ask
Search
Ask
Answered8 months ago

What visa options are available for a 40-year-old expat looking to retire in Thailand with family?

LoyalKan*********
asked Mar 6, 2026
4.5k
views
32
replies
13
likes
How can I retire in Thailand 40 years of age with my wife and kids of 3 and 4? I have the funds to retire but what visa would work best for us?
Answer summary
Retiring in Thailand at the age of 40 presents challenges since standard retirement visas are available only for those 50 and older. Suggestions for the user include the Thai Elite Visa, which requires significant financial investment but offers long-term residency; the LTR (Long-term Resident) visa, which caters to wealthy expats; and educational/guardian visas for their young children, enabling family cohesion. Consulting a legal expert for personalized advice and exploring potential schooling options for the children are also recommended.
32 repliesnewest first
22

Click comment and we will ask for your email, then OTP, then name.

Cool****
Cool****
LTR is best if you have money
Richard ********
Richard ********
LTR
Ian **********
Ian **********
LTR or elite visa
Michael ********
Michael ********
First question is why do you want to retire in Thailand?
Thorsten ***********
Thorsten ***********
Russian?
LoyalKan*********
LoyalKan*********
OP
Bob ******
Bob ******
You need to grow 10 more years
Skilled*******
Skilled*******
Well done for achieving financial independence.

Do you own property or stocks?

I’m invested in residential property, global ETF, gold and 2% bitcoin.
Ian ********
Ian ********
Look at the Thai web site
Sandy *****
Sandy *****
People talking of elite visa. I have myself got one and it doesnt cover ur family. Minimum you spent is 20k grand for 5 yr elite visa. If u need to add more family members u need to spend more.
Sam *****
Sam *****
If you are planning to enrol your kids in a school with preprimary, then your best option is educational visa for the kids and guardian visa for you and spouse. However, this may be tricky until kids turn 5 as many shcools dont have preprimary visa option. If money is not an issue then elite visa route is best option.
Daniel ***************
Daniel ***************
You don't wanna retire in Thailand with 40. You'll just be hastening your death.
LoyalKan*********
LoyalKan*********
OP
Daniel James Murphy what do you mean?
Daniel ***************
Daniel ***************
LoyalKangaroo2379 I grew up in Thailand, lived there for many years, seen scores of Farangs, come with money, pay their way and enjoy what the country offers and ultimately fall into a void, often start drinking, hook up with the wrong women, and die.
Elías ********
Elías ********
DTV for soft power for starters. But you'll defo need a retirement visa when you turn 50 y/o
John **********
John **********
At your age the Thai Privilege visa is your best option
Laterrani **********
Laterrani **********
You don’t I think you should choose Vietnam the cost of an elite visa in Thailand is more than the cost of opening a small business in Vietnam and getting a business visa
Frank *********
Frank *********
at 40 having the funds to retire with your family, look at the elite visa
Chris *********
Chris *********
We used the DTV.
LoyalKan*********
LoyalKan*********
OP
@Chris ********
how did you do schooling for your kids? International schools?
Chris *********
Chris *********
LoyalKangaroo2379 We homeschool. If we couldn't, we would go international. A few good international schools in Hua Hin.
Chris *********
Chris *********
LoyalKangaroo2379 No problem. We are living here now if you ever have any questions.
LoyalKan*********
LoyalKan*********
OP
@Chris ********
thank you
Muri *****
Muri *****
You have enough Funds,Elitecard, is the Option.. i hope you understand a enough funds mean Minimum 5000 US-Dollar or wealth of one million... You don't know how expensive in Tnsurance health and kidseducation
Sandy *****
Sandy *****
Muri Max elite visa only covers 1 person for 20k grand. If doesnt work for full family and to shell out more.
Muri *****
Muri *****
Sandy Agr Why?.... If your finances enough.
LavenderS**********
LavenderS**********
I assume you have more than just funds to retire but funds to raise your kids and family healthcare. You should look at thailand elite visa or visa for wealthy expat category.
Somchai ********
Somchai ********
Look into getting your kids an educational visa once and then you could get a guardian visa. With the information you posted this might work for your situation.
Al ****
Al ****
LTR Visa.
Andrew *********
Andrew *********
You can't get a retirement visa as you have to be 50yrs.

You can get a long term visa try asking for legal sdvice

Activity

22 joined
LoyalKan*********
LoyalKan*********
LoyalKan*********
LoyalKan*********
LoyalKan*********
LoyalKan*********
22
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
How can I manage my retirement visa renewal while my wife undergoes treatment?
4.8k201081mo
What retirement visa should my husband apply for in Thailand, and what visas are available for my daughter and me as dependents?
3.7k51054mo
What is the best visa option for retired Australians wanting to stay in Thailand for extended periods while minimizing taxes?
6.1k49746mo
What are my options to stay in Thailand after my Digital Nomad Visa (DTV) expires in 5 years?
8.2k66998mo
What are the steps to obtain a residence visa for Thailand?
3.9k30461y
What are my options to avoid yearly immigration visits on a retirement visa in Thailand?
5.3k43561y
What are the best options to convert a tourist visa in Thailand?
4.3k38351y
What are the best visa options for retirees married to a Thai national who want to live in Thailand?
3.9k38172y
What are the requirements for obtaining a permanent visa in Thailand after purchasing an apartment?
26.1k2372442y
What types of visas are available for retired and solvent individuals wanting to live in Thailand?
4.9k43352y
Can I bring my wife and child with me on an ED visa to Thailand?
6.3k44272y
Is the LTR visa for retirees a good option for moving to Thailand?
1.6k1423y
What visa options should I consider for retiring and living in Thailand with my family?
1.5k1263y
What are the best visa options for an expat moving to Thailand with a partner and child while working online?
4.8k30673y
What are the best visa options for long-term stay in Thailand for a US citizen under 50?
2.8k21263y
What visa options should I consider as a retired expat in Thailand with a Thai spouse and when should I renew?
6.8k56633y
What visa options are available for a family moving to Thailand with a passive income of $4000 per month?
6.4k53643y
What are the health insurance requirements for a Thailand LTR visa application?
1.3k794y
What are the requirements and options for retirement visas and health insurance for seniors in Thailand?
646134y
What visa options are available for a 37-year-old expat in Thailand?
10.1k791116y
What are the advantages and disadvantages of the 60-day tourist visa versus the Non-O visa for retiring in Thailand?
840466y
What are the requirements for obtaining a long-stay retirement visa in Thailand?
35727y
What was the experience with the 90-day report for a Non-O retirement visa in Thailand?
3.3k28248y
What are the rules for re-entry with an O-A retirement visa expiring in August?
1.8k1648y
What are my visa options for retiring in Thailand without being married?
1.2k5129y

Resources

Need help with your LTR visa?