What is the process for obtaining a DTV visa in Thailand and what documents are required?

Tom Tuohy

I’m not arguing against blockchain, I’m arguing against pretending risk disappears just because it’s on-chain. Banks have issues, agreed, but there’s still a big practical gap between a regulated system with legal recourse and platforms where funds can get frozen, rehypothecated, or simply vanish with no one to call. Comparing extreme crisis cases like Cyprus to everyday banking while ignoring events like FTX or lending platform collapses is a bit selective. For something like visa requirements, this isn’t even philosophical, it’s operational: you need guaranteed access to cash at a specific time, not “probably accessible unless something breaks”. Higher yield is fine, just don’t sell it as a no-risk upgrade over boring, functional banking.

Michael Sternberg and BC Farang, you should read my Substack because you clearly do not understand banking whatsoever and that is fairly obvious to me. Whether you like it or not or are prepared for it or not, Blockchain is not only coming here, it has already arrived so if you want to put your money into local or even overseas bank accounts, where you no longer legally own it, while also accepting negligible interest rates and carrying massive risk, that is your affair. And don’t make me laugh as there’s no way in this world that government mandated banking insurance will cover your losses. You’d be lucky to get a few pennies back on the dollar if another 1997 crash came about, and if you don’t believe me check out what happened in Greece and Cyprus. Potentially frozen crypto accounts, you say? You obviously haven’t been paying attention with Thai banking over the last 12 months, have you? Hundreds if not thousands of westerners and Thais locked out of their bank accounts. Duhh! I’m done trying to explain this to people who just ignore history and cannot see what’s coming down the track, right in front of them. You carry on as it’s you who’s going to have to pick up the pieces when it all falls apart. I’m done, no more comments. Muted.

Tom Tuohy

You conveniently forget to mention:

* No government deposit insurance

* Platform risk (exchange can freeze, collapse, get hacked)

* Smart contract risk (in DeFi)

* Counterparty risk (borrowers default)

* Regulatory risk (accounts frozen, geo restrictions)

..it looked smart at first. Moved funds into USD Coin on a lending platform for ~4%. Yield was coming in, all quiet. Then some big player in crypto blew up, panic started, and withdrawals got ‘temporarily paused’. Of course, that’s exactly when I needed the money back in the bank for visa renewal. Ended up waiting weeks, stressed out, and hoping I’d even get full access again. The 4% suddenly didn’t feel that clever..

Tom Tuohy You're fearmongering. Is it possible something goes wrong ? It always is. But during the decades I have been here, kasikorn bank hasn't fallen. And don't pretend your crypto solution is completely safe, because it definitely isn't. There is also a risk.

If I were to panic about it, I would rather just put the 400 k you can withdraw as cash in a drawer at home. We're talking about only a few 100k's, not 10's of million.

And look how you made a stupid mistake last year with your obsession of trying to make a few thousand baht with your crypto. If you would just have left it in a fixed account, you wouldn't have made that mistake and come asking for help.

BC Farang so it’s more clever leaving 800,000 Thai baht in an account where you no longer own it? Is that actually what you’re saying? Where you only get 1% interest? In banks that have a history of massive default? Btw, I don’t do it so much for the extra interest but for the security aspects but of course you won’t mention anything about that. Wonder why? Of course you won’t mention the elephant in the room because that weakens your argument. Get outta here.

Tom Tuohy boosting being clever over a measly few thousand baht a year which caused you to mistakingly overdraw your required money last year ? Not so clever.

FascinatingAvocado2293 I haven't touched mine in years, don't worry about the fake information some people who don't have the visas give. Im on marriage visa too and find it safer to just leave it in a second account.

FascinatingAvocado2293

For marriages it’s ฿45k a month if you do the monthly balance

But even then it’s tricky because it has to have the right verbiage all the time on the international wire one typo and you lost a month

FascinatingAvocado2293 that’s the best thing to do IMHO…but everyone has their own opinion on it

Banks are forever changing the seeding time for the money

For decades the money only had to be in the bank for as little as 3 days prior to your renewal date

Now some banks are saying 2 months prior and 2-4 months after…so that gives you 6 months to use it before you have to put it back in….but if you miss either date you’re out of luck

Good luck

Bernard Rouhaud What has your history of living and retiring to do with your explanation that you have to show you use it for daily life ? Absolutely nothing. And asking me since when I started coming here and then retiring here ? A bit earlier than you, but has still nothing to do with your wrong answer.

But I will assume that all this is a misunderstanding because English isn't your first language, and your explanation didn't come out as you meant it. Happens with me sometimes also.

This case is about 800k baht in an account as a requirement for the non-O based on retirement = 50 years or older yearly extensions. Anything else is irrelevant.

You seem to claim that you have to show that you use this money for daily life ? Is that correct ? Because that is what you wrote.

I and others disagree. Based on the rules and personal experiences when extending.

But you claim that you have to show to Lamoang immigration you use that money for daily life ? So how does tjat work ?

Because as soon as you start using it, it will drop below the 800k limit.

Meaning you put at least a million in that account, so you can show immigration you use that money, right ? Paying for groceries, restaurants, etc.. from that account ? How does it work in your case ? You show the IO your expenses ? Do you have a minimum amiunt you need to spend ? Because just buying some toothpaste every month should not be enough to prove you use tnat money for daily expenses.

BC Farang just started living here in 1993... retired in 2009... you ?

BC Farang you can put it in a fixed account. I do. It works