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Answered7 years ago

What should I do if my pension is credited late due to weekends or holidays as I apply for an extension of stay in Thailand?

Tony ********
asked Nov 4, 2019
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There is no short way to explain this! I'm just putting together everything I need for my extension of stay application(over 50 based on retirement). I have left plenty of time to cater for any problems. In the past I have had proofs of income certified by the British Consulate but of course this time I'm getting my SCB to provide a single page letter showing monthly income by International Fund Transfer from my pension provider(the UK govt) to the SCB. I easily exceed the minimum required amount of baht 65k a month. So far so good and the SCB are on side after a very long discussion!. BUT my income reaches my bank on the 30th of the month. The only snag is when the 30th falls on a bank holiday/weekend when the main bank is closed for whatever reason. That means it is credited on the 1st or 2nd of the following month. For example 30 Mar this year was a Sat therefore my income was credited on Mon 1 Apr( actually my March pension). The next credit was 30 Apr - two credits of income in the same month.This has happened 5 times over the last 12 months. Has anyone else experienced this problem and is immigration relaxed about it - the Jomtien/Pattaya one that is?
Answer summary
The user is preparing documents for their extension of stay application in Thailand based on retirement, but is facing issues with their pension payments being credited late to their Thai bank account due to weekends and bank holidays. They seek advice on how relaxed immigration is about these late credits, especially for those applying at the Jomtien/Pattaya immigration office. Several commenters suggest visiting the immigration office for clarification, adjusting the timing of their transfers, or changing their transfer method to avoid the issue.
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Tod *********
Tod *********
And I can't see any real answer other than going to the immigration office and seeing what they will accept.

Good Luck (y)
Stuart **********
Stuart **********
This is non story really you can transfer the funds yourself into your Thai bank whenever you like and it will be coded as an international transfer on your statement so the date your pension is actually paid to you isn't relevant. For example is you bank with kasikorn in Thailand the deposit would be marked TFN
*****
-TFN
*****
giving you proof of international transfer. Lloyds bank transfer for £9.50
Tony ********
Tony ********
OP
I get it. Worth noting is the fact that Imm want to see all monthly IFTs neatly shown on headed, signed and stamped paper(ideally 1 sheet). I understand it must have the words 'International Fund Transfers' - they don't want various numbers and codes, although the statement must be backed up by passbook entries and bank advice notes pertaining to each IFT. This is the first year so it remains to be seen how it all goes down. As soon as SCB gets its s--t together I'm hot to trot down to Imm and I'll report back.
David ************
David ************
I had the problem and just changed the date I transfer to the beginning of the month. 2,3, 4 whatever. That way you have a whole month to fix any transfer problems.
Tony ********
Tony ********
OP
Martin SwainTo transfer myself may not count as a bona fide IFT - showi ng up in my account advice note as such. This has been addressed before on Thai Visa. There are also costs involved whereby to do it 'Provider to Bank' is relatively cheap.
Tony ********
Tony ********
OP
Not an option.
Colin ***********
Colin ***********
I would transfer it across on the 15th of the month and this should alleviate this potential problem .
Tony ********
Tony ********
OP
Maybe an option.
Tod *********
Tod *********
@Tony *******
you can't be the only foreigner who switched to monthly international transfers to have had this happen. Certainly the immigration office has come across it before. AND the officers are allowed a great deal of latitude as well.

Good Luck, if you do talk to them post back about what they said
Tony ********
Tony ********
OP
Thanks. Of course
Dave ******
Dave ******
I will be in a similar situation once I move over full time. My thoughts were that I would make my deposits on maybe the Monday after the first week of each month to avoid the same problem.
Tony ********
Tony ********
OP
Good idea.
Dave ******
Dave ******
SCB ?
Tony ********
Tony ********
OP
Yep.
James ********
James ********
You need to discuss it with Jomtien. Show them. I believe they will accept it. Take a Thai friend with you...be nicely dressed...smile.
Tod *********
Tod *********
I see a visit to Jomtien BEFORE you need your extension to see what they're gonna say about it.

The rules are totally specific, transfer in a minimum of 65K baht each month EVERY month for the preceding 12 months before you apply for your extension. Sadly, it doesn't say 130K one month and then miss a month.

It's all gonna come down to whether they will give you wiggle room or not..
Robert ***********
Robert ***********
Tod Daniels, Tony Wilson - my IO is Chiang Mai and I know that they are telling retires that 65 K per month on average over the preceding 12 months is acceptable . So maybe Jomtien will take a similar view ?
Tony ********
Tony ********
OP
Got that Tod that's why I'm asking if anyone has had the same problem.

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