Went with a friend today renewing his retirement visa using the 65k per month transfer format at Jomtien. While he was in line to get his number i went in to watch the goings on purely for educational purposes. of the 9 applicants i could see, 5 were turned away for discrepancies, one was a bank book not dated today ( rookie mistake) 2 others were lacking house book or owners passport or id, another one his tm30 address didnt match his rental contract, another i couldnt determine but all of those denied seemed like easy fixes. Lots of scrutiny on rental contracts, house books etc. 4 applicants (including my friend, ) sailed right on through to success. so the wise transfer to bangkok bank in September 2025 went through kasikorn and on his statement was not coded as FTT. He had the kasikorn certificate for the problematic transfer code and it was cleared and accepted by the IO.