I need some clarification for renewal of my non o extension based on being over 50. I am on my first 12 month extension using the banked 800k which has been in my bank for over 12 months. I transfer 40k each month since July 2021.what I want to know is can I change from 800k banked money to monthly instalments for my next extension, 40k a month comes to 480k so I would need to use 320k of banked money to reach the required 800k. That would mean that 320k would have to remain for 3 months after extension granted and could go down to 160k before having to go back up to 320k for the following year. Tod i would love to hear your take on this.