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Answered12 days ago

What documents are needed to open a bank account in Thailand with a NON-O visa?

Barrie **********
asked Nov 2, 2026
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Hey everybody when opening a bank account what documents did you need to provide

I’m thinking passport non O visa and marriage certificate
Answer summary
To open a bank account in Thailand on a NON-O visa, you typically need to provide a valid passport, a long-term visa (such as a NON-O, O/A, LTR, or O/X visa), a residence certificate from the immigration office, and a Thai mobile phone number registered in your name. Additional identification may include a home country driver's license and proof of address such as a rental contract. It's also advisable to check requirements for each bank, as they can vary, and some may ask for a marriage certificate if your visa is marriage-based.
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Peter ******
Peter ******
Kasikorn just needed driver licence and passport
Drew ****************
A picture of you ugly face ....what a stupid question....
Drew ****************
Drew ****************
A picture of you ugly face ....what a stupid question....
Mark *********
You need to go to the immigration office and get a residency certificate. To do that you will need a 1 year lease agreement as a home address. But who is going to get a 1 year lease before they know they can stay... anyway, enjoy, pure emotions
Mark *********
Mark *********
You need to go to the immigration office and get a residency certificate. To do that you will need a 1 year lease agreement as a home address. But who is going to get a 1 year lease before they know they can stay... anyway, enjoy, pure emotions 😁😄🥲😭😏
Ron *****
Had to provide home country government ID, driver license. Need TM.47 Residents Certificate. Need Thai Cell certificate from provider. You ID Name had to match one in Passport. John and Johnny is not the same. Your signature has to match the one in your Pasport, my GF made me practice signing my signature many times to get it right!
Ron *****
Ron *****
Had to provide home country government ID, driver license.

Need TM.47 Residents Certificate.

Need Thai Cell certificate from provider.

You ID Name had to match one in Passport. John and Johnny is not the same.

Your signature has to match the one in your Pasport, my GF made me practice signing my signature many times to get it right!
Greg ***********
The minimum requirement for opening a bank account is always a long-term visa, meaning at least a 90-days Non-Immigrant O, O/A, LTR, or the O/X type visa, or an Elite Privilege Visa.Some bank employees will claim you need a work permit, but this is simply not true. Some say that you need a 1-year Retirement Extension of Stay, and this is also not true.Since February 2025, you cannot open a bank account on a tourist visa or visa-exempt entry visa. You need to be registered at your accommodation using the TM30 system of Immigration, so Immigration can issue a “certificate of residence”. Some banks accept a long term rental contract.You obtain a "certificate of residence" from Immigration, in which Immigration requests the bank to open an account for you (you must tell Immigration what the CoR will be intended for).You will also need a Thai mobile phone number. The number must be registered in your name and passport number. Show the COR at the phone shop (but don't leave it in the shop) and ask for confirmation of the registration (or likewise a note about it on the receipt).Most banks require a second identification document next to your passport, like your national driver’s license.Some banks require your home country’s tax number, and I see no problem with such a requirement.If bank employees become uncooperative and keep making up new requirements to get rid of you, go to another bank. Avoid Bangkok Bank as they are not very foreigner-friendly any more. I recommend Kasikorn, Khrungthai and SCB.If it still doesn't work after several attempts, use an agent, in Pattaya it cost something like 5000 Baht.
Greg ***********
Greg ***********
The minimum requirement for opening a bank account is always a long-term visa, meaning at least a 90-days Non-Immigrant O, O/A, LTR, or the O/X type visa, or an Elite Privilege Visa.

Some bank employees will claim you need a work permit, but this is simply not true. Some say that you need a 1-year Retirement Extension of Stay, and this is also not true.

Since February 2025, you cannot open a bank account on a tourist visa or visa-exempt entry visa.

You need to be registered at your accommodation using the TM30 system of Immigration, so Immigration can issue a “certificate of residence”. Some banks accept a long term rental contract.

You obtain a "certificate of residence" from Immigration, in which Immigration requests the bank to open an account for you (you must tell Immigration what the CoR will be intended for).

You will also need a Thai mobile phone number. The number must be registered in your name and passport number. Show the COR at the phone shop (but don't leave it in the shop) and ask for confirmation of the registration (or likewise a note about it on the receipt).

Most banks require a second identification document next to your passport, like your national driver’s license.

Some banks require your home country’s tax number, and I see no problem with such a requirement.

If bank employees become uncooperative and keep making up new requirements to get rid of you, go to another bank.

Avoid Bangkok Bank as they are not very foreigner-friendly any more. I recommend Kasikorn, Khrungthai and SCB.

