlli*********
Has it always been you needed to prove the 800K came from overseas? Or is this a new requirement?Doesn't this mean agents can no longer fudge this?
Steven *****************
Steven *****************
Gerar ********
Gerar ********
Steven Andrew Downing as long you have the bank account and the money it is very easy to do it yourself and no agent is required.
Steven *****************
Steven *****************
Gerar Teuben -How easy is it to convert from visa exempt to NON O ? - I thought you could only apply for the NON O in your country of origin 🤷🏻‍♂️
Mark *******
Mark *******
Thats what I did...too many delays with insurance.
Stephanie ********
Stephanie ********
I just came here to say darn and I’m sorry you haven’t received it yet.
Jos *******
Normaly you can start from a exempt for applying Non Immigrant O.I have 1 question more... How did you get your Thai bank account ?
Gray *******
Gray *******
That is terrible service.
Will *******
Will *******
I applied for my non o in Australia and it didn’tg arrive till after I was in Thailand for 3 weeks
Greg ***********
Greg ***********
You can apply for the "change of visa type" from the 60-days tourist visa or the visa-exempt entry, to the "90-days Non-Imm-O Retirement Visa", if you already have a Thai bank account. You however need to clarify with your Immigration office if they are willing to do the "conversion".

You need EITHER

a bank letter confirming that the 800,000 THB are sitting in the account and a proof that the money came from abroad.

OR:

You need a legalized by your embassy in Bangkok income affidavit over a monthly pension or income minimum of 65,000 THB. In case your embassy does not issue income affidavits any more, you will have to use the 800,000 THB deposit method – at least in the first year.

You need a rental contract and you will need a minimum of 15 days stay permit left on your entry stamp in order to apply.

This application costs a 2000 THB fee, the 90-days visa will be issued for 14 days "under consideration". After 14 days you visit Immigration again and pick up the stamp

And as soon as the money has seasoned in your bank account for two months, you can apply for the "1-year extended stay permit based on retirement"

(which some people call "retirement visa" but which is NOT a "visa" but a stay permit).

This application costs another 1900 THB fee

Keep in mind, in order to get any service from Immigration, you need to be properly registered in your accommodation by the TM30 registration system

Open this Immigration website and click onto number 9. It will open a .pdf listing the requirements for the “change of visa type” to the 90-days Non-Imm-O Retirement Visa

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Anthony ******************
Anthony ******************
Greg Alexander if e is still married or has children amount/deposit less
Greg ***********
Greg ***********
Anthony van der Craats Yes, he is married to a Thai wife and they have a kid, but well, he explicitly said he is planning to apply for the retirement visa and the 1-year extension of stay based on retirement. It seems he wants to avoid the multiple documents proof and all the hassle that comes with a marriage Non-O and the Extension based on marriage. The retirement extension application is much easier
Greg ***********
Greg ***********
Ken Balko you can always apply on Immigration for the 60-days "visit family" extension. You can apply at least ONCE per entry.
Ken *******
Ken *******
OP
Greg Alexander i would have just been happy to get my regular ninety day. Visiting family and extending it for sixty days, but the new york embassy has not returned. My visa yet
Brandon ************
Brandon ************
Can you show proof that the funds were transferred from overseas, or do they show that way on your bank statement?
Ken *******
Ken *******
OP
@Brandon ***********
when I received the money, I went down to the bank and I have a paper that they printed out showing international transfer. I did that for all the money that I brought into thailand in case I ever wanted to take it back out. I can show proof it was brought in. Thank you
Paddy *****
Paddy *****
Ken Balko I use Bangkok Bank phone app. I transferred money out on the phone, no question asked
Brandon ************
Brandon ************
@Ken ******
then as long as your immigration office allows conversions, you should be able to do it.
Dan Dissy

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