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What are the rules for using a bank account for retirement visa extensions in Thailand?

Jun 4, 2025
23 days ago
Sarick **********
ORIGINAL POSTER
At Bangkok immigration today, a good friend of ours from Switzerland tried to renew his retirement extension. Unfortunately he was turned down because he submitted a different bank account he had used from his previous 2024 extension. He has 2 accounts, both of them has over THB 800,000 all the time so he didn't remember which one to use. In fact he didn't know he had to use the same account every year from then on. IO said if he couldn't come back with that same account, for example if he had closed it and used the other one, he had no other choice but to leave the country! ( Or use an agent) 😔😤
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TLDR : Answer Summary
A Swiss expat encountered issues renewing his retirement visa extension in Bangkok due to using a different bank account than the one he previously had approved. Airing frustrations about the strict requirements, several commenters explained that immigration mandates the account must remain consistent across years to prove compliance with the minimum balance of THB 800,000. They emphasized the necessity of demonstrating the balance consistency and the ongoing maintenance of funds. Despite frustrations with the rules, some noted the importance of following them to avoid complications.
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Charlie *********
Live and learn. Thanks for the lesson. The rest of us will now know. As for all the judgement, WHY? It is what it is, and we already know it can change any time, without making any sense, so why get your blood pressure up, whether you agree with it or not? People can be SO petty.
Julian *******
That’s environmentally conscious and sustainable which is a core element in the policies of the current administration. Not !!!!
David ********
This is exactly the trivial red-tape nonsense that is doing damage to Thailand's reputation. It is not any business of immigration department to determine what bank account a traveller is using to fulfill the legal requirements of a security deposit so long as the 800,000 baht is evidenced in the paperwork.
Chris *******
There is no problem if the original account has the money history...he goes back and gets the right info.

Even if it was the last day, he could come back and pay the fine and fix the problem.

If he was denied and told to leave means he could not prove the money requirements from the previous year, regardless of the second account.

They are not the first to mess up the requirements .
Joseph *************
I don't know why we stay here with all the bull shit we go through at our age most of us have thai wife's purchased homes support there family's buy cars motorcycle they stop eating soup because of us now they eat steak so why do we still want to stay I ask that question every day many times and I still haven't come up with and answer.
Chris ******
Stephen ********
Schoolboy error, get your 💩 together and it’s so simple. Don’t come crying on here because you messed up
Chris ******
@Stephen *******
wow your special 🙃
Stephen ********
@Chris *****
I’m super sonic mate not special
Pat ******
Have more than 1,6 mil at bank .. so it shouldn’t be a problem to pay agent … 🤔
Wayne *****
Well what a dumb prick. So now he is trying to blame anybody excepted himself im guessing.
Chris ******
Wayne Whianother super Farlang with a locked profile 🤡
Andy ************
There's more to this than what we're being told
Wannikea *********
The money needs to be tracked from his last extension until this one, that's why they want the year statement to make sure the balances are within compliance.
Bent *************
Why didn’t he bring proof of both accounts?
Deniz **********
The reason the officer doesn't want to do. They are lazy. I experienced for the address registration, thanks God my embassy sorted out.
Benjamin *********
Surprised anyone wants to hold that much cash
Lucas **********
@Benjamin ********
just say you're broke kiddo
Benjamin *********
@Lucas *********
it's just gonna melt away brother
Bent *************
David ********
So what? They told him what he needs to do. No problem at all.
Charlie *********
@David *******
exactly. Some people just need something to get pissy or rude about, I suppose.
Tony **********
Worst case is he applied for new non-o using whichever bank he wants. No need to exit country...
Jason *********
@Tony *********
Does he not need to leave country to re apply
Tony **********
@Jason ********
I don't think so. But possible he would need to enter on exempt in order to convert visa. I'd have a sit down with the IO. It's a process question.
Gerg **********
That’s a good incentive to switch to the 65,000 baht/month method.
Stephen ********
@Gerg *********
or just leave the 800,000 alone and forget about it if you are here long term. It’s small money if you have reached retirement age
Glenn *****
@Gerg *********
he would have to show 12 (one per month) foreign deposits of at least 65k without any breaks.
Rok ********
@Gerg *********
does it also need to be same account from year to year
Gerg **********
@Rok *******
I don’t know, but I don’t see why it would have to be. As long as you can show 12 deposits from abroad you should be good, no matter what bank it comes into. I could be wrong.
Jan ******************
@Gerg *********
No, you just have to show twelve consecutive transfers of min 65K baht a month from oversea to your Thai bank account. The problem with changing accounts for the 800K baht is that you’ll also need to prove that the 800K baht stayed in your account for three months after the extension was issued and didn’t fell below 400K baht within the twelve next months. Therefore it has to be the same account as you where approved with.
Graham ******
Maybe the one he used couldn't show that the balance was 800k for the first 3 months of the previous extension and never fell below 400k for the rest of the 12 months before reverting to 800k
Nongnuch ********
He needs to use the bank letter and the 800,000 THB minimum deposit on the same account he used to get his recent Extension of Stay Permit based on Retirement. Immigration wants to see proof that after having been issued the recent extension, the 800,000 never went below that sum during the next 3 months. For the rest of the year, a minimum sum of 400,000 THB must remain in the account. And then 2 months before applying for the next 1-year Extension, the deposit must be back to a minimum of 800,000 THB. That's the law, that's the wording of the police order. You cannot apply for the next 1-year extension using a different account than the previous one, because you have to show these proofs to Immigration - with a month for month updated bankbook and the "bank letter of guarantee"
John *******
But surely he must have had the sense to apply for his renewal a couple of weeks before his previous ran out and not the very day it expired?
David *******
@John ******
some people just leave it to the very last minute. Visa extensions can be done weeks in advance just for these situations.
John *******
@David ******
Yes, weeks in advance for the sentient.
Stefan *******
Stupid rules again in thailand
Pelle **********
@Stefan ******
have you seen the immigration rules in your own country? I can bet they are much more stupid and strict then Thailand
Wayne *****
@Stefan ******
Dont like the rules piss off, easy!!!!
Charlie **********
Stefan *******
@Wayne ****
🤡
Sven ********
I don't believe this scenario at face value. 🙄🤔
Cris ******
Ya im not sure im following. Did he fail to get the print out from the new bank? Or the IO was flat out saying that he could not switch banks at all during his entire time in Thailand using a retirement visa?
Jeremy ********
So all he had to do was get an updated print out of the acct and go back to the I/O

If he has the money like you said it takes like 2 min to get a print out…then wait again for the I/O
Ellis ******************************
@Jeremy *******
2 minutes? You mean 2 and half hours in the bank (if you’re really lucky) and it has to be certified by bank on the same day you apply for extension
Stephen ********
@Ellis *****************************
never waited more than a few minutes for anything in my bank
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