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Answered18 hours ago

What health insurance options are recommended for Non-O visa applicants in Thailand?

Marco *****************
asked Oct 31, 2026
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Recommendation for health insurance please.

I have started my application for Non O immigrant 90 day and I have started looking for Insurance. Anyone got some good recommendations and painless?
Answer summary
When seeking health insurance for a Non-O visa in Thailand, several recommendations emerged from community discussions. While a health insurance policy isn't mandatory for all Non-O visas, particularly for retirees, it's essential to find a plan that suits your individual needs. Suggestions include consulting multiple providers to compare rates and coverage or utilizing services like Brigantia Wealth for comprehensive comparisons. Personal experiences suggest that many expats opt to self-insure due to high premiums and limited coverage, especially for older individuals. It's best to be proactive about health in Thailand, as the costs for medical care can be surprisingly low.
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Cristie ****************
Cristie ****************
We are on a Non-O. We are self insured since ALL policies only cover the bare minimum and are costly
Mark *********
Mark *********
getting insurance to satisfy a government mandate is like taking medicine that doesn't work when you need it. yes, you will be satisfying the government requirements by having insurance, but that does not mean the insurance will pay when you need it most. shop around and find a good public Private hospital and you will be shocked at how low the cost of seeing the doctor is in Thailand. take care of yourself. don't ride motorcycles or jump off tall buildings, keep all of your health vectors in their proper place and make sure you see the doctor when problems are small. the days in which you could act like you didn't care and expect other people to pay to get fixed up are gone!
Rachel *******
Rachel *******
Its best to shop around as it realy depends on individual circumstances.

Speak with
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They have a free comparison service where you can see all providers, prices, cover etc all in one place, rather than contacting individual providers
Phil ******
Phil ******
Marco Antonio Cuevas Non o visa based on retirement does not require insurance
David **********
David **********
Recommend my agent
@Health *********************
, top professional.
Ron *****
Ron *****
Health Insurance policy usability depends on the verdict of the underwriter investigation of your medical history. The exclusion list of non-coverage for many will shock them, especially when the premium is so high and it’s possible only half of you is covered! The insurance companies don’t want to lose money. Many older expats go the ‘self-insured’ path when they see what their true coverage is, then decide if Company Plans is worth it.

Get Non-O Visa in order to be self insured.
Bernard *********
Bernard *********
Ron Pad self insured is nonsense ! I have 350€ a month with medication got 8 surgeries in 3 years each one around
*****
0thb....
Ron *****
Ron *****
In Pattaya:

****************************************
Graham ******
Graham ******
Choose whichever policy suits your needs, it is not a requirement for a Non-O visa (unless you apply via RTE Madrid)
Marco *****************
Marco *****************
OP
Graham Seal it's on the list for required documents. You sure about that?
Graham ******
Graham ******
Marco Antonio Cuevas
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*****
*****
*****
1
TenderO********
TenderO********
Graham Seal
TenderO********
TenderO********
Graham Seal No requieren de seguro medico segun los requisitos para la visa No-O jubilacion desde su pagina de Madrid

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