I am on retirement visa (over 60) and have been here 5 years. Thinking of changing to marriage visa (been married 3 years) which is a simple process and I understand the difference in the 800k and 400k. I am with Krungthai currently.
Is it feasible to open a "secondary" bank account either with Krungthai or even another Bank and deposit 400k in it and just leave it there permanently for the purpose of IO financials every year even though there would be no "in or out" activity on that account ?