Which Thai bank credit card offers the best perks for expats?

@Charles *********

that's not what a "term" or "fixed" deosit account is meant for. You cannot accesss the money that is on such an account, for at least a fixed period of time

@SteBu *****

I'm retired and have a credit/master card. You get it when you follow their procedure. Before I tried with 4 banks and they did not refuse immediately so had to fill 15-plus forms they would send to the main branch in Bangkok. With all 4 banks, I got an SMS within 2 weeks that it was refused due to bank policy. Then I went to a Kaskorn branch in Korat and said that I read that if you open a Fixed deposit account, as some kind of collateral, I could get a master card. They confimed, opened the fixed account, I put money in it and fill the forms to get the mastercard. Within 2 weeks it was in my mailbox.

@SteBu *****

thank you, it seems the two of us are the only ones who share some claritiy

The nonsense worked for me. But I think basicalley you are right with 'Fixed' account. What happens is that if I pay e.g. 2,000฿ with my mastercard, it's deducted from my xxxk฿ on my fixed deposit account. Strange indeed but that's what happens. Then within a couple of days, I have to 'pay the bill'. When I push that button within the app, the 2,000฿ (in my example) is transfered from my savings account to that fixed account and the limit is again like before. By the way, I get interest every half year. Same like the savings account.

I read before that there are different 'Fixed deposit accounts' like Kai Kwan mentions. I asked if I could redraw the whole amount of my Fixed account when I wanted and the answer was yes. But.......You lose the interest from the last half year and y'r Mastercard.

@Greg **********

no its credit card and dont have work permit or Non B, i do have pink ID though

@Greg **********

Also you can get seperate account just for credit card and they will give you limit of what is in that account.

@Paul ********

I'm retired and have a credit/master card. You get it when you follow their procedure. Before I tried with 4 banks and they did not refuse immediately so had to fill 15-plus forms they would send to the main branch in Bangkok. With all 4 banks, I got an SMS within 2 weeks that it was refused due to bank policy. Then I went to a Kaskorn branch in Korat and said that I read that if you open a Fixed deposit account, as some kind of collateral, I could get a master card. They confimed, opened the fixed account, I put money in it and fill the forms to get the mastercard. Within 2 weeks it was in my mailbox.