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Is it possible to open a bank account in Thailand on a tourist visa?

Aug 30, 2025
5 days ago
Greg ***********
ORIGINAL POSTER
Some people seem to attract sheer luck.

He opened an account with Khrungthai Bank last week on a tourist visa, all by himself
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TLDR : Answer Summary
The post discusses an individual who claims to have opened a bank account with Khrungthai Bank while on a tourist visa, which has led to skepticism among commenters. Many believe it is unlikely due to strict banking regulations in Thailand that typically require a residence permit for account opening. Various commenters share their doubts and negative experiences related to banking on a tourist visa, suggesting that the original claim may not be accurate.
Kevin ****
I doubt this is true.
Pete **********
Highly doubt it.
Max *************
And pigs can fly. šŸ˜Ž
David ***********
I call BS
Gerg **********
Pete **********
Facebook troll.
Bob **********
This is a wind up
Marc ********
I think he is lying. 3 years ago when it was very easy opening an account with Bangkok Bank Khrungthai refused telling me only possible with residence permit
Jo **********
@Marc *******
no I also had a friend who just opened an account on visa exempt
Greg ***********
ORIGINAL POSTER
@Jo *********
if the "just" was last year, YES it was absolutely possible by then šŸ˜†
Marc ********
@Jo *********
I don't believe you
Graham ******
@Marc *******
the post said he had to get a residence certificate ;)
Marc ********
@Graham *****
residence certificate is not a permit to stay in the country.šŸ˜‰ They wanted to see a stamp in my passport allowing me to live in Thailand.
Graham ******
@Marc *******
that is an entry stamp or in country issued visa/extension, nothing to do with residence
Marc ********
@Graham *****
Well that's what they have told me. I need to be a residence in order to open a bank account. Bangkok Bank just wanted me to buy insurance from them no other documents was needed
Greg ***********
ORIGINAL POSTER
@Marc *******
you fell for Immigrations bad English and wrong wording. . . . . You need to be either on the 90-days stay permit out of a Non-Imm-O visa type, or you need to be on a "1-year Extended Stay Permit based on Retirement". You are NOT a permanent resident of Thailand if you have any of the two mentioned stamps. All you got is a "stay permit" for Thailand, but not a "residence permit". The "Wohnsitzbescheinigung" ist just a letter from Immigration certifying that you are living under address XYZ. We call it "certificate of residence" and this is what is needed on most banks to get a bank account opened. . . . . .you could only bypass the "certificate of residence" if you hold a yellow house book and a pink ID-card. . . . . . . A "residence permit" is something else, it is a blue/purple passbook that says "PR-Permament Residency", and the hurdles to jump through in order to get one issued are very high
Marc ********
@Greg **********
and why are you telling me this? I know the residence certificate from immigration dosn't allow me to live in Thailand. Maybe you should read first properly before lecturing me
Greg ***********
ORIGINAL POSTER
@Marc *******
It was YOU who described the requirements wrongly in the first place!

You wrote:

ā€œit was very easy opening an account with Bangkok Bank Khrungthai refused telling me only possible with residence permitā€

And that’s bollocks, because the bank had never asked you for a ā€œresidence permitā€, other than their staff worded it wrongly

It was then YOU who got lost in translation.

The bank rather asked you for the ā€œcertificate of residenceā€ (COR) from your Immigration, and NOT for a ā€œresidence permitā€

The ā€œCORā€ is NOT a residence permit - but it was YOU who named it as such in the first place. YOU named it ā€œresidence permitā€ in your own words

Graham Seal was right to remember you that the OP wasn’t asked for a residence permit, but for a residence certificate! A completely different thing!

YOU just are not capable of proper English. Sorry to say, you are confusing matters.

Stick to stirring in the Swiss Cheese Fondue, nothing can go wrong with that
Marc ********
@Greg **********
Correct I am not native english speaking. I went in the bank and they told me I need to be residence of Thailand. Therefor I didn't question them anymore as I was on visa exemption🤷 So Not sure why you just want contradict me🤔
Greg ***********
ORIGINAL POSTER
@Marc *******
"and they told me I need to be residence of Thailand" . . . . . "residence", bad English. . . . .

If put into correct English they should have said "you need to be a resident in Thailand and prove it".

Neither YOU nor the bank clerk knew the correct wording, pity for both of you

What they intended to say was, that they need the ā€œcertificate of residenceā€ from Immigration.

This certificate is not a ā€œresident permitā€. . . . It simply is a proof of address
Marc ********
@Greg **********
No that was not what they meant. Certificate of residence is very easy to get. Anybody can get it. Without the proper visa they were not going to open an account for me. Even if I provide a certificate of residence. It was not easy at all 3 years ago so today even worse. So you and the guy are just making things up
Greg ***********
ORIGINAL POSTER
@Marc *******
Actually, YOU are making things up šŸ˜…šŸ˜†šŸ˜… You NEVER EVER had a residency permit. Not on a tourist visa, not on a Non-O visa, and not on a visa exempt entry. Never ever. A "residency permit" looks like this passport. . . . I will leave this discussion now, it is a waste of time trying to teach stubborn and introverted people who are unwilling to learn
Marc ********
@Greg **********
you cannot read properly. I said that's what the guy at the bank has told me. I need to be a residence with appropriate visa or work permit. I was on visa exemption so I did not ask anymore questions and just left. You are very stubborn just to argue🤔
Greg ***********
ORIGINAL POSTER
@Marc *******
you cannot be a residence. Only a house, a room, a camping tent our your sleeping bag under a bridge can be a residence šŸ˜†šŸ˜‚šŸ˜„
Marc ********
@Greg **********
I know and you can go smart alecking around with the people in the bank. I did not come up with it🤔
Stephan ***********
Nah... I highly doubt that it was that easy... Phuket isn't a good place for opening accounts anymore, not without the requested kind of visa. He might have been lucky using an agent... but actually the most agents don't offer this "special" service anymore... šŸ¤”šŸ™„
Jared *********
Which location???
Greg ***********
ORIGINAL POSTER
@Jared ********
he didn't say
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