Which Thai bank credit card offers the best perks for expats?

@Mikko **********

Hi

You can get a credit car

But let say you put in 50-0 bath in a locked account. That you have no acces to. It takes 3-5 month then you can have a credit

Card with the same limit of mony

That you locked into a fix account..

Bank like to have sequriti at the same limit that your credit card have…

So in my opinion it no use to have one. Go with the normaly

Debit card.

There are no bank in Thailand that will give

A forginer a credit card

Like we can have in europé or usa or austrailia. May be if you have a work permittering

And can prove your monthly income. They Maybe

Give you a creditcard with a limit of 10- bath.

@Mikko **********

Except if you apply for a visa online, Vietnam being one of them. They dont accept debit cards, only credit cards when you have to submit payment. Thats why we got a credit card from Bangkok bank.

@Charles *********

that's not what a "term" or "fixed" deosit account is meant for. You cannot accesss the money that is on such an account, for at least a fixed period of time

@SteBu *****

I'm retired and have a credit/master card. You get it when you follow their procedure. Before I tried with 4 banks and they did not refuse immediately so had to fill 15-plus forms they would send to the main branch in Bangkok. With all 4 banks, I got an SMS within 2 weeks that it was refused due to bank policy. Then I went to a Kaskorn branch in Korat and said that I read that if you open a Fixed deposit account, as some kind of collateral, I could get a master card. They confimed, opened the fixed account, I put money in it and fill the forms to get the mastercard. Within 2 weeks it was in my mailbox.

@SteBu *****

thank you, it seems the two of us are the only ones who share some claritiy

The nonsense worked for me. But I think basicalley you are right with 'Fixed' account. What happens is that if I pay e.g. 2,000฿ with my mastercard, it's deducted from my xxxk฿ on my fixed deposit account. Strange indeed but that's what happens. Then within a couple of days, I have to 'pay the bill'. When I push that button within the app, the 2,000฿ (in my example) is transfered from my savings account to that fixed account and the limit is again like before. By the way, I get interest every half year. Same like the savings account.

I read before that there are different 'Fixed deposit accounts' like Kai Kwan mentions. I asked if I could redraw the whole amount of my Fixed account when I wanted and the answer was yes. But.......You lose the interest from the last half year and y'r Mastercard.

@Greg **********

no its credit card and dont have work permit or Non B, i do have pink ID though

@Greg **********

Also you can get seperate account just for credit card and they will give you limit of what is in that account.

@Paul ********

I'm retired and have a credit/master card. You get it when you follow their procedure. Before I tried with 4 banks and they did not refuse immediately so had to fill 15-plus forms they would send to the main branch in Bangkok. With all 4 banks, I got an SMS within 2 weeks that it was refused due to bank policy. Then I went to a Kaskorn branch in Korat and said that I read that if you open a Fixed deposit account, as some kind of collateral, I could get a master card. They confimed, opened the fixed account, I put money in it and fill the forms to get the mastercard. Within 2 weeks it was in my mailbox.