If it still doesn't work after several attempts, use an agent, in Pattaya it cost something like 5000 Baht.
Sigurd ************
Sigurd ************
Greg Alexander Now I understand why Thailand lose 30% turist this year.
Greg ***********
Greg ***********
Sigurd Oleivsgård I would not say they lost in total number of tourists. At least NOT because of the tightening of banking rules. Why would a REAL tourist need a Thai bank account? A tourist brings some wads of cash and one or two credit cards for ATM withdrawals
Brent *********
You phone registered in your name and your passport , is the most important these days , plus all the other stuff !
Brent *********
Brent *********
You phone registered in your name and your passport , is the most important these days , plus all the other stuff !
Edwin ********
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Edwin ********
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Edwin ********
Edwin ********
In 2013 I was an employee of a Thai government university and the university had recommended that bank and bank branch as one that they liked to use for Direct Deposits of salary, and I remember there were some rapid phone calls from the university to the bank and I snuck in to the bank branch just before closing time (by the way, I get the impression from the other comments that what I did was "bureaucratic and relational overkill," but I hope those two stories will be fun to read anyway)
Edwin ********
Edwin ********
In 1984 it was an advance word from a friend of my landlady, who was the sister of a graduate student friend at Cornell University who was also a professor at
@Chulalongkorn ***********
, plus I probably had in hand a letter from Thailand's National Research Council (NRC), though I don't think that would have mattered to that bank at that time
Dave ********
Yellow house book pink id card license and passport
Dave ********
Dave ********
Yellow house book pink id card license and passport
Andreas *********
The minimum requirement for opening a bank account is always a long-term visa, meaning at least a 90-days Non-Immigrant O, O/A, LTR, or the O/X type visa, or an Elite Privilege Visa. Some bank employees will claim you need a work permit, but this is simply not true. Some say that you need a 1-year Retirement Extension of Stay, and this is also not true. Since February 2025, you cannot open a bank account on a tourist visa or visa-exempt entry visa. You need to be registered at your accommodation using the TM30 system of Immigration, so Immigration can issue a “certificate of residence”. Some banks accept a long term rental contract. You obtain a "certificate of residence" from Immigration, in which Immigration requests the bank to open an account for you (you must tell Immigration what the CoR will be intended for). You will also need a Thai mobile phone number. The number must be registered in your name and passport number. Show the COR at the phone shop (but don't leave it in the shop) and ask for confirmation of the registration (or likewise a note about it on the receipt). Most banks require a second identification document next to your passport, like your national driver’s license. Some banks require your home country’s tax number, and I see no problem with such a requirement. If bank employees become uncooperative and keep making up new requirements to get rid of you, go to another bank. Avoid Bangkok Bank as they are not very foreigner-friendly any more. I recommend Kasikorn, Khrungthai and SCB. If it still doesn't work after several attempts, use an agent, in Pattaya it cost something like 5000 Baht.
HandyFla*********
I used my tabien ban, work permit, passport, Thai driving license and my pink Thai card.You only need to show 3 of them which is the new rules.
Andreas *********
Andreas *********
The minimum requirement for opening a bank account is always a long-term visa, meaning at least a 90-days Non-Immigrant O, O/A, LTR, or the O/X type visa, or an Elite Privilege Visa.

Some bank employees will claim you need a work permit, but this is simply not true. Some say that you need a 1-year Retirement Extension of Stay, and this is also not true.

Since February 2025, you cannot open a bank account on a tourist visa or visa-exempt entry visa.

You need to be registered at your accommodation using the TM30 system of Immigration, so Immigration can issue a “certificate of residence”. Some banks accept a long term rental contract.

You obtain a "certificate of residence" from Immigration, in which Immigration requests the bank to open an account for you (you must tell Immigration what the CoR will be intended for).

You will also need a Thai mobile phone number. The number must be registered in your name and passport number. Show the COR at the phone shop (but don't leave it in the shop) and ask for confirmation of the registration (or likewise a note about it on the receipt).

Most banks require a second identification document next to your passport, like your national driver’s license.

Some banks require your home country’s tax number, and I see no problem with such a requirement.

If bank employees become uncooperative and keep making up new requirements to get rid of you, go to another bank.

Avoid Bangkok Bank as they are not very foreigner-friendly any more. I recommend Kasikorn, Khrungthai and SCB.

If it still doesn't work after several attempts, use an agent, in Pattaya it cost something like 5000 Baht.
HandyFla*********
HandyFla*********
I used my tabien ban, work permit, passport, Thai driving license and my pink Thai card.

