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What are the banking and visa requirements for expats moving to Thailand on a marriage visa?

Dec 19, 2025
13 hours ago
John ********
ORIGINAL POSTER
Hi guys ,I'm looking to move to Thailand to live with my Thai wife in January 2028 when Ill be retired I live in the UK at the moment,my pension will cover the 40,000 Thai baht.im just a bit confused about the banking requirements,I popped in to a Thai bank last month and they gave me a list of visa types that I can use to open an account with them but as I'll be paid from the UK state pension into my UK bank in pounds how can I transfer this money in to a Thai bank if I first need need a marriage visa to be able to open a Thai bank ? I need proof of the 40,000 before I can get a visa . Can I transfer the 40,000 from my UK bank to my wise account to show as proof for the visa requirement . Any info would be greatly appreciated.

Thanks
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TLDR : Answer Summary
The user is planning to move to Thailand in 2028 with their Thai wife and is confused about the banking requirements for securing a marriage visa. They specifically inquire about showing proof of income from a UK pension to meet the 40,000 THB requirement and the process of transferring money from their UK bank to a Thai bank. The comments provide various insights, emphasizing the importance of obtaining a Non-O visa to open a Thai bank account and confirming that financial proofs, such as having 400,000 THB in a Thai bank, are necessary for visa extensions.
NON-O RETIREMENT VISA RESOURCES / SERVICES
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Greg ********
It's all going to change by January 2028
Ian **********
Before your next visit to Thailand obtain a Non Immigration O visa based on visiting Thai family. With this visa you can open a Thai bank account and also visit the immigration office and ask what is required for an extension based on marriage. They will give you a printed list so you can start to get your head around the requirements. Meanwhile start saving for your 400k baht deposit.
Herbert *********
Some hundred changes will be until 2028.....๐Ÿคฃ
J **************
You do not have enough money if you are asking this question
Peter *********
You need
*****
0 baht deposited in bank for 1st year visa or
*****
0 baht for retirement visa which is a lot easier to do
Brandon ************
You do what you are supposed to do. You get the visa from the Thai embassy in London before you go to Thailand. That's how visas work.

Then when you arrive in Thailand you will have the non-O visa and can open a bank account.

The problem you are going to have is that you cannot use your monthly income for your extensions. The first 1-year extension based on marriage can only be obtained using 2 financial proofs.

1) Embassy certified income. The UK embassy has not offered this for many years.

2) Proof of 400,000 baht in your Thai bank account that has been there for 2 full months at the time of your extension application.

Because 1 is not available to you, only #2 is available to you. There are no other options for you.
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