What are some recommendations for health insurance in Thailand for a Non-O visa?

AIA health insurance is recommended.

For Non-O there's normally no mandatory insurance for the visa, so it's up to you whichever way you want to cover the risk of serious illness or essential medical procedures.

If you're going to do it, make sure you cover yourself for expensive procedures... - a heart bypass in a reasonable grade private hospital outside Bangkok could cost ฿1.4 million +. (USD 43k+)... 2 weeks in an ICU room ฿200k ($5.8k). AI​ will probably give you a more comprehensive view, or go to the hospital websites.

Get ready. Everybody who's who's a medical insurance agent or their cousin, brother, friend, etc. Will be texting you saying that their broker is the absolute best of the best.

Very difficult if you are a certain age many people are self funded just be careful who you get there are scammers in the game

Pacific Cross Thailand

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We are on a Non-O. We are self insured since ALL policies only cover the bare minimum and are costly

getting insurance to satisfy a government mandate is like taking medicine that doesn't work when you need it. yes, you will be satisfying the government requirements by having insurance, but that does not mean the insurance will pay when you need it most. shop around and find a good public Private hospital and you will be shocked at how low the cost of seeing the doctor is in Thailand. take care of yourself. don't ride motorcycles or jump off tall buildings, keep all of your health vectors in their proper place and make sure you see the doctor when problems are small. the days in which you could act like you didn't care and expect other people to pay to get fixed up are gone!

Its best to shop around as it realy depends on individual circumstances.

Speak with

They have a free comparison service where you can see all providers, prices, cover etc all in one place, rather than contacting individual providers

Marco Antonio Cuevas Non o visa based on retirement does not require insurance

Recommend my agent

@Health *********************

, top professional.

Hi Marco,

I would reach out to Richard Yates from

@Health ***********

. He’s the Health Insurance Broker we used. He was super helpful when I was looking for insurance last year, he will also breakdown the technical jargon and help simply the process.

Health Insurance policy usability depends on the verdict of the underwriter investigation of your medical history. The exclusion list of non-coverage for many will shock them, especially when the premium is so high and it’s possible only half of you is covered! The insurance companies don’t want to lose money. Many older expats go the ‘self-insured’ path when they see what their true coverage is, then decide if Company Plans is worth it.

Get Non-O Visa in order to be self insured.

In Pattaya:

Choose whichever policy suits your needs, it is not a requirement for a Non-O visa (unless you apply via RTE Madrid)