You only need to show 3 of them which is the new rules.
Karl *********
Karl *********
HandyFlamingo7712 tabien som
HandyFla*********
HandyFla*********
Karl Hopkins not heard of that one.
David **********
David **********
residency certificate and letter from immigration
Bradley *******
Last week opened up with Kasikorn Passport marriage certificate Tm30 receipt phone number for internet banking. And driving licence if the country you come from and I want asked for proof of ownership of my phone numberAnd wife id card
Mick *********
For me at K-Bank in Bangkok they wanted my passport, visa, TM30 and a rental contract. Also a Thai phone number on a contract for the app. I’m not married but as well as Marriage certificate you’ll need a residency certificate I guess.
Willi*****
Willi*****
Just get a Visa agent to do it for you.Every bank,every branch,every employee seems to have different requirements.
Bob **********
Bob **********
A resident certificate
Graeme *******
Graeme *******
Passport, wife and letter/cert from immigration ,phone so bank can load the app
Ant ***********
Ant ***********
Need a Thai phone number with a statement

From the phone company ( AIS ) with your address and passport number

Residency certificate

Letter from immigration
Phil ******
Phil ******
The bank has a list and most are different. Passport Visa proof of address and certified thai sim are the standards most require Barrie Mckinney
Bradley *******
Bradley *******
Last week opened up with Kasikorn

Passport marriage certificate Tm30 receipt phone number for internet banking. And driving licence if the country you come from and I want asked for proof of ownership of my phone number

And wife id card
Sukanya **********
Sukanya **********
Bradley Devon you need to notarise any documents is real not fake at all? Thanks
Robert *******
Robert *******
Some banks are different. Ask them
Mick *********
Mick *********
For me at K-Bank in Bangkok they wanted my passport, visa, TM30 and a rental contract. Also a Thai phone number on a contract for the app. I’m not married but as well as Marriage certificate you’ll need a residency certificate I guess.
Tomas *********
Tomas *********
Depends on the branch and their mood.
Jason ************
Jason ************
Visa certificate, residence certificate, UK driving licence, passport & sim card registered to my passport receipt I needed at Kasikorn, Pattaya Tai recently
Jeff *************
Jeff *************
Thai phone number
Jo **********
Jo **********
All I needed was marriage certificate, passport and phone. No TM 30
Joe ******
Joe ******
I found it easier opening one on a tourist visa than I did with a Non O. They ask for so much at SCB.
Stuart ***********
Stuart ***********
Joe Moir when was that?
Joe ******
Joe ******
Stuart Chiverton about 5 months ago I opened the SCB account. Krungsri I opened on a tourist visa 10 years ago just a passport 🤣
Joe ******
Joe ******
Stuart Chiverton yes the scrutiny now compared to then even with a higher regarded visa is night and day. Took us 2 visits with the wife and a lot of paperwork to open the new one
Stuart ***********
Stuart ***********
Joe Moir 10 years ago is the important part. You cannot open a bank account with a tourist visa now.
Beth *********
Beth *********
We also needed a driver's licence from our passport country to open an acct in Samui. Didn't need it to transfer the acct to Pattaya.
Jeff *************
Jeff *************
Beth Steiert wow, I’ve never heard of needing a DL, that’s excessive
David **********
David **********
Jeff Hoffmeister actually it's standard. They want a second form of ID from your home country (passport + 1 other such as driver's license)
Marianne ********
Marianne ********
If you're visa is based on marriage, they may want to see the marriage certificate and the spouses ID.

Other than that the residence certificate from Immigration is a absolute must.

Along with your passport and a Thai SIM card.

A lot of banks now also want a second ID alongside your passport from your home country.
Dave **********
Dave **********
Why not ask the bank??
David **********
David **********
Dave Atherton exactly, as every bank and even different branches within that bank, may request something different
Jay *******
Jay *******
It can and many times will be different at each bank and bank branch. Minimum is usually passport, registered Thai phone number with proof, residence certificate and many times rental agreement and second photo ID
John **********
John **********
You will need a residence certificate from immigration and a Thai SIM registered against your passport
Wayne *********
Wayne *********
Thai phone number and proof from the telco
Bradley *******
Bradley *******
Wayne Roberts Kasikorn I didn't need proof
Wayne *********
Wayne *********
Bradley Devon How many years ago ? They have been requesting it very often now.
Dave ********
Dave ********
Bradley Devon At Kasikorn I did need proof
Wayne *********
Wayne *********
Dave Nichol so did I. Better to take it only cost 50baht for the proof hey

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