Will applying for a Thai visa mid-November with funds deposited after September create issues?

With $21k AUD since 26 Sept and applying mid Nov - yes, you will have an issue if you apply from Australia.

*Why:*

Australian embassies (Canberra, Sydney) have been strictest on seasoning. They want 3 months statements where the _closing balance_ each month is over 500k THB ~ $21.5k AUD, and they look at daily balance. If your September statement shows $2k on 1st Sept then $21k on 26th Sept, they will count September as NOT meeting 3 months.

If you apply mid Nov, you have:

- September - partial, fails

- October - pass 1

- November - statement not even closed yet, so you only have 1 full month that counts

Sydney has been sending auto request: "Provide 3 months bank statements showing balance of at least 500k THB maintained throughout". That resets your clock and pushes you into December anyway, and you lose time.

*Your timeline problem:*

If you wait till 26 Dec to have 3 full months (Oct, Nov, Dec), that's Christmas shutdown + 10-15 business days processing at Canberra = you will not get it by 31 Dec.

*Best options for you:*

1. *Apply earlier but from a different consulate that allows travel while waiting* - e.g. Jakarta, HCMC, Hanoi. Many families in your exact position fly to BKK on 31 Dec on a 60 day visa exemption (now 30 days from Sept 15), then apply for DTV from a nearby country in January while daughter starts school on ED. Jakarta allows you to show last 3 months but cares more about final balance + source of funds letter. If you show transfer from your other savings account on 26 Sept, Jakarta often accepts.

You could consider reading a book or two before your trip. I’d recommend Unlock Thailand by Isla Rey on Amazon, it includes all the info and insights you need. You should check it out. A very good companion 👌.

What DTV are you applying for?

The 3 months is generally needed, I cant see Aus being the embassy to make the exemption.

You could apply for a tourist visa (longer than the one given on exemption), and then potentially get a Guardian Visa in country (dependant on age of your daughter).

If applying for Guardian in country I believe you need to have been in Thailand for 45 days (and your child needs an ED visa, which if thats happening in country they need to be in the country 30 days before applying, then it takes about 3 weeks of processing in Chiang Mai).

For initial Guardian application in Thailand you generally need 20k AuD in a thai bank account for 30 days, you can apparently use your childs ED visa to open a bank account.

I believe you also need their birth certificate notarised by a thai embassy (if you can do that in Aus, otherwise Bangkok).

I wouldn't be applying for the DTV without the seasoned funds personally.