I am selling items on Facebook marketplace. A lot of people have been wanting to transfer money to my bank account and have a 3rd party company like grab pick it up. Is this safe? Can they dispute charges? I just want want to get scammed so I have been telling people to pay in cash but the bigger more expensive items like 85 inch TV will probably have to be by bank transfer.
In America we have PayPal and Venmo but over there I hear that charges can be disputed and people can literally buy something from you and get their money back by saying it's fraud.
TLDR : Answer Summary
The discussion revolves around the safety of accepting bank transfers for selling items on Facebook Marketplace in Thailand, especially regarding larger items like TVs. Many participants affirm that bank transfers are generally safe, and once the money is in the seller's account, disputes are unlikely. It's advised to verify the receipt of funds before handing over items and to take measures like obtaining identification from any third parties involved in the pickup. Overall, while PayPal is noted for facilitating charge disputes that can favor buyers, direct bank transfers are seen as a more secure option for the seller.